Equity
€389,786 from €823,052 in 2022
Equity fell by 53% in 3 years.
IMMO LEBO
Lifetime
20 annual accounts with figures on one time axis, 33 filings since 1993peak €192,556 (2023)
€175,731▲ 2.5%
lowest -€2,015 (2019)
€115,968▲ 2.6%
peak €823,052 (2022)
€389,786▲ 10.2%
€212,647▼ 50.9%
Board5 names since 2020
1 directorAMB HOLDING NV
Owners3 names in the annual accounts
100%PERFECTA and 1 other
Documentsfilings and deeds
20-06-202641 days before the deadline
2025financial year
Merger proposal: to be absorbed by Perfecta 26-06Dividend €80,000Debts from €433,143 to €212,647Cash from €101,847 to €47,348
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 74% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.97, cash €47,348, halved
lowers risk
Size: total assets €602,432
Founded in 1992
Figures for financial year 2025 (filed on 20-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 74% of them on solvency, 67% on liquidity, 87% on profitability and 66% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as IMMO LEBO has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of IMMO LEBO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for IMMO LEBO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.97 (0.84 in 2024), below 1. Short-term debt is 15.7% and cash 7.9% of total assets. 35.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 days early
2024
14 days early
2023
5 days early
2022
67 days early
2021
30 days early
2020
22 days early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
AH
AMB HOLDING NV
Director, since 24-09-2020
- PERFECTA 100%score 84equity €739,391 (2025) · annual accounts 2025
- Adriaenssens Management en Beheer Holding NV consolidatesannual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0447858502
1 statutory auditor resigning
Finvision Bedrijfsrevisoren BV (statutory auditor) · Permanent representatives: Karel Nijs and Michael De Meyer · General meeting of 15-12-2025 · Gazette deed
Reappointment: FINVISION BEDRIJFSREVISOREN ANTWERPEN BV (statutory auditor)
Permanent representative: Jan Adriaenssens · General meeting of 03-05-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO LEBO Brecht | €602,432 | €175,731 | 64.7% | - |
| IMMO GLOBAL Ravels | €500,334 | €193,180 | 98.4% | - |
| FREGUCO Willebroek | €531,049 | €146,700 | 1.9% | 0 |
| JUCOJA Heusden-Zolder | €589,554 | €187,484 | 67.0% | 0 |
| GUIDHALL PROPERTIES Waterloo | €540,443 | €165,864 | 84.6% | - |
| GROUPE IMMOBILIER BOTTON - GROYNE Namur | €540,122 | €155,128 | 13.5% | - |
| IMMOTORI Tervuren | €666,036 | €158,989 | 53.1% | - |
These companies have the same main activity as IMMO LEBO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €500,000 and €666,000, founded between 1989 and 1993.
Official details
Source: KBO- Status
- Active since 23-06-1992Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.059.489.0532960 Brecht, since 09-11-1992
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €602,432▼ 23.6%
- Filing
- Filed on 20-06-2026, 41 days before the end of the filing period
Insights on IMMO LEBO
IMMO LEBO has existed since 1992. The gross margin grew from €46,773 in 2006 to €175,731 in 2025.
Solvency rose in 2025 from 44.9% to 64.7% because of lower debts.
PERFECTA holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO LEBO
- What is the company number of IMMO LEBO?
- The company number of IMMO LEBO is 0447.858.502. The VAT number is the same number with BE in front: BE 0447.858.502.
- Where is IMMO LEBO based?
- The registered office is at Eikenlei 102A, 2960 Brecht.Company details
- What does IMMO LEBO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of IMMO LEBO?
- IMMO LEBO is a public limited company (NV).
- When was IMMO LEBO founded?
- IMMO LEBO was founded on 23-06-1992.
- Is IMMO LEBO still active?
- Yes, IMMO LEBO is an active enterprise in the KBO register.
- What is the turnover of IMMO LEBO?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €175,731 and 31 comparable companies (NACE 68201). It probably lies between €200,000 and €350,000.Financials
- Is IMMO LEBO profitable?
- In financial year 2025, IMMO LEBO made a profit of €115,968.
- Where can I find the annual accounts of IMMO LEBO?
- IMMO LEBO filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO LEBO due?
- IMMO LEBO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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