JJS-T
ActiveThe computed 12-month bankruptcy probability of JJS-T is 3.0% (moderate). The 2024 annual accounts show equity of €54k and a net result of €10k. Equity is growing by ~20.8% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+1
Solvency76▲+12
Growth52=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 2.76 in 2023; short-term debt: 16.4% and cash: 0% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.8%
Return on assets
9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
29 d late
2022
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€54k▲ 21.6%
2023 · €45k
2022: €36k
2023: €45k
2022 → 2024
Total assets
€107k▼ 6.2%
2023 · €114k
2022: €48k
2023: €114k
2022 → 2024
Net result
€10k▲ 7.7%
2023 · €9k
2022: €33k
2023: €9k
2022 → 2024
Working capital
€60k▲ 23.3%
2023 · €49k
2022: €36k
2023: €49k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€36k-€45k▲ 25.1%€54k▲ 21.6%
Operating result€41k-€11k▼ 73.4%€10k▼ 6.1%
Net result€33k-€9k▼ 72.4%€10k▲ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 6% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €107k
Fixed assets
€29k▼ 21.8%
Current assets
€78k▲ 1.6%
Equity and liabilities €107k
Equity
€54k▲ 21.6%
Debt
€53k▼ 24.1%
The debt ratio falls from 60.8% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2023 · €14k
Cash flow
€18k▲
2023 · €12k
Solvency
50.8%▲
2023 · 39.2%
Current ratio
4.41▲
2023 · 2.76
Quick ratio
4.41▲
2023 · 2.76
Debt / equity
0.97▼
2023 · 1.55
ROE
17.8%▼
2023 · 20.1%
ROA
9.0%▲
2023 · 7.9%
Interest coverage
8.38▼
2023 · 16.61
Debt
€53k▼
2023 · €69k
Debt ≤ 1 year
€18k▼
2023 · €28k
Debt > 1 year
€35k▼
2023 · €42k
Income taxes
€3k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€114k€107k▼
Fixed assets21/28€38k€29k▼
Tangible fixed assets22/27€38k€29k▼
Plant, machinery and equipment23€165€88▼
Furniture and vehicles24€38k€29k▼
Current assets29/58€76k€78k▲
Amounts receivable within one year40/41€54k€76k▲
Trade receivables40€0€240▲
Other amounts receivable41€54k€76k▲
Cash at bank and in hand54/58€16k€0▼
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€114k€107k▼
Equity10/15€45k€54k▲
Contributions10/11€4k€4k=
Reserves13€41k€50k▲
Distributable reserves133€41k€50k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€69k€53k▼
Amounts payable after more than one year17€42k€35k▼
Financial debts170/4€42k€35k▼
Amounts payable within one year42/48€28k€18k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€21k€9k▼
Taxes450/3€21k€9k▼
Other amounts payable47/48€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€2k€717▼
Gross operating margin9900€16k€19k▲
Operating profit (loss)9901€11k€10k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€861€2k▲
Recurring financial charges65€861€2k▲
Profit (loss) for the period before taxes9903€12k€12k▲
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€9k€10k▲
Profit (loss) for the period to be appropriated9905€9k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€10k▲
Transfer to equity691/2€9k€10k▲
To other reserves6921€9k€10k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €9k ▼72.4%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostkerkestraat 108300 Knokke-HeistGround area
233 m²
Building footprint
68 m²
Volume, LiDAR
319 m³
Parcel 31039E0508/00D000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JJS-T
since 20212.325.714.758
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0508/00D000 | Flanders | 233 m² | 1 · 68 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.