Result
-€51,941 -€51,941
From profit to loss in 2025, after a profit of €27,518 in 2024.
IMMOBILIS
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €1.4m (2021)
€5,911▼ 87.0%
lowest -€74,007 (2019)
-€51,941▼ €79,459
peak €1.1m (2024)
€1.1m▼ 4.6%
€2.5m▲ 331%
peak 0.1 FTE (2006)
-not published
Board4 names since 2008
2 directorsDimitri Saerens and 1 other
Owners2 names in the annual accounts
99.46%STEENBERG
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €45,465 to €5,911Loss of €51,941Debts from €587,869 to €2.5mInvestments €2.1mCash from €269,254 to €39,531
Key points
from the 2025 annual accountsDebts
€2.5m ▲ 331%
Debts rose by €1.9m in 2025.
Securities
€1.9m
Mortgage mandates, new in 2025. 1.7 times equity · not in the 2024 accounts.
Investments
€2.1m 46.5 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 200.8% higher than in 2024.
Filings
21 annual accounts since 2005
Seven of the last ten came late. The 2022 accounts came latest: 63 days after the end of the period.
Position in the sector
-€51,941
Lower net result than 83% of companies in real estate. Sector median €9,988 · 11,280 companies.
Checked score
87
Excellent
Financially stronger than 39% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,998 companies (NACE 68, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Liquidity: current ratio 2.92, cash €39,531, halved
lowers risk
Size: total assets €4.0m
Figures for financial year 2025 (filed on 01-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 47% of them on solvency, 66% on liquidity, 13% on profitability and 29% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,507 companies had the same profile as IMMOBILIS has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IMMOBILIS itself is lower: 0.2% within 12 months. It rests on far more data about IMMOBILIS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for IMMOBILIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.92 (1.85 in 2024), above the usual 1.5. Short-term debt is 8.3% and cash 1% of total assets. However, 72.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
on the day
2023
61 days late
2022
63 days late
2021
31 days late
2020
31 days late
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0867496239
2 directors appointed
SAERENS, Dimitri and STEENBERG · Permanent representative: DE NEVE, Klara Edith · Gazette deed
1 director appointed, 1 resignation
Resignation: Dynamic Investment Services Saerens BV · Permanent representative: Dimitri Saerens · Appointment: Klara De Neve · General meeting of 30-12-2019 · Gazette deed
Environmental permit granted
Bouwen of herbouwen, Verwijderen van vrijstaande gebouwen · Wemmel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMOBILIS Sint-Gillis (bij-Brussel) | €4.0m | €5,911 | 27.3% | - |
| BAUDOUIN Sint-Martens-Latem | €4.7m | €7,719 | 68.3% | - |
| COLDE Dilsen-Stokkem | €4.6m | €8,251 | 7.5% | - |
| JOCHEMS RUDI Knokke-Heist | €5.5m | €4,134 | 35.0% | - |
| FREDDY NOLLEKENS Zandhoven | €3.1m | €10,312 | 98.4% | 0 |
| FERNAND RUTTEN Schilde | €5.7m | €9,088 | 99.8% | - |
| RPA INVEST Sint-Gillis (bij-Brussel) | €5.9m | €5,275 | -39.3% | 0 |
These companies have the same main activity as IMMOBILIS: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €3.1m and €5.9m, founded between 2000 and 2012.
Official details
Source: KBO- Status
- Active since 29-09-2004Normal situation
- Registered office
- 16 active companies are registered at this addressSource: KBO register, as of 7 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110and 2 others
- Establishment unit
- 2.254.740.1551060 Sint-Gillis (bij-Brussel), since 29-09-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on IMMOBILIS
IMMOBILIS files the abbreviated format. That format states no turnover. The gross margin fell from €19,805 in 2006 to €5,911 in 2025.
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
STEENBERG holds 99.46% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMOBILIS
- What is the company number of IMMOBILIS?
- The company number of IMMOBILIS is 0867.496.239. The VAT number is the same number with BE in front: BE 0867.496.239.
- Where is IMMOBILIS based?
- The registered office is at Zwitserlandstraat 2, 1060 Sint-Gillis (bij-Brussel).Company details
- What does IMMOBILIS do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of IMMOBILIS?
- IMMOBILIS is a private limited company (BV).
- When was IMMOBILIS founded?
- IMMOBILIS was founded on 29-09-2004.
- Is IMMOBILIS still active?
- Yes, IMMOBILIS is an active enterprise in the KBO register.
- What is the turnover of IMMOBILIS?
- The turnover in financial year 2025 is ≈ €23,000. This figure is estimated from the gross margin of €5,911 and 30 comparable companies (NACE 68110). It probably lies between €12,000 and €58,000. It is a rough estimate.Financials
- Is IMMOBILIS profitable?
- In financial year 2025, IMMOBILIS made a loss of €51,941.
- Where can I find the annual accounts of IMMOBILIS?
- IMMOBILIS filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMOBILIS due?
- IMMOBILIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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