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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of In4Care Services is 0.9% (low). The 2024 annual accounts show equity of €9.70M and a net result of €-132k. Its solvency ranks better than 95% of 426 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 426 peers (2024). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 28-08-2025 | 28 d late | 2025-00440252 |
| 31-12-2023 | 31-07-2024 | 26-07-2024 | 5 d early | 2024-00292822 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.9%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-132k
Working capital€3.60M-3.6%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 99.8% | 33.6% | |
| Net result | €-132k | €34k | |
| Equity | €9.70M | €108k | |
| Gross operating margin | €-183k | €87k | |
| Staff costs | €8k | €158k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-132k
-
23-24
€9.72M
-1.4%
23-24
€9.70M
-1.3%
23-24
€3.60M
-3.6%
23-24
0
0.0%
23-24
€8k
-54.9%
23-24
€18k
-19.5%
23-24
€15k
-1.4%
23-24
238.53
-2.2%
23-24
238.53
-2.2%
23-24
99.8%
0.0%
23-24
0.00
-18.4%
23-24
-1.4%
-
23-24
-1.4%
-
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | - |
| Net profit | €-132k |
| Cash flow | - |
| Staff costs | €8k |
| Income taxes | - |
| Dividends | - |
| Total assets | €9.72M |
| Equity | €9.70M |
| Debt | €18k |
| of which ≤ 1y | €15k |
| of which > 1y | - |
| Working capital | €3.60M |
| Employees (FTE) | 0.4 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 238.53 |
| Quick ratio | 238.53 |
| Working capital ratio | 37.1% |
| Solvency | 99.8% |
| Debt / equity | 0.00 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -1.4% |
| ROE | -1.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €9.72M |
| Fixed assets | 21/28 | €6.10M |
| Financial fixed assets | 28 | €6.10M |
| Current assets | 29/58 | €3.62M |
| Amounts receivable within one year | 40/41 | €153k |
| Investments | 50/53 | €3.34M |
| Cash & bank | 54/58 | €120k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €9.72M |
| Equity | 10/15 | €9.70M |
| Contributions / capital | 10/11 | €8.04M |
| Reserves | 13 | €528k |
| Amounts payable | 17/49 | €18k |
| Amounts payable within one year | 42/48 | €15k |
| Trade debts payable within one year | 44 | €12k |
| Income statement | ||
| Gross operating margin | 9900 | €-183k |
| Operating result | 9901 | €-197k |
| Financial income | 75 | €13k |
| Financial charges | 65 | €-53k |
| Result before taxes | 9903 | €-132k |
| Net result for the period | 9904 | €-132k |
| Result to be appropriated | 9905 | €-132k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed62
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
under verificationDirectors derived from a single State Gazette act, under verification
All 8 current directors first appear in the same act (26041783). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
Current28-01-2026 → present
-
Current28-01-2026 → present
-
Current28-01-2026 → present
-
Current28-01-2026 → present
-
Current28-01-2026 → present
-
Current28-01-2026 → present
-
Current28-01-2026 → present
-
Current28-01-2026 → present
Former directors (3)
-
Former- → 28-01-2026
-
Former- → 31-12-2025
-
NicosiLegal entityDirector· perm. rep.: Katleen VandersmissenState Gazette act 26041783 (25-03-2026)Former- → 25-09-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Overige zakelijke dienstverlening, neg(82990) |
| Legal form | Private limited company(610) |
| Incorporation | 19-07-2023 |
| Status | Active |
| Postal code | 1853 |
Structure & network
Connections & network
17 connected companiesGroup structure
Sits on the board · 10 subsidiaries · 1 location
Control→
Sits on the board · 2 subsidiaries · 1 location
Control→
Sits on the board · 3 subsidiaries · 1 location
Control→
Network connections
Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared address
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Shared address
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Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
3 partiesControl over this companysits on this company's board3
10 subsidiaries · 1 location
3 subsidiaries · 1 location
2 subsidiaries · 1 location
controls
In4Care ServicesBE 0804.142.965
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationIS4CARE
since 20232.350.205.179
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2.0 ha
Buildings2
Building footprint4,884 m²
Volume (LiDAR)65,066 m³
Tallest building24.9 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0054/00X000 | Flanders | 1.7 ha | 1 · 1,748 m² | 12.2 m · 3 fl. |
| 23403G0363/00A002 | Flanders | 3,786 m² | 1 · 3,136 m² | 24.9 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
1 verified actWhat every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
2026
25-03-2026
Resignations & appointments
- Board meeting , 22/10/2025
- Director resignation, Nicosi bv (bestuurder)
- Permanent representative, Katleen Vandersmissen
- Board meeting , 17/12/2025
- Director resignation, Merisco bv (bestuurder)
- Permanent representative, Guido Beazar
+16 further facts
Analysis
Snowflake analysis
financial profile on 5 axes58
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
62
Profitability
0
Solvency
100
Growth
32
Stability
94
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Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 2,967 of the 24,478 companies in this sector. 143 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
| Legal nameNL | In4Care Services |
| Legal nameNL | IS4CARE |
Registered office
Antwerpselaan 1
1853 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.