IMMO HUMBEEK
ActiveIMMO HUMBEEK has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20.21M and a net result of €470k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 85% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-1
Solvency100▲+27
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.8M at 30 days acceptable
Liquidity ample (current ratio 2.39 against 0.79 in 2024), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
1.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
1 d early
2022
on the day
2021
2 d early
2020
49 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€470k▼ 10.8%
2024 · €527k
2019: €658k
2020: €5.45M
2021: €487k
2022: €-67k
2023: €342k
2024: €527k
2019 → 2025
Working capital
€604k
2024 · €-151k
2019: €-1.47M
2020: €4.23M
2021: €2.85M
2022: €-147k
2023: €-525k
2024: €-151k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18.94M-€18.87M▼ 0.4%€19.21M▲ 1.8%€19.74M▲ 2.7%€20.21M▲ 2.4%
Operating result€590k-€363k▼ 38.4%€523k▲ 43.9%€806k▲ 54.1%€859k▲ 6.6%
Net result€487k-€-67k€342k€527k▲ 53.9%€470k▼ 10.8%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25.38M
Fixed assets
€24.34M▼ 2.7%
Current assets
€1.04M▲ 85.3%
Equity and liabilities €25.38M
Equity
€20.21M▲ 2.4%
Provisions
€38k▼ 5.2%
Debt
€5.14M▼ 11.5%
The debt ratio falls from 22.7% to 20.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.72M▲
2024 · €1.59M
Cash flow
€1.33M▲
2024 · €1.31M
Solvency
79.6%▲
2024 · 77.2%
Current ratio
2.39▲
2024 · 0.79
Quick ratio
2.39▲
2024 · 0.79
Debt / equity
0.25▼
2024 · 0.29
ROE
2.3%▼
2024 · 2.7%
ROA
1.9%▼
2024 · 2.1%
Interest coverage
14.81▲
2024 · 13.48
Debt
€5.14M▼
2024 · €5.80M
Debt ≤ 1 year
€435k▼
2024 · €711k
Debt > 1 year
€4.66M▼
2024 · €5.05M
Income taxes
€288k▲
2024 · €180k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25.58M€25.38M▼
Fixed assets21/28€25.02M€24.34M▼
Tangible fixed assets22/27€23.87M€23.20M▼
Land and buildings22€22.53M€23.17M▲
Furniture and vehicles24€37k€27k▼
Assets under construction and advance payments27€1.30M€0▼
Financial fixed assets28€1.15M€1.15M=
Current assets29/58€561k€1.04M▲
Amounts receivable after more than one year29€356k€562k▲
Other amounts receivable291€356k€562k▲
Amounts receivable within one year40/41€945€203k▲
Trade receivables40€0-
Other amounts receivable41€945€203k▲
Cash at bank and in hand54/58€185k€252k▲
Deferred charges and accrued income490/1€19k€22k▲
Equity and liabilities
Total equity and liabilities10/49€25.58M€25.38M▼
Equity10/15€19.74M€20.21M▲
Contributions10/11€7.33M€7.33M=
Capital10€7.33M€7.33M=
Issued capital100€7.33M€7.33M=
Reserves13€12.40M€12.39M=
Non-distributable reserves130/1€733k€733k=
Legal reserve130€733k€733k=
Tax-exempt reserves132€119k€113k▼
Distributable reserves133€11.55M€11.55M=
Profit (loss) carried forward14€5k€481k▲
Provisions and deferred taxes16€40k€38k▼
Deferred taxes168€40k€38k▼
Amounts payable17/49€5.80M€5.14M▼
Amounts payable after more than one year17€5.05M€4.66M▼
Financial debts170/4€5.04M€4.65M▼
Other amounts payable178/9€14k€14k=
Amounts payable within one year42/48€711k€435k▼
Current portion of amounts payable after more than one year42€612k€393k▼
Trade debts44€59k€38k▼
Suppliers440/4€59k€38k▼
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Other amounts payable47/48€38k€5k▼
Accrued charges and deferred income492/3€42k€44k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€782k€863k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€137k€141k▲
Gross operating margin9900€1.73M€1.87M▲
Operating profit (loss)9901€806k€859k▲
Financial income75/76B€17k€13k▼
Recurring financial income75€17k€13k▼
Financial charges65/66B€118k€116k▼
Recurring financial charges65€118k€116k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€705k€756k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€180k€288k▲
Profit (loss) for the period9904€527k€470k▼
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€533k€477k▼
Appropriation of the result
Profit (loss) to be appropriated9906€550k€481k▼
Profit (loss) brought forward from the previous period14P€16k€5k▼
Transfer to equity691/2€545k€0▼
To other reserves6921€545k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
State Gazette act
Resignations & appointmentsGeneral meeting · Board meeting · Director appointment11 facts ▸
State Gazette act
Resignations & appointments
General meeting · Board meeting · Director appointment11 facts ▸
- General meeting, 23/02/2026
- Board meeting, 23/02/2026
- Director appointment, BigTree (bestuurder)
- Permanent representative, Bryan POULET
- Director appointment, Nexus8 (bestuurder)
- Permanent representative, Nathan POULET
- Director resignation, FIDUSCA (gedelegeerd bestuurder)
- Director appointment, FIDUSCA (Voorzitter van de raad van bestuur)
- Permanent representative, Pascal POULET
- Director appointment, BigTree (Gedelegeerd bestuurder)
- Power of attorney, VANDELANOTTE
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 2.39
Current ratio from 0.79 to 2.39; short-term debt falls from €711k to €435k.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Back to profitnet €342k
Net result €342k after one loss-making year.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-67k ▼114%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
12-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €5.45M ▲728%
Operating result €7.63M, net result €5.45M, both a record.
31-03
Financial
Liquidity times 15current ratio 4.71
Current ratio from 0.31 to 4.71; short-term debt falls from €2.13M to €1.14M.
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
01-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26041790). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
BIGTREE
CurrentManaging director · since 23-02-2026 · Private limited company · perm. rep.: Bryan POULET
FIDUSCA
CurrentVoorzitter van de raad van bestuur · since 23-02-2026 · Legal entity · perm. rep.: Pascal POULET
Nexus8
CurrentDirector · since 23-02-2026 · Private limited company · perm. rep.: Nathan POULET
23-02-2026
BIGTREE: Appointed as Managing director
23-02-2026
BIGTREE: Appointed as Director
23-02-2026
FIDUSCA: Resigned as Managing director
23-02-2026
FIDUSCA: Appointed as Voorzitter van de raad van bestuur
23-02-2026
Nexus8: Appointed as Director
15-12-2022
PUBINVEST: Resigned as Director
15-12-2022
PUBINVEST: Resigned as Managing director
29-04-2021
I-ADVICE: Resigned as Managing director
29-04-2021
STARFIN: Resigned as Managing director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Esplanade 11020 BrusselGround area
1.5 ha
Building footprint
3,341 m²
Volume, LiDAR
94,856 m³
Parcel 21818A0033/00C003, Brussels · tallest building 35.9 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
IMMO HUMBEEK
since 19972.080.201.820
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0033/00C003 | Brussels | 1.5 ha | 1 · 3,341 m² | 35.9 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
13 connected companiesNetwork connections
Shared corporate director
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Shared corporate director
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Shared address
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Shared address
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Show 9 more network connections
Shared address
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Shared address
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Ownership & control
2 partiesSimilar companies · same sector, comparable size
VERGOTESTRAAT REAL ESTATE
BE 0677.590.431
Oudergem · Eq €20.03M
TOMBEEKHEYDE
BE 0809.924.660
Brussel · Eq €20.02M
Shurgard Europe
BE 0884.371.665
Dilbeek · Eq €20.40M
LA CITE DES COUTELIERS
BE 0402.550.691
Gembloux · Eq €19.98M
ACM URBANO
BE 0438.636.572
Oostende · Eq €19.98M
Of 11,979 companies in sector 68203 we hold annual accounts for 5,949. 1,183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-10-1996
Fiscal year end31-03
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.