Equity
€362,279 ▲ 105%
JFCO has made a profit without a break since 2023.
JFCO
Lifetime
7 annual accounts with figures on one time axispeak €284,146 (2019)
€59,796▼ 38.0%
lowest -€7,289 (2022)
€185,340▲ 171%
peak €555,388 (2021)
€362,279▲ 105%
€30,647▼ 27.0%
Board1 name since 2018
1 directorAlgemene Vergadering
Documentsfilings and deeds
15-06-202646 days before the deadline
2025micro format
Gross margin from €96,440 to €59,796Result from €68,349 to €185,340Equity from €176,939 to €362,279Debts from €41,961 to €30,647Cash from €147,854 to €83,084
Key points
from the 2025 annual accountsResult
€185,340 ▲ 171%
The result rose in 2025 from €68,349 to €185,340.
Turnover
≈ €120,000 estimated
The micro format states no turnover.
Liquidity
11.23 was 4.15 in 2024
Short-term debts fell from €41,961 to €30,647.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 15 to 46 days before the end of the period.
Position in the sector
€185,340
Higher net result than 94% of companies in head offices and management consultancy. Sector median €27,138 · 39,380 companies.
Checked score
98
Excellent
Financially stronger than 82% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 11.23, cash €83,084
Equity €362,279 (92.2% of total assets)
Size: total assets €392,926
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 68% on liquidity, 84% on profitability and 90% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JFCO has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JFCO itself is lower: < 0.1% within 12 months. It rests on far more data about JFCO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JFCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.23 (4.15 in 2024), above the usual 1.5. Short-term debt is 7.8% and cash 21.1% of total assets. 7.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €362,279
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
46 days early
2024
45 days early
2023
15 days early
2022
24 days early
2021
16 days early
2020
3 days early
2019
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
AV
Algemene Vergadering
Manager, COSYNS Steven Kristof, since 14-11-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0713689574
Amendment of the articles · Legal-form change
General meeting of 31-05-2024 · Gazette deed
Registered office moved from Everberg to Antwerp
New registered office: Begijnenstraat 35 te 2000 Antwerpen, België · Previous registered office: Dalemstraat 36, 3078 Everberg · Board meeting of 09-10-2019 · Gazette deed
Incorporation
Founder: COSYNS Steven Kristof · Founding capital of €20,000, 100 shares · Appointment: Algemene Vergadering (manager) · published on 21-11-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JFCO Antwerp | €392,926 | €59,796 | 92.2% | - |
| De Dreef Hoogstraten | €402,403 | €61,871 | 35.0% | - |
| PeARL Consulting bvba Boechout | €402,619 | €61,009 | 31.6% | - |
| VADECA INVEST Mechelen | €379,757 | €55,592 | 4.9% | - |
| CVH INVEST Putte | €377,387 | €60,669 | 47.8% | - |
| Devoco Schoten | €403,932 | €63,397 | 92.4% | - |
| Intellegere Herentals | €432,303 | €56,709 | 45.2% | - |
These companies have the same main activity as JFCO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €377,000 and €432,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 19-11-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.282.508.7802000 Antwerp, since 19-11-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2025
Annual accounts 2025
- €392,926▲ 79.5%
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on JFCO
JFCO files the micro format. That format states no turnover. The gross margin fell from €284,146 in 2019 to €59,796 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JFCO
- What is the company number of JFCO?
- The company number of JFCO is 0713.689.574. The VAT number is the same number with BE in front: BE 0713.689.574.
- Where is JFCO based?
- The registered office is at Begijnenstraat 35, 2000 Antwerp.Company details
- What does JFCO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of JFCO?
- JFCO is a private limited company (BV).
- When was JFCO founded?
- JFCO was founded on 19-11-2018.
- Is JFCO still active?
- Yes, JFCO is an active enterprise in the KBO register.
- What is the turnover of JFCO?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €59,796 and 120 comparable companies (NACE 70200). It probably lies between €92,000 and €150,000.Financials
- Is JFCO profitable?
- In financial year 2025, JFCO made a profit of €185,340.
- Where can I find the annual accounts of JFCO?
- JFCO filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JFCO due?
- JFCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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