Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Loss
- -€163,678
- Solvency
- 6.5%
Total assets▼ 10.3%
Net result
20182025
INVEST-CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of INVEST-CONSTRUCT is 1.9% (moderate). The annual accounts of INVEST-CONSTRUCT for fiscal year 2025 show a net loss of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €102,043 and a net result of -€163,678. Equity is shrinking by ~45.2% per year across the filed fiscal years. Its solvency ranks better than 28% of 16752 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Buying and selling of own real estate
NACE 68110NACE 68100NACE 74879
1 site
Size
€1.6mtotal assets 2025
- Equity
- €102,043
- Loss
- -€163,678
Turnover not published (abridged schema)
Structure
Accounts 28 d early0 of 11 deeds read
Why 52- Liquidity: current ratio 0.00, cash €819, halved- 1 change of registered office in 24 months- Loss of €163,678, the second in a row (FY 2025)+ Size: total assets €1.6mShow the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
32-8
equity 6.5% of total assets
Liquidity
0-5
short-term debt 93.5% · cash 0.1%
Profitability
6-2
return on assets -10.5%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%lowest value
12-2024: 0.5%● 0.0% vs 11-2024lowest value
01-2025: 0.5%● 0.0% vs 12-2024lowest value
02-2025: 0.5%▲ +2.0% vs 01-2025
03-2025: 0.5%● 0.0% vs 02-2025
04-2025: 0.5%▲ +8.5% vs 03-2025
05-2025: 0.5%▲ +1.0% vs 04-2025
06-2025: 0.6%▲ +16.5% vs 05-2025
07-2025: 0.7%▲ +14.4% vs 06-2025
08-2025: 0.6%▼ -16.4% vs 07-2025
09-2025: 0.6%● 0.0% vs 08-2025
10-2025: 0.6%● 0.0% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.6%● 0.0% vs 12-2025
02-2026: 0.6%▲ +3.7% vs 01-2026
03-2026: 0.6%● 0.0% vs 02-2026
04-2026: 0.6%▲ +1.2% vs 03-2026
05-2026: 0.6%▲ +0.8% vs 04-2026
06-2026: 0.7%▲ +11.4% vs 05-2026
07-2026: 0.8%▲ +18.7% vs 06-2026
08-2026: 1.9%▲ +133% vs 07-2026highest value
09-2026: 1.9%● 0.0% vs 08-2026highest value
10-2026: 1.9%● 0.0% vs 09-2026highest value
- Liquidity: current ratio 0.00, cash €819, halved raises the probability
- 1 change of registered office in 24 months raises the probability
- Size: total assets €1.6m lowers the probability for this profile
- Loss of €163,678, the second in a row (FY 2025) raises the probability
Credit up to €5,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.0 against 0.04 in 2024; short-term debt: 93.5% and cash: 0.1% of total assets), and 93.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 27%, liquidity 2%, profitability 11%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€163,678
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
9 d early
2023
6 d early
2022
2 d early
2021
45 d early
2020
51 d early
2019
242 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
- Risk: 5 loss-making years in a rowloss fiscal year 2025 -€163,678 View
- Caution: Among the weakest 5% on net resultsector median €5,957 · 16,746 companies -€163,678 View
- Caution: Equity fell in 2025from €265,721 to €102,043 ▼ 61.6% View
- Positive: Always filed on timeaccounts within the deadline every year 6 years View
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 03-07-2026Annual accounts filed
- 22-07-2025Annual accounts filed
- 25-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 24-01-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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