Invinit
ActiveInvinit has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €63k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.75 against 7.41 in 2024; short-term debt: 15.6% and cash: 30.7% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
43.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
2 d early
2023
on the day
2022
24 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▼ 20.6%
2024 · €152k
2018: €63k
2019: €106k
2020: €158k
2021: €211k
2022: €23k
2023: €93k
2024: €152k
2018 → 2025
Total assets
€143k▼ 21.4%
2024 · €182k
2018: €124k
2019: €149k
2020: €208k
2021: €309k
2022: €321k
2023: €152k
2024: €182k
2018 → 2025
Net result
€63k▲ 5.6%
2024 · €59k
2018: €57k
2019: €43k
2020: €52k
2021: €53k
2022: €18k
2023: €70k
2024: €59k
2018 → 2025
Working capital
€106k▼ 23.0%
2024 · €138k
2018: €68k
2019: €112k
2020: €172k
2021: €236k
2022: €33k
2023: €99k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€23k▼ 89.1%€93k▲ 302%€152k▲ 64.1%€121k▼ 20.6%
Operating result€68k-€25k▼ 62.7%€91k▲ 256%€76k▼ 16.3%€81k▲ 6.5%
Net result€53k-€18k▼ 65.7%€70k▲ 286%€59k▼ 14.7%€63k▲ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€15k▼ 35.6%
Current assets
€129k▼ 19.4%
Equity and liabilities €143k
Equity
€121k▼ 20.6%
Debt
€22k▼ 25.5%
The debt ratio falls from 16.5% to 15.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€92k▲
2024 · €85k
Cash flow
€74k▲
2024 · €69k
Solvency
84.4%▲
2024 · 83.5%
Current ratio
5.75▼
2024 · 7.41
Quick ratio
5.75▼
2024 · 7.41
Debt / equity
0.19▼
2024 · 0.20
ROE
51.9%▲
2024 · 39.1%
ROA
43.8%▲
2024 · 32.6%
Interest coverage
313.90▲
2024 · 215.38
Debt
€22k▼
2024 · €30k
Debt ≤ 1 year
€22k▲
2024 · €22k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€19k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€182k€143k▼
Fixed assets21/28€23k€15k▼
Tangible fixed assets22/27€23k€15k▼
Furniture and vehicles24€15k€7k▼
Other tangible fixed assets26€7k€8k▲
Financial fixed assets28€90€90=
Current assets29/58€159k€129k▼
Amounts receivable within one year40/41€24k€14k▼
Trade receivables40€18k€14k▼
Other amounts receivable41€7k€0▼
Current investments50/53-€70k
Cash at bank and in hand54/58€132k€44k▼
Deferred charges and accrued income490/1€3k€715▼
Equity and liabilities
Total equity and liabilities10/49€182k€143k▼
Equity10/15€152k€121k▼
Contributions10/11€19k€19k=
Reserves13€133k€102k▼
Distributable reserves133€133k€102k▼
Profit (loss) carried forward14€640€363▼
Amounts payable17/49€30k€22k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€22k€22k▲
Current portion of amounts payable after more than one year42€10k€8k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Remuneration and social security454/9-€333
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€290€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€87k€93k▲
Operating profit (loss)9901€76k€81k▲
Financial income75/76B€285€709▲
Recurring financial income75€285€709▲
Financial charges65/66B€397€292▼
Recurring financial charges65€397€292▼
Profit (loss) for the period before taxes9903€76k€81k▲
Income taxes67/77€16k€19k▲
Profit (loss) for the period9904€59k€63k▲
Profit (loss) for the period to be appropriated9905€59k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€63k▲
Profit (loss) brought forward from the previous period14P€218€640▲
Transfer from equity791/2-€94k
Transfer to equity691/2€59k€63k▲
To other reserves6921€59k€63k▲
Profit to be distributed694/7-€94k
Return on contributions (dividend)694-€94k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €152k ▲64.1%
7 profitable years in a row build equity to €152k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €70k ▲286%
Operating result €91k, net result €70k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 4.36
Current ratio from 1.13 to 4.36; short-term debt falls from €255k to €29k.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €18k ▼65.7%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €211k ▲33.3%
4 profitable years in a row build equity to €211k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €158k ▲49.7%
3 profitable years in a row build equity to €158k.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity doublescurrent ratio 6.07
Current ratio from 2.94 to 6.07; short-term debt falls from €35k to €22k.
30-09
Financial
Equity above €100kEq €106k ▲67.8%
2 profitable years in a row build equity to €106k.
16-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnelaan 879870 ZulteGround area
415 m²
Building footprint
100 m²
Parcel 44081C0554/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
Zonnelaan 87, 9870 Zulte
since 20172.260.633.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0554/00B002 | Flanders | 415 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HEMAPA
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Cédric Jochems
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FITHO
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2017
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.