Equity
€2,000 from €64,764 in 2022
Equity fell by 97% in 3 years.
JAB SOLUTIONS
Lifetime
5 annual accounts with figures on one time axispeak €97,068 (2024)
€93,081▼ 4.1%
peak €53,406 (2023)
€27,567▼ 8.7%
peak €64,764 (2022)
€2,000unchanged
€109,118▲ 1.3%
Board1 name since 2021
1 directorBernard GILLARD
Documentsfilings and deeds
09-04-2026113 days before the deadline
2025micro format
Dividend €27,567Investments €12,669
Key points
from the 2025 annual accountsTurnover
≈ €190,000 estimated
The micro format states no turnover.
Debts
€109,118 98% of the balance sheet
Suppliers 3%Taxes and wages 9%Other 88%
Investments
€12,669 2.8 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts 1 late
The 2023 accounts came 8 days late. The other four were filed on time.
Position in the sector
1.8%
Lower solvency than 90% of companies in head offices and management consultancy. Sector median 55.5% · 39,360 companies.
Checked score
91
Excellent
Financially stronger than 28% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €2,000 (1.8% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €111,118
Liquidity: current ratio 0.65, cash €58,434
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 10% of them on solvency, 33% on liquidity, 29% on profitability and 40% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as JAB SOLUTIONS has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of JAB SOLUTIONS itself is lower: 0.1% within 12 months. It rests on far more data about JAB SOLUTIONS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for JAB SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 39360 sector peers (2025).
NBB · sector comparisonPosition among 39360 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
113 days early
2024
35 days early
2023
8 days late
2022
157 days early
2021
61 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 72 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 May (4 of the last 5 accounts filed within 70 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0768307997
First establishment
Rue de Fraipont 44, Sprimont
Incorporation
Founding capital of €2,000, 200 shares · Founder: GILLARD Bernard Michel Luc · Appointment: GILLARD Bernard Michel Luc (director) · published on 14-05-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JAB SOLUTIONS Sprimont | €111,118 | €93,081 | 1.8% | - |
| King’s Mill Management Verlaine | €110,940 | €89,529 | 81.5% | - |
| El - Co Nandrin | €123,514 | €96,083 | 70.2% | - |
| VOS Consulting & Management Chaudfontaine | €106,060 | €102,991 | 4.7% | - |
| ADVISTEEL Theux | €101,586 | €110,514 | 4.9% | - |
| NILLOC Management Hannut | €131,572 | €84,522 | 18.3% | - |
| GERON ENERGY MANAGEMENT Esneux | €115,254 | €79,871 | 75.2% | - |
These companies have the same main activity as JAB SOLUTIONS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €102,000 and €132,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 11-05-2021Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.318.990.4804141 Sprimont, since 01-07-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 06-08-2025
Annual accounts 2025
- €111,118▲ 1.3%
- Filing
- Filed on 09-04-2026, 113 days before the end of the filing period
Insights on JAB SOLUTIONS
JAB SOLUTIONS files the micro format. That format states no turnover. The gross margin rose from €26,080 in 2021 to €93,081 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JAB SOLUTIONS
- What is the company number of JAB SOLUTIONS?
- The company number of JAB SOLUTIONS is 0768.307.997. The VAT number is the same number with BE in front: BE 0768.307.997.
- Where is JAB SOLUTIONS based?
- The registered office is at Rue de Fraipont 44, 4141 Sprimont.Company details
- What does JAB SOLUTIONS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of JAB SOLUTIONS?
- JAB SOLUTIONS is a private limited company (BV).
- When was JAB SOLUTIONS founded?
- JAB SOLUTIONS was founded on 11-05-2021.
- Is JAB SOLUTIONS still active?
- Yes, JAB SOLUTIONS is an active enterprise in the KBO register.
- What is the turnover of JAB SOLUTIONS?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €93,081 and 120 comparable companies (NACE 70200). It probably lies between €140,000 and €240,000.Financials
- Is JAB SOLUTIONS profitable?
- In financial year 2025, JAB SOLUTIONS made a profit of €27,567.
- Where can I find the annual accounts of JAB SOLUTIONS?
- JAB SOLUTIONS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JAB SOLUTIONS due?
- JAB SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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