JLD Management
ActiveJLD Management has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.95M and a net result of €-11k. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+8
Solvency94=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.15M at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 30.8% and cash: 0% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
0%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
21 d early
2024
on the day
2023
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16.95M▼ 0.1%
2024 · €16.96M
2023: €7.39M
2024: €16.96M
2023 → 2025
Total assets
€24.48M=
2024 · €24.49M
2023: €14.91M
2024: €24.49M
2023 → 2025
Net result
€-11k▲ 5.2%
2024 · €-12k
2023: €-27k
2024: €-12k
2023 → 2025
Working capital
€-7.50M=
2024 · €-7.50M
2023: €-7.50M
2024: €-7.50M
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7.39M-€16.96M▲ 129%€16.95M▼ 0.1%
Operating result€-25k-€-11k▲ 56.2%€-10k▲ 7.8%
Net result€-27k-€-12k▲ 54.3%€-11k▲ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €11k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24.48M
Fixed assets
€24.45M=
Current assets
€27k▲ 14.7%
Equity and liabilities €24.48M
Equity
€16.95M▼ 0.1%
Debt
€7.53M=
The debt ratio stays at 30.8%.
Key figures and ratios
EBITDA
€2k▲
2024 · €981
Cash flow
€687▲
2024 · €-52
Solvency
69.2%=
2024 · 69.3%
Current ratio
0.00▲
2024 · 0.00
Quick ratio
0.00▲
2024 · 0.00
Debt / equity
0.44▲
2024 · 0.44
ROE
-0.1%▲
2024 · -0.1%
ROA
0.0%▲
2024 · 0.0%
Interest coverage
1.95▲
2024 · 0.98
Debt
€7.53M=
2024 · €7.52M
Debt ≤ 1 year
€7.53M=
2024 · €7.52M
Income taxes
€270▲
2024 · €211
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24.49M€24.48M=
Fixed assets21/28€24.46M€24.45M=
Tangible fixed assets22/27€40k€28k▼
Furniture and vehicles24€40k€28k▼
Financial fixed assets28€24.42M€24.42M=
Current assets29/58€23k€27k▲
Amounts receivable within one year40/41€15k€15k▲
Trade receivables40€15k€15k▲
Cash at bank and in hand54/58€7k€10k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€24.49M€24.48M=
Equity10/15€16.96M€16.95M▼
Contributions10/11€17.00M€17.00M=
Profit (loss) carried forward14€-39k€-50k▼
Amounts payable17/49€7.52M€7.53M=
Amounts payable within one year42/48€7.52M€7.53M=
Trade debts44€54k€758▼
Suppliers440/4€54k€758▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€864€864=
Other amounts payable47/48€7.46M€7.52M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€2k€4k▲
Operating profit (loss)9901€-11k€-10k▲
Financial income75/76B€181€0▼
Recurring financial income75€181€0▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-12k€-11k▲
Income taxes67/77€211€270▲
Profit (loss) for the period9904€-12k€-11k▲
Profit (loss) for the period to be appropriated9905€-12k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-50k▼
Profit (loss) brought forward from the previous period14P€-27k€-39k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €10MEq €16.96M ▲129%
Equity rises from €7.39M to €16.96M.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Couloury 14800 VerviersGround area
180 m²
Building footprint
189 m²
Volume, LiDAR
1,538 m³
Parcel 63043A0160/00B000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JLD Management
since 20222.339.867.157
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63043A0160/00B000 | Wallonia | 180 m² | 1 · 189 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 4,609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2022
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jldourcy@skynet.be