J.B.M.C.
ActiveSummary
J.B.M.C. has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €389k and a net result of €-3k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+2
Solvency92=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.73 in 2024; short-term debt: 19.6% and cash: 0.7% of total assets), and 33.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
26 d late
2023
27 d late
2022
29 d late
2021
31 d late
2020
27 d late
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€389k▼ 0.9%
2024 · €393k
2018: €331k
2019: €464k
2020: €527k
2021: €467k
2022: €433k
2023: €403k
2024: €393k
2018 → 2025
Total assets
€584k▼ 1.0%
2024 · €589k
2018: €939k
2019: €861k
2020: €801k
2021: €749k
2022: €717k
2023: €631k
2024: €589k
2018 → 2025
Net result
€-3k▲ 68.4%
2024 · €-11k
2018: €-50k
2019: €133k
2020: €63k
2021: €-61k
2022: €-34k
2023: €-29k
2024: €-11k
2018 → 2025
Working capital
€114k▲ 33.9%
2024 · €85k
2018: €-278k
2019: €-66k
2020: €57k
2021: €44k
2022: €49k
2023: €61k
2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€467k-€433k▼ 7.3%€403k▼ 6.7%€393k▼ 2.6%€389k▼ 0.9%
Operating result€-49k-€-34k▲ 31.1%€-29k▲ 15.2%€-8k▲ 71.0%€3k
Net result€-61k-€-34k▲ 43.5%€-29k▲ 14.8%€-11k▲ 63.5%€-3k▲ 68.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €8k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €584k
Fixed assets
€356k ▼ 8.3%
Current assets
€228k ▲ 13.0%
Equity and liabilities €584k
Equity
€389k ▼ 0.9%
Debt
€194k ▼ 1.3%
Debt's share of the balance-sheet total falls from 33.4% to 33.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €26k
Cash flow
€29k▲
2024 · €24k
Current ratio
2.00▲
2024 · 1.73
Debt to equity
0.50▼
2024 · 0.50
ROE
-0.9%▲
2024 · -2.7%
ROA
-0.6%▲
2024 · -1.8%
Interest coverage
244.60▲
2024 · 13.40
Debt ≤ 1 year
€114k▼
2024 · €117k
Debt > 1 year
€80k=
2024 · €80k
Income taxes
€7k▲
2024 · €493
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€589k€584k▼
Fixed assets21/28€388k€356k▼
Tangible fixed assets22/27€388k€356k▼
Land and buildings22€387k€356k▼
Furniture and vehicles24€288€0▼
Current assets29/58€202k€228k▲
Amounts receivable within one year40/41€196k€224k▲
Trade receivables40€2k€26k▲
Other amounts receivable41€194k€198k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€3k€372▼
Equity and liabilities
Total equity and liabilities10/49€589k€584k▼
Equity10/15€393k€389k▼
Contributions10/11€324k€324k=
Capital10€324k€324k=
Issued capital100€324k€324k=
Reserves13€32k€32k=
Non-distributable reserves130/1€32k€32k=
Legal reserve130€32k€32k=
Profit (loss) carried forward14€36k€33k▼
Amounts payable17/49€197k€194k▼
Amounts payable after more than one year17€80k€80k=
Financial debts170/4€80k€80k=
Amounts payable within one year42/48€117k€114k▼
Trade debts44€9k€232▼
Suppliers440/4€9k€232▼
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€10k▲
Other amounts payable47/48€103k€104k▲
Income statement
Code20242025
Non-recurring operating income76A-€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€32k▼
Other operating charges640/8€9k€21k▲
Non-recurring operating charges66A-€288
Gross operating margin9900€35k€56k▲
Operating profit (loss)9901€-8k€3k▲
Financial income75/76B€75€0▼
Recurring financial income75€75€0▼
Financial charges65/66B€2k€144▼
Recurring financial charges65€2k€144▼
Profit (loss) for the period before taxes9903€-10k€3k▲
Income taxes67/77€493€7k▲
Profit (loss) for the period9904€-11k€-3k▲
Profit (loss) for the period to be appropriated9905€-11k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€33k▼
Profit (loss) brought forward from the previous period14P€47k€36k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-61k ▼196%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Equity above €500kEq €527k ▲13.7%
2 profitable years in a row build equity to €527k.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Back to profitnet €133k
Net result €133k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 1103800 Sint-TruidenGround area
1,354 m²
Building footprint
496 m²
Volume, LiDAR
3,050 m³
2 parcels, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAN BEULS MANAGEMENT COMPANY
since 19902.048.920.013
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0960/00D002 | Flanders | 892 m² | 1 · 228 m² | 7.7 m · 2 fl. |
| 71353F0122/00V000 | Flanders | 462 m² | 1 · 268 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DESMA INVEST
BE 0458.737.447
Kruisem · Eq €389,368
TRES
BE 0881.306.465
Diest · Eq €389,241
SORENAM
BE 0445.484.574
Namur · Eq €389,012
MAREKA
BE 0474.278.233
Antwerpen · Eq €389,636
SP²E
BE 0807.812.238
Wanze · Eq €388,871
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,046 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-07-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.