IMMOSOC
ActiveFor the legal form of IMMOSOC, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €59k and a net result of €-40. Equity is growing by ~15.2% per year across the filed fiscal years. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair▲ +10 vs 2024
The score weighs solvency, liquidity, profitability and financial development. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+14
Solvency54▲+5
Growth78=
Track record100
Credit verdict
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.58 in 2024; short-term debt: 25.2% and cash: 5.1% of total assets), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
113 d late
2023
83 d late
2022
205 d late
2021
145 d late
2020
76 d late
2019
441 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-40
2024 · €4k
2018: €-14k
2019: €2k
2020: €-1k
2021: €-3k
2022: €-7k
2023: €-5k
2024: €4k
2018 → 2025
Working capital
€-35k▲ 2.8%
2024 · €-36k
2018: €99k
2019: €104k
2020: €32k
2021: €25k
2022: €19k
2023: €-34k
2024: €-36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€59k▲ 38.6%€54k▼ 8.3%€59k▲ 8.1%€59k▼ 0.1%
Operating result€1k-€16k▲ 1,522%€8k▼ 48.2%€-1k€6k
Net result€-3k-€-7k▼ 130%€-5k▲ 24.7%€4k€-40
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€187k▼ 4.5%
Current assets
€17k▼ 65.2%
Equity and liabilities €204k
Equity
€59k▼ 0.1%
Debt
€146k▼ 21.7%
The debt ratio falls from 76.0% to 71.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €7k
Cash flow
€9k▼
2024 · €13k
Solvency
28.7%▲
2024 · 24.0%
Current ratio
0.33▼
2024 · 0.58
Quick ratio
0.33▼
2024 · 0.58
Debt / equity
2.48▼
2024 · 3.16
ROE
-0.1%▼
2024 · 7.5%
ROA
0.0%▼
2024 · 1.8%
Interest coverage
3.79▲
2024 · 1.76
Debt
€146k▼
2024 · €186k
Debt ≤ 1 year
€51k▼
2024 · €84k
Debt > 1 year
€94k▼
2024 · €102k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€245k€204k▼
Fixed assets21/28€196k€187k▼
Tangible fixed assets22/27€196k€187k▼
Land and buildings22€196k€187k▼
Financial fixed assets28€400€400=
Current assets29/58€48k€17k▼
Amounts receivable after more than one year29€28k€0▼
Other amounts receivable291€28k€0▼
Amounts receivable within one year40/41€9k€7k▼
Trade receivables40€9k€7k▼
Cash at bank and in hand54/58€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€245k€204k▼
Equity10/15€59k€59k▼
Contributions10/11€236k€113k▼
Profit (loss) carried forward14€-177k€-54k▲
Amounts payable17/49€186k€146k▼
Amounts payable after more than one year17€102k€94k▼
Financial debts170/4€102k€94k▼
Amounts payable within one year42/48€84k€51k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€77k€42k▼
Bills of exchange payable441€77k€42k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8-€13
Non-recurring operating charges66A€675-
Gross operating margin9900€8k€14k▲
Operating profit (loss)9901€-1k€6k▲
Financial income75/76B€10k-
Recurring financial income75€10k-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€4k€2k▼
Income taxes67/77-€2k
Profit (loss) for the period9904€4k€-40▼
Profit (loss) for the period to be appropriated9905€4k€-40▼
Appropriation of the result
Profit (loss) to be appropriated9906€-177k€-177k=
Profit (loss) brought forward from the previous period14P€-182k€-177k▲
Transfer from equity791/2-€124k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
21-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 113 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 83 days late
21-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 205 days late
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 145 days late
2021
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 76 days late
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 441 days late
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 807 days late
15-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 1172 days late
15-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1537 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Louvain 5651380 LasneGround area
1,604 m²
Building footprint
75 m²
Parcel 25076G0004/00S005, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0004/00S005 | Wallonia | 1,604 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formBesloten vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk
Founded19-03-2007
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.