Equity
€322,995 from €597,734 in 2014
Equity fell by 46% in 11 years.
IMMO KONTICH B
Lifetime
12 annual accounts with figures on one time axispeak €502,256 (2025)
€502,256▲ 42.9%
lowest -€76,615 (2023)
€53,137▼ 27.7%
peak €597,734 (2014)
€322,995▲ 19.7%
€201,945▼ 93.8%
Board4 names since 2020
1 directorNauwelaerts John
Owners4 names in the annual accounts
16.67%Stélina Invest
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
Gross margin from €351,385 to €502,256Result from €73,492 to €53,137Equity from €269,858 to €322,995Debts from €3.3m to €201,945
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 54% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%highest value
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.4%▼ -0.4 percentage points vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.4%▼ -0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%▼ -0.4 percentage points vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 3.76, cash €13,471
lowers risk
Size: total assets €758,440
Figures for financial year 2025 (filed on 12-06-2026)
Founded in 2014
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 59% of them on solvency, 35% on liquidity, 45% on profitability and 75% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as IMMO KONTICH B has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.1%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of IMMO KONTICH B itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for IMMO KONTICH B. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.76 (0.1 in 2024), above the usual 1.5. Short-term debt is 26.6% and cash 1.8% of total assets. However, 57.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €322,995
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
55 days early
2023
18 days early
2022
35 days early
2021
19 days early
2020
47 days early
2019
87 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
NJ
Nauwelaerts John
Director, since 28-06-2022
- QUANTUMM 50%score 94equity €6.0m (2026) · 30-06-2024 annual accounts of QUANTUMM
- Stélina Invest 16.67%score 81equity €11.5m (2025) · 2025 annual accounts of Stélina Invest
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0544431108
Registered office moved from Kontich to Antwerp
New registered office: Coppenolstraat 3, 2000 Antwerpen · Previous registered office: GROENINGENLEI 62, 2550 KONTICH · Appointments: Charles Gielen, ProSpectives BV and Johnny Jean Pierre Nauwelaerts · General meeting of 28-06-2022 · Gazette deed
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Kontich
Incorporation
published on 17-01-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO KONTICH B Antwerp | €0.8m | €502,256 | 42.6% | - |
| WAUTERS RENOVATIEWERKEN Putte | €0.7m | €257,815 | 19.6% | - |
| MUR & TOI Namur | €0.6m | €277,950 | 77.8% | - |
| AFW-BOUW Hasselt | €0.9m | €543,141 | 43.2% | 4.5 |
| BREMO Oudsbergen | €0.7m | €265,350 | 31.4% | 1 |
| ALFA PLUS Hasselt | €1.2m | €360,651 | 52.6% | - |
| DEMOCONSTRUCT Sint-Martens-Latem | €0.8m | €258,211 | 56.0% | - |
These companies have the same main activity as IMMO KONTICH B: development of non-residential building projects (NACE 68122). They are comparable in size and age: total assets between €617,000 and €1.2m, founded between 2009 and 2016.
Official details
Source: KBO- Status
- Active since 15-01-2014Normal situation
- Activity
- Development of non-residential building projectsNACE 68122and 1 other
- Establishment unit
- 2.227.753.7652000 Antwerp, since 15-01-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 02-03-2026
Annual accounts 2025
- ≈ €880,000estimated
- €758,440▼ 78.5%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on IMMO KONTICH B
IMMO KONTICH B files the micro format. That format states no turnover. The gross margin rose from -€396 in 2015 to €502,256 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO KONTICH B
- What is the company number of IMMO KONTICH B?
- The company number of IMMO KONTICH B is 0544.431.108. The VAT number is the same number with BE in front: BE 0544.431.108.
- Where is IMMO KONTICH B based?
- The registered office is at Coppenolstraat 3, 2000 Antwerp.Company details
- What does IMMO KONTICH B do?
- According to the KBO register, the main activity is development of non-residential building projects (NACE 68122).
- What is the legal form of IMMO KONTICH B?
- IMMO KONTICH B is a public limited company (NV).
- When was IMMO KONTICH B founded?
- IMMO KONTICH B was founded on 15-01-2014.
- Is IMMO KONTICH B still active?
- Yes, IMMO KONTICH B is an active enterprise in the KBO register.
- What is the turnover of IMMO KONTICH B?
- The turnover in financial year 2025 is ≈ €880,000. This figure is estimated from the gross margin of €502,256 and 43 comparable companies (NACE 681). It probably lies between €660,000 and €1.5m.Financials
- Is IMMO KONTICH B profitable?
- In financial year 2025, IMMO KONTICH B made a profit of €53,137.
- Where can I find the annual accounts of IMMO KONTICH B?
- IMMO KONTICH B filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO KONTICH B due?
- IMMO KONTICH B must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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