Payment terms
19 days to suppliers
DETOUR pays its suppliers 7 days later than in 2024. Customers pay 35 days earlier.
DETOUR
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €188,443 (2023)
€145,980▲ 26.5%
lowest -€52,493 (2020)
€69,561▲ 11.2%
peak €303,868 (2025)
€303,868▲ 29.7%
€248,637▲ 7.5%
peak 0 FTE (2006)
-not published
Owners
Documentsfilings and deeds
08-03-2026145 days before the deadline
2025micro format
Turnover from €537,387 to €652,267Gross margin from €115,420 to €145,980Equity from €234,307 to €303,868Cash from €57,054 to €99,861
Key points
from the 2025 annual accountsFilings
22 annual accounts since 2004
The last five annual accounts were filed 138 to 177 days before the end of the period.
Position in the sector
€303,868
More equity than 91% of companies in travel agencies. Sector median €59,315 · 560 companies.
Checked score
97
Excellent
Financially stronger than 73% of micro companies in travel agencies (NACE 79)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 1,004 companies (NACE 79, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025highest value
04-2025: 0.2%▼ -0.1 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.1%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: turnover €652,267, total assets €552,505
lowers risk
Founded in 2003
Liquidity: current ratio 4.91, cash €99,861
Equity €303,868 (55.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro). It does better than 70% of them on solvency, 63% on liquidity, 84% on profitability and 76% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as DETOUR has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DETOUR itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for DETOUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.91 (4.97 in 2024), above the usual 1.5. Short-term debt is 15.1% and cash 18.1% of total assets. 45% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-03-2026, 145 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
145 days early
2024
138 days early
2023
177 days early
2022
175 days early
2021
160 days early
2020
176 days early
2019
207 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 168 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Détour cvba consolidatesannual accounts 2010
- Carine Vandenplasannual accounts 2016
- Frank Devrieseannual accounts 2016
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0861775516
Purpose change · Amendment of the articles · Legal-form change
Authorised capital up to €100,000 for 5 years · “Het organiseren en verkopen van reizen; Het beheren, bouwrijp maken, verkavelen en exploiteren van onroerende…” (deed in Dutch) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · General meeting of 04-12-2023 · Gazette deed
Incorporation
published on 28-11-2003 · Gazette deed
First establishment
Détour, Bornestraat 305, Leuven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DETOUR Leuven | €652,267 | 14.2% | 55.0% | - |
| 'T REISBUREAU Brecht | - | - | 76.5% | - |
| GOLF DIRECT Brasschaat | - | - | 70.5% | - |
| VOYAGES PASCAL NOEL La Louvière | €710,097 | 4.5% | 19.8% | - |
| Reizen De Postiljon Dilbeek | - | - | 24.3% | 1.3 |
| WESTANA Middelkerke | - | - | 28.6% | 0.8 |
| AIR D'AILLEURS Leuze-en-Hainaut | - | - | 50.7% | 2.4 |
Grey: the largest companies of the sector (travel agencies (NACE 79)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as DETOUR: travel agency activities (NACE 79110). They are comparable in size and age: total assets between €496,000 and €707,000, founded between 2002 and 2007.
Official details
Source: KBO- Status
- Active since 21-11-2003Normal situation
- Activity
- Travel agency activitiesNACE 79110and 7 others
- Establishment unit
- 2.134.382.8523012 Leuven, since 21-11-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Annual accounts 2025
- €552,505▲ 18.6%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 08-03-2026, 145 days before the end of the filing period
Insights on DETOUR
DETOUR files the micro format. That format states no turnover. The gross margin rose from €463 in 2006 to €145,980 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DETOUR
- What is the company number of DETOUR?
- The company number of DETOUR is 0861.775.516. The VAT number is the same number with BE in front: BE 0861.775.516.
- Where is DETOUR based?
- The registered office is at Bornestraat 305, 3012 Leuven.Company details
- What does DETOUR do?
- According to the KBO register, the main activity is travel agency activities (NACE 79110).
- What is the legal form of DETOUR?
- DETOUR is a private limited company (BV).
- When was DETOUR founded?
- DETOUR was founded on 21-11-2003.
- Is DETOUR still active?
- Yes, DETOUR is an active enterprise in the KBO register.
- How many employees does DETOUR have?
- DETOUR had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of DETOUR?
- The turnover of DETOUR was €652,267 in financial year 2025, according to the filed annual accounts.
- Is DETOUR profitable?
- In financial year 2025, DETOUR made a profit of €69,561.
- Where can I find the annual accounts of DETOUR?
- DETOUR filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DETOUR due?
- DETOUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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