Skip to content

IMMO - ROMEJO

Active
Public limited companyfounded 199332 yrs activeRouwbergskens 4, 2340 Beerse, BelgiumKBO/BCE: BE 0451.825.010

IMMO - ROMEJO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280k and a net result of €-105k. Equity is shrinking by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
51 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-7
Solvency36▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.21 in 2024; short-term debt: 44.9% and cash: 0% of total assets), and 88.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 32 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-105k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
6 d early
2023
43 d early
2022
137 d early
2021
58 d early
2020
66 d early
2019
64 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€280k▼ 27.2%
2024 · €384k
2018: €980k 2019: €918k 2020: €729k 2021: €643k 2022: €562k 2023: €451k 2024: €384k
2018 → 2025
Total assets
€2.45M▼ 5.5%
2024 · €2.59M
2018: €3.05M 2019: €2.90M 2020: €2.89M 2021: €2.76M 2022: €2.58M 2023: €2.30M 2024: €2.59M
2018 → 2025
Net result
€-105k▼ 57.0%
2024 · €-67k
2018: €-74k 2019: €-62k 2020: €-189k 2021: €-86k 2022: €-81k 2023: €-111k 2024: €-67k
2018 → 2025
Working capital
€-868k▲ 4.6%
2024 · €-910k
2018: €-511k 2019: €-523k 2020: €-495k 2021: €-572k 2022: €-592k 2023: €-684k 2024: €-910k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€643k-€562k▼ 12.6%€451k▼ 19.7%€384k▼ 14.8%€280k▼ 27.2%
Operating result€-25k-€-17k▲ 32.0%€-34k▼ 97.3%€-969▲ 97.2%€3k
Net result€-86k-€-81k▲ 5.2%€-111k▼ 36.2%€-67k▲ 39.8%€-105k▼ 57.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-150k€-100k€-50k€0Operating result 2021: €-25k€-25kNet result 2021: €-86k€-86kOperating result 2022: €-17k€-17kNet result 2022: €-81k€-81kOperating result 2023: €-34k€-34kNet result 2023: €-111k€-111kOperating result 2024: €-969€-969Net result 2024: €-67k€-67kOperating result 2025: €3k€3kNet result 2025: €-105k€-105k20212022202320242025
The operating result returns to profit in 2025: €3k after a loss of €969 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.45M
Fixed assets €2.22M▼ 5.8%
Current assets €230k▼ 2.6%
Equity and liabilities €2.45M
Equity €280k▼ 27.2%
Debt €2.17M▼ 1.7%
The debt ratio rises from 85.2% to 88.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€139k
2024 · €135k
Cash flow
€31k
2024 · €69k
Solvency
11.4%
2024 · 14.8%
Current ratio
0.21
2024 · 0.21
Quick ratio
0.21
2024 · 0.21
Debt / equity
7.75
2024 · 5.74
ROE
-37.4%
2024 · -17.3%
ROA
-4.3%
2024 · -2.6%
Interest coverage
1.16
2024 · 1.78
Debt
€2.17M
2024 · €2.21M
Debt ≤ 1 year
€1.10M
2024 · €1.15M
Debt > 1 year
€1.07M
2024 · €1.05M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.59M€2.45M
Fixed assets21/28€2.35M€2.22M
Tangible fixed assets22/27€1.91M€1.77M
Land and buildings22€1.91M€1.77M
Plant, machinery and equipment23€4k€3k
Financial fixed assets28€445k€445k=
Current assets29/58€236k€230k
Amounts receivable within one year40/41€200k€200k
Trade receivables40€12k€11k
Other amounts receivable41€188k€189k
Cash at bank and in hand54/58€2k€40
Deferred charges and accrued income490/1€35k€30k
Equity and liabilities
Total equity and liabilities10/49€2.59M€2.45M
Equity10/15€384k€280k
Contributions10/11€852k€852k=
Capital10€852k€852k=
Issued capital100€852k€852k=
Reserves13€217k€192k
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€206k€182k
Profit (loss) carried forward14€-684k€-764k
Amounts payable17/49€2.21M€2.17M
Amounts payable after more than one year17€1.05M€1.07M
Financial debts170/4€1.05M€1.07M
Amounts payable within one year42/48€1.15M€1.10M
Current portion of amounts payable after more than one year42€102k€55k
Financial debts43€861k€867k
Credit institutions430/8€861k€867k
Trade debts44€10k€4k
Suppliers440/4€10k€4k
Taxes, remuneration and social security45€416€0
Taxes450/3€416€0
Other amounts payable47/48€173k€173k
Accrued charges and deferred income492/3€7k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€136k€136k=
Other operating charges640/8€18k€23k
Gross operating margin9900€152k€162k
Operating profit (loss)9901€-969€3k
Financial income75/76B€10k€12k
Recurring financial income75€10k€12k
Financial charges65/66B€76k€120k
Recurring financial charges65€76k€120k
Profit (loss) for the period before taxes9903€-67k€-105k
Profit (loss) for the period9904€-67k€-105k
Transfer from tax-exempt reserves789€24k€24k=
Profit (loss) for the period to be appropriated9905€-43k€-81k
Appropriation of the result
Profit (loss) to be appropriated9906€-684k€-764k
Profit (loss) brought forward from the previous period14P€-641k€-684k

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
State Gazette act Resignations & appointments
General meeting · Auditor appointment · Permanent representative3 facts ▸
  • General meeting, 30/06/2026
  • Auditor appointment, VCLJ Bedrijfsrevisoren BV (commissaris)
  • Permanent representative, Lieve Mertens
04-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €-189k
Net result drops to €-189k, the lowest in the series; recovery starts the following year.
28-05
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-04-2023 Joris Daniella: Resigned as Director
11-04-2023 Roefs Aimée: Resigned as Director
11-04-2023 Roefs Xaverius: Resigned as Director
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 1994
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rouwbergskens 42340 Beerse
Ground area
9,991 m²
Building footprint
2,523 m²
Volume, LiDAR
17,646 m³
Parcel 13004D0176/00D029, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO ROMEJO NV
Rouwbergskens 4, 2340 BeerseInsurance, reinsurance and pension funding, except compulsory social security
since 19942.065.161.672
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13004D0176/00D029 Flanders 9,991 m² 1 · 2,523 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
VCLJ BEDRIJFSREVISORENCurrent
Statutory auditor · represented by Lieve Mertens
28-07-2026 → present

Similar companies · same sector, comparable size

Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,007 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded31-12-1993
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.