IONA
ActiveIONA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €349k and a net result of €44k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 38% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+49
Solvency60▲+4
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.07 in 2024; short-term debt: 8.6% and cash: 0.1% of total assets), and 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
4.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-09-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
28 d early
2023
25 d early
2022
17 d early
2021
16 d late
2020
26 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€349k▲ 14.5%
2024 · €305k
2019: €327k
2020: €312k
2021: €270k
2022: €317k
2023: €378k
2024: €305k
2019 → 2025
Total assets
€991k▲ 0.2%
2024 · €990k
2019: €659k
2020: €630k
2021: €866k
2022: €1.05M
2023: €1.03M
2024: €990k
2019 → 2025
Net result
€44k
2024 · €-64k
2019: €54k
2020: €-16k
2021: €-41k
2022: €47k
2023: €-59k
2024: €-64k
2019 → 2025
Working capital
€-52k▲ 16.5%
2024 · €-62k
2019: €17k
2020: €163k
2021: €31k
2022: €-43k
2023: €-36k
2024: €-62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€270k-€317k▲ 17.2%€378k▲ 19.3%€305k▼ 19.3%€349k▲ 14.5%
Operating result€-29k-€63k€-34k€-41k▼ 19.7%€67k
Net result€-41k-€47k€-59k€-64k▼ 9.0%€44k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €67k after a loss of €41k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €991k
Fixed assets
€957k▼ 2.8%
Current assets
€34k▲ 607%
Equity and liabilities €991k
Equity
€349k▲ 14.5%
Debt
€642k▼ 6.2%
The debt ratio falls from 69.2% to 64.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▲
2024 · €-8k
Cash flow
€74k▲
2024 · €-31k
Solvency
35.2%▲
2024 · 30.8%
Current ratio
0.40▲
2024 · 0.07
Quick ratio
0.40▲
2024 · 0.07
Debt / equity
1.84▼
2024 · 2.24
ROE
12.6%▲
2024 · -21.0%
ROA
4.5%▲
2024 · -6.5%
Interest coverage
4.25▲
2024 · -0.33
Debt
€642k▼
2024 · €684k
Debt ≤ 1 year
€86k▲
2024 · €67k
Debt > 1 year
€556k▼
2024 · €618k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€990k€991k▲
Fixed assets21/28€985k€957k▼
Tangible fixed assets22/27€985k€957k▼
Land and buildings22€982k€954k▼
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€210€210=
Current assets29/58€5k€34k▲
Amounts receivable within one year40/41€1k€32k▲
Trade receivables40-€32k
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€2k€359▼
Equity and liabilities
Total equity and liabilities10/49€990k€991k▲
Equity10/15€305k€349k▲
Contributions10/11€425k€425k=
Reserves13€14k€0▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€14k€0▼
Profit (loss) carried forward14€-133k€-76k▲
Amounts payable17/49€684k€642k▼
Amounts payable after more than one year17€618k€556k▼
Financial debts170/4€618k€556k▼
Amounts payable within one year42/48€67k€86k▲
Current portion of amounts payable after more than one year42€26k€26k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€764€9k▲
Remuneration and social security454/9€750€0▼
Other amounts payable47/48€38k€50k▲
Accrued charges and deferred income492/3€308€313▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€30k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€-4k€101k▲
Operating profit (loss)9901€-41k€67k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€24k€23k▼
Recurring financial charges65€24k€23k▼
Profit (loss) for the period before taxes9903€-64k€44k▲
Profit (loss) for the period9904€-64k€44k▲
Profit (loss) for the period to be appropriated9905€-64k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-133k€-89k▲
Profit (loss) brought forward from the previous period14P€-69k€-133k▼
Transfer from equity791/2€9k€14k▲
Profit to be distributed694/7€9k€0▼
Return on contributions (dividend)694€9k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-64k
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
31-03
Financial
Liquidity times 7current ratio 11.43
Current ratio from 1.63 to 11.43; short-term debt falls from €26k to €16k.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelarenlaan 473010 LeuvenGround area
314 m²
Building footprint
101 m²
Volume, LiDAR
785 m³
Parcel 24483E0015/00P006, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IONA
since 20112.199.014.744
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0015/00P006 | Flanders | 314 m² | 1 · 101 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,659 EUR awarded · 1,659 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 290 EUR | 290 EUR |
| 2024 | 1 | 1,369 EUR | 1,369 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ADTechnics
BE 0553.457.650
Geel · Eq €349k
PHADO
BE 0439.710.205
Kapelle-op-den-Bos · Eq €350k
FRANQUIN
BE 0429.562.520
Watermaal-Bosvoorde · Eq €350k
AxonJay
BE 0696.850.374
Brussel · Eq €349k
SUSTAINABLE PROCESS ENGINEERING
BE 0874.709.178
Sint-Joost-ten-Node · Eq €349k
Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 6,364 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2011
Fiscal year end31-03
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476810954