JEKOTECH
ActiveThe computed 12-month bankruptcy probability of JEKOTECH is 2.0% (moderate). The 2025 annual accounts show equity of €33k and a net result of €18k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+31
Solvency40=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.48 against 1.01 in 2024; short-term debt: 81.4% and cash: 1.9% of total assets), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
8.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
58 d early
2024
on the day
2023
on the day
2022
54 d early
2021
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 104%
2024 · €16k
2021: €19k
2022: €17k
2023: €19k
2024: €16k
2021 → 2025
Total assets
€218k▲ 103%
2024 · €107k
2021: €51k
2022: €55k
2023: €81k
2024: €107k
2021 → 2025
Net result
€18k
2024 · €-3k
2021: €5k
2022: €-2k
2023: €2k
2024: €-3k
2021 → 2025
Working capital
€-92k
2024 · €477
2021: €10k
2022: €9k
2023: €6k
2024: €477
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€17k▼ 10.9%€19k▲ 13.3%€16k▼ 13.9%€33k▲ 104%
Operating result€7k-€-1k€4k€-524€26k
Net result€5k-€-2k€2k€-3k€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €524 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€132k▲ 347%
Current assets
€86k▲ 10.4%
Equity and liabilities €218k
Equity
€33k▲ 104%
Debt
€185k▲ 103%
The debt ratio falls from 85.0% to 84.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €9k
Cash flow
€26k▲
2024 · €7k
Solvency
15.1%▲
2024 · 15.0%
Current ratio
0.48▼
2024 · 1.01
Quick ratio
0.48▼
2024 · 1.01
Debt / equity
5.61▼
2024 · 5.65
ROE
53.6%▲
2024 · -16.2%
ROA
8.1%▲
2024 · -2.4%
Interest coverage
20.35▲
2024 · 3.91
Debt
€185k▲
2024 · €91k
Debt ≤ 1 year
€178k▲
2024 · €77k
Debt > 1 year
€8k▼
2024 · €14k
Income taxes
€7k▲
2024 · €0
Staff costs
€0▼
2024 · €432
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€218k▲
Fixed assets21/28€30k€132k▲
Tangible fixed assets22/27€30k€21k▼
Plant, machinery and equipment23€24k€21k▼
Furniture and vehicles24€6k€0▼
Financial fixed assets28-€111k
Current assets29/58€78k€86k▲
Amounts receivable within one year40/41€71k€80k▲
Trade receivables40€65k€76k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1€759€1k▲
Equity and liabilities
Total equity and liabilities10/49€107k€218k▲
Equity10/15€16k€33k▲
Contributions10/11€4k€4k=
Reserves13€15k€29k▲
Distributable reserves133€15k€29k▲
Profit (loss) carried forward14€-3k€0▲
Amounts payable17/49€91k€185k▲
Amounts payable after more than one year17€14k€8k▼
Financial debts170/4€14k€8k▼
Amounts payable within one year42/48€77k€178k▲
Current portion of amounts payable after more than one year42€13k€6k▼
Trade debts44€51k€41k▼
Suppliers440/4€51k€41k▼
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3€7k€14k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€7k€117k▲
Income statement
Code20242025
Remuneration, social security and pensions62€432€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€11k€36k▲
Operating profit (loss)9901€-524€26k▲
Financial income75/76B€180€17▼
Recurring financial income75€180€17▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-3k€24k▲
Income taxes67/77€0€7k▲
Profit (loss) for the period9904€-3k€18k▲
Profit (loss) for the period to be appropriated9905€-3k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€15k▲
Profit (loss) brought forward from the previous period14P€0€-3k▼
Transfer to equity691/2€0€14k▲
To other reserves6921€0€14k▲
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
06-02
State Gazette act
RestructuringMerger · Corporate purpose · Accounting effect5 facts ▸
State Gazette act
Restructuring
Merger · Corporate purpose · Accounting effect5 facts ▸
- Merger, fusion by absorption
- Corporate purpose, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen : -plaats…
- Corporate purpose, -Onderneming voor het plaatsen van centrale verwarming met warm water en stoom, stookolie en gas. -De fabricage en installatie van ketels, branders en radiatore…
- Accounting effect, 2026-04-01
- Legal effect condition, vanaf de datum waarop de buitengewone algemene vergaderingen van de bij de fusie betrokken vennootschappen overeenstemmende fusiebesluiten zullen genomen hebben
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼219%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 1899472 DenderleeuwGround area
1,027 m²
Building footprint
82 m²
Parcel 41030A0464/00H002, Flanders. Linked by address, not a title deed.
1 establishment unit
Hoogstraat 189, 9472 Denderleeuw
since 20202.297.841.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41030A0464/00H002 | Flanders | 1,027 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionTook over:SAVEKO
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,016 EUR awarded · 611 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,016 EUR | 611 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 2,785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2020
Fiscal year end31-12
Legal name NL
SAVEKO WONINGTECHNIEKEN
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jekotechbv@gmail.com