Equity
-€220,090
Debts exceed assets in financial year 2025.
JMC Real Estate
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €54,162 (2025)
€54,162▲ €64,670
lowest -€90,300 (2017)
€21,250▲ €35,985
peak €31,768 (2014)
-€220,090▲ €21,250
€900,503▼ 42.7%
peak 1 FTE (2016)
-not published
Board4 names since 2011
3 directorsJILO and 2 others
Owners
Documentsfilings and deeds
13-10-202674 days late
2025micro format
Gross margin from -€10,508 to €54,162Back to profit: €21,250Debts from €1.6m to €900,503Cash from €699 to €201,517
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 26% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,946 companies (NACE 63, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.1%
01-2025: 2.1%● unchanged vs 12-2024
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.2%▲ +0.1 percentage points vs 02-2025
04-2025: 2.1%▼ -0.1 percentage points vs 03-2025
05-2025: 2.1%● unchanged vs 04-2025
06-2025: 2.0%▼ -0.1 percentage points vs 05-2025
07-2025: 2.1%▲ +0.1 percentage points vs 06-2025
08-2025: 2.6%▲ +0.5 percentage points vs 07-2025
09-2025: 2.9%▲ +0.3 percentage points vs 08-2025
10-2025: 3.2%▲ +0.3 percentage points vs 09-2025
11-2025: 3.4%▲ +0.2 percentage points vs 10-2025highest value
12-2025: 2.2%▼ -1.2 percentage points vs 11-2025
01-2026: 2.2%● unchanged vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.2%● unchanged vs 03-2026
05-2026: 2.2%● unchanged vs 04-2026
06-2026: 2.1%▼ -0.1 percentage points vs 05-2026
07-2026: 2.0%▼ -0.1 percentage points vs 06-2026
08-2026: 2.7%▲ +0.7 percentage points vs 07-2026
09-2026: 2.9%▲ +0.2 percentage points vs 08-2026
10-2026: 0.4%▼ -2.5 percentage points vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€220,090
Last filed accounts filed 74 days late; 3 of the last 3 accounts late
lowers risk
Size: total assets €689,546
Founded in 2005
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 5% of them on solvency, 17% on liquidity, 26% on profitability and 55% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 519 companies had the same profile as JMC Real Estate has now. Each dot stands for 2 companies, two years later.
91.5%
were still trading
3.9%
stopped another way
2.9%
went bankrupt
Another 1.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JMC Real Estate itself is lower: 0.4% within 12 months. It rests on far more data about JMC Real Estate than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 519 companies, not a prediction for JMC Real Estate. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.77 (0.85 in 2024), below 1. Short-term debt is 130.6% and cash 29.2% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2301 sector peers (2025).
NBB · sector comparisonPosition among 2301 sector peers
Solvency
better than 9%
← weakest
strongest →
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
74 days late
2024
105 days late
2023
65 days late
2022
31 days late
2021
31 days late
2020
26 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 60 days after the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 October (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0872266560
Registered office moved from Watermael-Boitsfort to Nandrin
New registered office: Chemin Du Facteur 9, 4550 Nandrin · Previous registered office: Chaussée de la Hulpe, 150 1170 Watermael-Boitsfort · Resignation: EAST WEST CONSULTING (director) · General meeting of 08-12-2023 · Gazette deed
Registered office moved from Berchem-Sainte-Agathe to Watermael-Boitsfort
New registered office: Chaussée de la Hulpe, 150 1170 Watermael-Boitsfort · Previous registered office: Rue Mathieu Pauwels, 32-1082 Berchem-Sainte-Agathe · Gazette deed
First establishment
Mathieu Pauwelsstraat 32, Berchem-Sainte-Agathe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JMC Real Estate Nandrin | €0.7m | €54,162 | -31.9% | - |
| Heads of University Management and Administration Network in Europe Woluwe-Saint-Lambert | €0.7m | €76,865 | 92.3% | - |
| OPSOMER INGE Kontich | €0.6m | €69,683 | 55.1% | - |
| BOETS INVEST Tongeren-Borgloon | €1.1m | €57,365 | 31.5% | - |
| MOENS BEHEER Maaseik | €0.6m | €72,023 | 97.5% | - |
| BESEMA Hamont-Achel | €0.7m | €77,645 | 99.4% | - |
| REI CONSULT Sint-Martens-Latem | €0.5m | €53,951 | 82.8% | - |
These companies have the same main activity as JMC Real Estate: other information service activities (NACE 63920). They are comparable in size and age: total assets between €489,000 and €1.1m, founded between 1999 and 2009.
Official details
Source: KBO- Status
- Active since 03-03-2005Normal situation
- Activity
- Other information service activitiesNACE 63920and 1 other
- Establishment unit
- 2.146.130.6411082 Berchem-Sainte-Agathe, since 01-04-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Insights on JMC Real Estate
JMC Real Estate files the micro format. That format states no turnover. The gross margin rose from €2,950 in 2006 to €54,162 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JMC Real Estate
- What is the company number of JMC Real Estate?
- The company number of JMC Real Estate is 0872.266.560. The VAT number is the same number with BE in front: BE 0872.266.560.
- Where is JMC Real Estate based?
- The registered office is at Chemin du Facteur 9, 4550 Nandrin.Company details
- What does JMC Real Estate do?
- According to the KBO register, the main activity is other information service activities (NACE 63920).
- What is the legal form of JMC Real Estate?
- JMC Real Estate is a private limited company (BV).
- When was JMC Real Estate founded?
- JMC Real Estate was founded on 03-03-2005.
- Is JMC Real Estate still active?
- Yes, JMC Real Estate is an active enterprise in the KBO register.
- How many employees does JMC Real Estate have?
- JMC Real Estate had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of JMC Real Estate?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €54,162 and 2,666 comparable companies of the same size. It probably lies between €110,000 and €280,000. It is a rough estimate.
- Is JMC Real Estate profitable?
- In financial year 2025, JMC Real Estate made a profit of €21,250.
- Where can I find the annual accounts of JMC Real Estate?
- JMC Real Estate filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JMC Real Estate due?
- JMC Real Estate must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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