JESSAV

Active

Private limited companyfounded 20223 yrs activeLeeg Bracht 1, 9860 Oosterzele, BelgiumKBO/BCE: BE 0794.412.578

JESSAV has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €61k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 521 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2025

64 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+10

Solvency27▼-54

Growth78=

Track record94

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 72

Relative position

BE, all sectors

reference

Sector 72

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

1.9%

Return on assets

45.1%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 521 sector peers (2025).

NBB · sector comparison

Position among 521 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-05-2026, 78 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

78 d early

2024

4 d late

2023

47 d late

2022

32 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€3k▼ 95.1%

2024 · €52k

2022: €1k 2023: €37k 2024: €52k

2022 → 2025

Total assets

€136k▲ 46.6%

2024 · €93k

2022: €51k 2023: €83k 2024: €93k

2022 → 2025

Net result

€61k▲ 298%

2024 · €15k

2022: €-1k 2023: €37k 2024: €15k

2022 → 2025

Working capital

€-7k

2024 · €41k

2022: €-14k 2023: €24k 2024: €41k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€1k-€37k▲ 3,432%€52k▲ 38.9%€3k▼ 95.1%

Operating result€-1k-€48k€21k▼ 56.2%€79k▲ 275%

Net result€-1k-€37k€15k▼ 58.6%€61k▲ 298%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 275% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €136k

13.1%

86.9%

Fixed assets €18k▼ 33.7%

Current assets €118k▲ 79.4%

Equity and liabilities €136k

98.1%

Equity €3k▼ 95.1%

Debt €134k▲ 227%

The debt ratio rises from 44.0% to 98.1%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€88k▲

2024 · €30k

Cash flow

€70k▲

2024 · €24k

Solvency

1.9%▼

2024 · 56.0%

Current ratio

0.94▼

2024 · 2.60

Quick ratio

0.94▼

2024 · 2.60

Debt / equity

52.56▲

2024 · 0.78

ROA

45.1%▲

2024 · 16.6%

Interest coverage

131.95▲

2024 · 26.76

Debt

€134k▲

2024 · €41k

Debt ≤ 1 year

€126k▲

2024 · €25k

Debt > 1 year

€8k▼

2024 · €15k

Income taxes

€17k▲

2024 · €4k

A ratio outside any meaningful range has been withheld (balance sheet total €136k, equity €3k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€93k€136k▲

Fixed assets21/28€27k€18k▼

Tangible fixed assets22/27€27k€18k▼

Furniture and vehicles24€27k€18k▼

Financial fixed assets28€60€60=

Current assets29/58€66k€118k▲

Amounts receivable within one year40/41€952€254▼

Other amounts receivable41€952€254▼

Cash at bank and in hand54/58€61k€102k▲

Deferred charges and accrued income490/1€4k€16k▲

Equity and liabilities

Total equity and liabilities10/49€93k€136k▲

Equity10/15€52k€3k▼

Contributions10/11€3k€3k=

Reserves13€50k€41▼

Distributable reserves133€50k€41▼

Amounts payable17/49€41k€134k▲

Amounts payable after more than one year17€15k€8k▼

Financial debts170/4€15k€8k▼

Amounts payable within one year42/48€25k€126k▲

Current portion of amounts payable after more than one year42€7k€7k▲

Trade debts44€322€306▼

Suppliers440/4€322€306▼

Taxes, remuneration and social security45€14k€11k▼

Taxes450/3€14k€9k▼

Remuneration and social security454/9-€2k

Other amounts payable47/48€4k€107k▲

Accrued charges and deferred income492/3€320€320=

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=

Other operating charges640/8€762€522▼

Gross operating margin9900€31k€88k▲

Operating profit (loss)9901€21k€79k▲

Financial income75/76B-€2

Recurring financial income75-€2

Financial charges65/66B€1k€666▼

Recurring financial charges65€1k€666▼

Profit (loss) for the period before taxes9903€20k€78k▲

Income taxes67/77€4k€17k▲

Profit (loss) for the period9904€15k€61k▲

Profit (loss) for the period to be appropriated9905€15k€61k▲

Appropriation of the result

Profit (loss) to be appropriated9906€15k€61k▲

Transfer from equity791/2-€50k

Transfer to equity691/2€15k€11▼

To other reserves6921€15k€11▼

Profit to be distributed694/7€859€111k▲

Return on contributions (dividend)694€859€111k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

14-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2022net €61k ▲298%

Operating result €79k, net result €61k, both a record.

04-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 4 days late

2024

16-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 47 days late

2023

31-12

Financial Back to profitnet €37k

Net result €37k after one loss-making year.

31-12

Financial Liquidity times 6current ratio 2.07

Current ratio from 0.33 to 2.07.

29-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Oosterzele · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leeg Bracht 19860 Oosterzele

Ground area

1,629 m²

Building footprint

164 m²

Volume, LiDAR

866 m³

Parcel 44007A0463/00T000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Leeg Bracht 1, 9860 Oosterzele

Book publishing

since 20222.339.166.678

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44007A0463/00T000	Flanders	1,629 m²	1 · 164 m²	10.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

JV forensische en medische expertise

Of 761 companies in sector 72101 we hold annual accounts for 481. 54 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-12-2022

Fiscal year end31-12

Activities, NACEBEL

72101Research and development on biotechnology

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:jessica.saverys@gmail.com

Establishment Oosterzele 2.339.166.678