Equity
€122,327 from €362,315 in 2012
Equity fell by 66% in 13 years.
JAMINE
Lifetime
18 annual accounts with figures on one time axis, 25 filings since 2000peak €108,959 (2012)
€57,121▼ 39.6%
lowest -€58,970 (2019)
-€18,772▼ €62,287
peak €362,315 (2012)
€122,327▼ 13.3%
€1.2m▲ 10.7%
peak 1.6 FTE (2008)
-not published
Board2 names since 2020
1 directorNicolas Meire
Documentsfilings and deeds
31-10-2025on the last day
2025micro format
Gross margin from €94,644 to €57,121Loss of €18,772Equity from €141,099 to €122,327Investments €332,022Cash from €8,162 to €40,984
Key points
from the 2025 annual accountsResult
-€18,772 -€18,772
From profit to loss in 2025, after a profit of €43,515 in 2024.
Debts
€1.2m 91% of the balance sheet
Financial debts 23%Suppliers 3%Taxes and wages 0%Other 74%
Of this, €842,539 falls due within a year.
Investments
€332,022 6.2 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 17.6% higher than in 2024.
Filings
25 annual accounts 10 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Position in the sector
-€18,772
Lower net result than 88% of companies in retail trade. Sector median €5,048 · 22,907 companies.
Checked score
49
Fair
Financially stronger than 29% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.6%▲ +0.2 percentage points vs 09-2025
11-2025: 0.9%▲ +0.3 percentage points vs 10-2025
12-2025: 0.3%▼ -0.6 percentage points vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026lowest value
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.3 percentage points vs 06-2026
08-2026: 1.9%▲ +1.3 percentage points vs 07-2026
09-2026: 1.9%● unchanged vs 08-2026
10-2026: 2.9%▲ +1.0 percentage point vs 09-2026
11-2026: 3.2%▲ +0.3 percentage points vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €122,327 (9.5% of total assets)
Ex-officio strike-off in the KBO
lowers risk
Size: total assets €1.3m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 26% of them on solvency, 18% on liquidity, 47% on profitability and 24% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,104 companies had the same profile as JAMINE has now. Each dot stands for 3 companies, two years later.
94.2%
were still trading
3.6%
stopped another way
1.8%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JAMINE itself is higher: 3.2% within 12 months. It rests on far more data about JAMINE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,104 companies, not a prediction for JAMINE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.09 (0.37 in 2024), below 1. Short-term debt is 65.2% and cash 3.2% of total assets. 90.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
on the day
2024
6 days early
2023
5 days early
2022
3 days late
2021
3 days late
2020
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Recent changes
Registered office moved from Bornem to Koksijde
New registered office: Jan van Looylaan 67, 8670 Koksijde · Previous registered office: PUURSESTEENWEG 19, 2880 BORNEM · General meeting of 23-04-2026 · Gazette deed
Address struck
effective 20-04-2026 · KBO administration
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0466009279
Registered office moved within Bornem
New registered office: Puursesteenweg 49, 2880 Bornem · Previous registered office: Puursesteenweg 19 bus 3, 2880 Bornem · Change of role: Nicolas Meire, from statutory manager to director · General meeting of 26-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as JAMINE: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €767,000 and €1.6m, founded between 1985 and 2002.
Official details
Source: KBO- Status
- Active since 06-05-1999Normal situation
- Activity
- Retail sale of newspapers and periodicalsNACE 47621and 2 others
- Establishment unit
- 2.091.835.6828670 Koksijde, since 05-08-1999
- Financial year end
- 31 March
- Peppol
- Reachable since 28-01-2026
Insights on JAMINE
JAMINE files the micro format. That format states no turnover. The gross margin fell from €79,812 in 2007 to €57,121 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JAMINE
- What is the company number of JAMINE?
- The company number of JAMINE is 0466.009.279. The VAT number is the same number with BE in front: BE 0466.009.279.
- Where is JAMINE based?
- The registered office is at Jan Van Looylaan 67, 8670 Koksijde.Company details
- What does JAMINE do?
- According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
- What is the legal form of JAMINE?
- JAMINE is a private limited company (BV).
- When was JAMINE founded?
- JAMINE was founded on 06-05-1999.
- Is JAMINE still active?
- Yes, JAMINE is an active enterprise in the KBO register.
- What is the turnover of JAMINE?
- The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €57,121 and 32 comparable companies (NACE 476). It probably lies between €160,000 and €570,000.Financials
- Is JAMINE profitable?
- In financial year 2025, JAMINE made a loss of €18,772.
- Where can I find the annual accounts of JAMINE?
- JAMINE filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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