JDM BUSINESS DESIGN
ActiveThe computed 12-month bankruptcy probability of JDM BUSINESS DESIGN is 1.7% (moderate). For JDM BUSINESS DESIGN, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €9k and a net result of €90. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 30866 sector peers (fiscal year 2022). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2020
Profitability35▼-36
Solvency30▲+2
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
5%
Return on assets
0.1%
Age of the figures
48 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-09-2023 close30-04-2024 deadline19-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2022 was due by 30-04-2023 and was filed on 01-12-2023, 215 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
215 d late
2020
25 d late
2019
328 d late
2018
36 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€9k▲ 142%
2020 · €4k
2018: €7k
2019: €-12k
2020: €4k
2018 → 2022
Total assets
€176k▲ 50.1%
2020 · €118k
2018: €145k
2019: €120k
2020: €118k
2018 → 2022
Net result
€90▼ 99.4%
2020 · €16k
2018: €-7k
2019: €-19k
2020: €16k
2018 → 2022
Working capital
€-7k▲ 21.4%
2020 · €-9k
2018: €-7k
2019: €-24k
2020: €-9k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202022Trend
Equity€7k-€-12k€4k€9k▲ 142%
Operating result€-2k-€-12k▼ 586%€22k€9k▼ 60.1%
Net result€-7k-€-19k▼ 188%€16k€90▼ 99.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €9k in 2022, compared with €22k in 2020. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2020 as the grey bar beneath
Assets €176k
Fixed assets
€31k▲ 85.8%
Current assets
€145k▲ 44.1%
Equity and liabilities €176k
Equity
€9k▲ 142%
Debt
€168k▲ 47.1%
The debt ratio falls from 96.9% to 95.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2020 · €30k
Cash flow
€6k▼
2020 · €24k
Solvency
5.0%▲
2020 · 3.1%
Current ratio
0.95▲
2020 · 0.91
Quick ratio
0.88▼
2020 · 0.91
Debt / equity
19.09▲
2020 · 1.07
ROE
1.0%▼
2020 · 436.1%
ROA
0.1%▼
2020 · 13.5%
Interest coverage
2.00
Debt
€168k▲
2020 · €114k
Debt ≤ 1 year
€152k▲
2020 · €110k
Debt > 1 year
€15k▲
2020 · €4k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2020
Balance sheet
Code20202022
Assets
Total assets20/58€118k€176k▲
Fixed assets21/28€17k€31k▲
Tangible fixed assets22/27€12k€27k▲
Furniture and vehicles24-€3k
Leasing and similar rights25-€23k
Financial fixed assets28€5k€5k=
Current assets29/58€101k€145k▲
Amounts receivable after more than one year29-€55k
Other amounts receivable291-€55k
Stocks and contracts in progress3-€10k
Stocks30/36-€10k
Amounts receivable within one year40/41€79k€68k▼
Trade receivables40-€64k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€1k€12k▲
Equity and liabilities
Total equity and liabilities10/49€118k€176k▲
Equity10/15€4k€9k▲
Contributions10/11€21k€21k=
Capital10-€21k
Issued capital100-€21k
Reserves13€2k€2k=
Non-distributable reserves130/1-€2k
Legal reserve130-€2k
Profit (loss) carried forward14€-20k€-14k▲
Amounts payable17/49€114k€168k▲
Amounts payable after more than one year17€4k€15k▲
Financial debts170/4-€15k
Amounts payable within one year42/48€110k€152k▲
Current portion of amounts payable after more than one year42-€6k
Financial debts43-€49k
Credit institutions430/8-€49k
Trade debts44€54k€95k▲
Suppliers440/4-€95k
Advances received on contracts in progress46-€210
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48-€1k
Income statement
Code20202022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8-€499
Gross operating margin9900€34k€15k▼
Operating profit (loss)9901€22k€9k▼
Financial income75/76B-€305
Recurring financial income75€733€305▼
Financial charges65/66B-€8k
Recurring financial charges65€7k€7k▲
Non-recurring financial charges66B-€556
Profit (loss) for the period before taxes9903€16k€1k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€16k€90▼
Profit (loss) for the period to be appropriated9905€16k€90▼
Appropriation of the result
Profit (loss) to be appropriated9906-€-14k
Profit (loss) brought forward from the previous period14P-€-14k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 215 days late
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 328 days late
2020
30-09
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
2019
30-09
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 36 days late
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
2014
05-11
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 189 days late
2013
18-12
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 232 days late
2012
21-02
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 297 days late
2010
28-06
NBB filing
Annual accounts filed
fiscal year 2009 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Nivelles 331300 WavreGround area
94 m²
Building footprint
39 m²
Parcel 25112M0187/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Nivelles 33, 1300 Wavre
since 19962.078.452.058
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112M0187/00B000 | Wallonia | 94 m² | 1 · 39 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LANDELIJK GLAS
BE 0768.793.591
Maaseik · Eq €9k
DIMA
BE 0681.839.922
Sint-Truiden · Eq €8k
VITRERIE PIROTON
BE 0760.391.116
Theux · Eq €11k
ACLOT-VITRES
BE 0637.737.782
Nivelles · Eq €11k
Of 489 companies in sector 43343 we hold annual accounts for 294. 95 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-09-1996
Fiscal year end30-09
Activities, NACEBEL
43343Specialised construction activities
23120Manufacture of other non-metallic mineral products
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36141
47784Retail sale of souvenirs and religious articles
47786Retail trade
52497
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:jdmvitrages@skynet.be
Phone:010/22-45-46
Fax:010/61-36-66