INGELIFE
ActiveINGELIFE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €2k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+6
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 11.4 against 13.56 in 2024; short-term debt: 8.8% and cash: 98.9% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 6.7%
2024 · €32k
2023: €30k
2024: €32k
2023 → 2025
Total assets
€37k▲ 8.4%
2024 · €34k
2023: €31k
2024: €34k
2023 → 2025
Net result
€2k▲ 81.2%
2024 · €1k
2023: €440
2024: €1k
2023 → 2025
Working capital
€34k▲ 6.7%
2024 · €32k
2023: €30k
2024: €32k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€30k-€32k▲ 3.9%€34k▲ 6.7%
Operating result€578-€2k▲ 173%€3k▲ 74.9%
Net result€440-€1k▲ 168%€2k▲ 81.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 75% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €37k
Equity
€34k▲ 6.7%
Debt
€3k▲ 28.9%
The debt ratio rises from 7.4% to 8.8%. Equity and debt are higher.
Key figures and ratios
Solvency
91.2%▼
2024 · 92.6%
Current ratio
11.40▼
2024 · 13.56
Quick ratio
11.40▼
2024 · 13.56
Debt / equity
0.10▲
2024 · 0.08
ROE
6.3%▲
2024 · 3.7%
ROA
5.8%▲
2024 · 3.5%
Debt
€3k▲
2024 · €3k
Debt ≤ 1 year
€3k▲
2024 · €3k
Income taxes
€579▲
2024 · €294
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€37k▲
Current assets29/58€34k€37k▲
Amounts receivable within one year40/41€846€424▼
Trade receivables40€736€424▼
Other amounts receivable41€110-
Cash at bank and in hand54/58€33k€37k▲
Equity and liabilities
Total equity and liabilities10/49€34k€37k▲
Equity10/15€32k€34k▲
Contributions10/11€30k€30k=
Profit (loss) carried forward14€2k€4k▲
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€779€779=
Suppliers440/4€779€779=
Taxes, remuneration and social security45€294€925▲
Taxes450/3€294€925▲
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Other operating charges640/8€487€400▼
Gross operating margin9900€2k€3k▲
Operating profit (loss)9901€2k€3k▲
Financial charges65/66B€109€52▼
Recurring financial charges65€109€52▼
Profit (loss) for the period before taxes9903€1k€3k▲
Income taxes67/77€294€579▲
Profit (loss) for the period9904€1k€2k▲
Profit (loss) for the period to be appropriated9905€1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€4k▲
Profit (loss) brought forward from the previous period14P€440€2k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2023net €2k ▲81.2%
Operating result €3k, net result €2k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Camp, Bos. 75032 GemblouxGround area
2,080 m²
Building footprint
280 m²
Volume, LiDAR
1,324 m³
Parcel 92019B0469/00Y002, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Camp, Bos. 7, 5032 Gembloux
since 20232.344.199.592
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92019B0469/00Y002 | Wallonia | 2,080 m² | 1 · 280 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INDUSTRIËLE MECHANISCHE SERVICES
BE 0742.541.829
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BE 0673.734.779
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KSK GROUP
BE 0766.919.315
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VEDITEC
BE 0699.795.018
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BE 0755.796.086
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Of 346 companies in sector 28990 we hold annual accounts for 278. 127 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2023
Fiscal year end31-12
Activities, NACEBEL
28990Manufacture of machinery and equipment not elsewhere classified
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.