J.G. Full Services
ActiveThe computed 12-month bankruptcy probability of J.G. Full Services is 4.2% (elevated). The 2025 annual accounts show negative equity (€-44k) and a net result of €-46k. Equity is shrinking by ~261.4% per year across the filed fiscal years. Its solvency ranks better than 6% of 27559 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
14
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-31
Solvency1▼-25
Growth32=
Track record94
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.35 in 2024; short-term debt: 94.6% and cash: 0.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-24%
Return on assets
-25.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-44k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
29 d early
2023
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-44k
2024 · €2k
2023: €10k
2024: €2k
2023 → 2025
Total assets
€183k▲ 5.0%
2024 · €175k
2023: €94k
2024: €175k
2023 → 2025
Net result
€-46k▼ 475%
2024 · €-8k
2023: €5k
2024: €-8k
2023 → 2025
Working capital
€-147k▼ 149%
2024 · €-59k
2023: €-35k
2024: €-59k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€2k▼ 77.5%€-44k
Operating result€10k-€-17k€-38k▼ 128%
Net result€5k-€-8k€-46k▼ 475%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38k in 2025 against €17k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€156k▲ 10.4%
Current assets
€27k▼ 17.0%
Key figures and ratios
EBITDA
€-444▼
2024 · €10k
Cash flow
€-9k▼
2024 · €19k
Solvency
-24.0%▼
2024 · 1.3%
Current ratio
0.15▼
2024 · 0.35
Quick ratio
0.14▼
2024 · 0.35
Debt / equity
-5.17▼
2024 · 73.64
ROA
-25.2%▼
2024 · -4.6%
Interest coverage
-0.05▼
2024 · 2.11
Debt
€227k▲
2024 · €172k
Debt ≤ 1 year
€173k▲
2024 · €91k
Debt > 1 year
€54k▼
2024 · €81k
Income taxes
€132
Staff costs
€11k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€183k▲
Formation expenses20€2k€1k▼
Fixed assets21/28€141k€156k▲
Tangible fixed assets22/27€141k€155k▲
Plant, machinery and equipment23€112k€133k▲
Furniture and vehicles24€29k€23k▼
Financial fixed assets28€135€135=
Current assets29/58€32k€27k▼
Stocks and contracts in progress3-€1k
Stocks30/36-€1k
Amounts receivable within one year40/41€24k€24k▲
Trade receivables40€24k€24k▲
Other amounts receivable41-€47
Cash at bank and in hand54/58€8k€474▼
Deferred charges and accrued income490/1€136€296▲
Equity and liabilities
Total equity and liabilities10/49€175k€183k▲
Equity10/15€2k€-44k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-3k€-49k▼
Amounts payable17/49€172k€227k▲
Amounts payable after more than one year17€81k€54k▼
Financial debts170/4€81k€54k▼
Amounts payable within one year42/48€91k€173k▲
Current portion of amounts payable after more than one year42€25k€27k▲
Financial debts43-€82k
Credit institutions430/8-€82k
Trade debts44€14k€15k▲
Suppliers440/4€14k€15k▲
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€44k€45k▲
Accrued charges and deferred income492/3€800-
Income statement
Code20242025
Remuneration, social security and pensions62€14k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€38k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€26k€13k▼
Operating profit (loss)9901€-17k€-38k▼
Financial income75/76B€13k€881▼
Recurring financial income75€16€17▲
Non-recurring financial income76B€13k€863▼
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€8k▲
Non-recurring financial charges66B€29€651▲
Profit (loss) for the period before taxes9903€-8k€-46k▼
Income taxes67/77-€132
Profit (loss) for the period9904€-8k€-46k▼
Profit (loss) for the period to be appropriated9905€-8k€-46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-49k▼
Profit (loss) brought forward from the previous period14P€5k€-3k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gedinne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de France, L.-S.-P. 405575 GedinneGround area
304 m²
Building footprint
151 m²
Volume, LiDAR
1,101 m³
Parcel 91083B0305/00G000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.G. Full Services
since 20232.345.771.091
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91083B0305/00G000 | Wallonia | 304 m² | 1 · 151 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,232. 531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2023
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
77210Renting and leasing of sports and recreation goods
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jgfullservices@gmail.com