Summary
IMMO DE VUYST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.93M and a net result of €-36k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 9863 sector peers (fiscal year 2024). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-10-2025, 78 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
78 d late
2023
163 d late
2022
130 d late
2021
30 d late
2020
31 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€1.93M▼ 1.8%
2023 · €1.97M
2018: €566k
2019: €846k
2020: €931k
2021: €2.14M
2022: €1.95M
2023: €1.97M
2018 → 2024
Net result
€-36k
2023 · €15k
2018: €21k
2019: €315k
2020: €184k
2021: €1.23M
2022: €-170k
2023: €15k
2018 → 2024
Total assets
€2.61M▼ 4.2%
2023 · €2.73M
2018: €1.33M
2019: €1.34M
2020: €1.50M
2021: €2.69M
2022: €2.47M
2023: €2.73M
2018 → 2024
Solvency
74.0%▲ 1.8pp
2023 · 72.2%
2018: 42.7%
2019: 63.2%
2020: 62.0%
2021: 79.5%
2022: 79.0%
2023: 72.2%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€931k-€2.14M▲ 130%€1.95M▼ 8.8%€1.97M▲ 0.8%€1.93M▼ 1.8%
Operating result€28k-€1.18M▲ 4,192%€-69k€-25k▲ 64.2%€-71k▼ 189%
Net result€184k-€1.23M▲ 566%€-170k€15k€-36k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €71k in 2024 against €25k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.61M
Fixed assets
€2.18M ▲ 6.1%
Current assets
€430k ▼ 36.0%
Equity and liabilities €2.61M
Equity
€1.93M ▼ 1.8%
Provisions
€299k ▼ 3.5%
Debt
€378k ▼ 15.5%
Debt's share of the balance-sheet total falls from 16.4% to 14.5%. Equity and debt are lower.
Key figures and ratios
ROE
-1.8%▼
2023 · 0.8%
ROA
-1.4%▼
2023 · 0.6%
Debt ≤ 1 year
€351k▲
2023 · €349k
Debt > 1 year
€0▼
2023 · €84k
Income taxes
€480▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.73M€2.61M▼
Fixed assets21/28€2.06M€2.18M▲
Tangible fixed assets22/27€2.06M€2.18M▲
Land and buildings22€2.04M€2.17M▲
Furniture and vehicles24€12k€7k▼
Current assets29/58€671k€430k▼
Amounts receivable within one year40/41€5k€202▼
Other amounts receivable41€5k€202▼
Current investments50/53€658k€421k▼
Cash at bank and in hand54/58€7k€7k=
Deferred charges and accrued income490/1€793€1k▲
Equity and liabilities
Total equity and liabilities10/49€2.73M€2.61M▼
Equity10/15€1.97M€1.93M▼
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€1.84M€1.81M▼
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Tax-exempt reserves132€931k€898k▼
Distributable reserves133€901k€898k▼
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€310k€299k▼
Deferred taxes168€310k€299k▼
Amounts payable17/49€447k€378k▼
Amounts payable after more than one year17€84k€0▼
Financial debts170/4€84k€0▼
Amounts payable within one year42/48€349k€351k▲
Trade debts44€8k€8k▼
Suppliers440/4€8k€8k▼
Taxes, remuneration and social security45€4k€0▼
Taxes450/3€4k€0▼
Other amounts payable47/48€337k€343k▲
Accrued charges and deferred income492/3€14k€27k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€60k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€2k€-8k▼
Operating profit (loss)9901€-25k€-71k▼
Financial income75/76B€15k€64k▲
Recurring financial income75€15k€64k▲
Financial charges65/66B€-21k€39k▲
Recurring financial charges65€-21k€39k▲
Profit (loss) for the period before taxes9903€11k€-46k▼
Transfer from deferred taxes780€9k€11k▲
Income taxes67/77€5k€480▼
Profit (loss) for the period9904€15k€-36k▼
Transfer from tax-exempt reserves789€26k€33k▲
Profit (loss) for the period to be appropriated9905€42k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€-3k▼
Transfer from equity791/2€0€3k▲
Transfer to equity691/2€42k€0▼
To other reserves6921€42k€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 78 days late
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 163 days late
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
2022
31-12
Financial
Weakest financial yearnet €-170k ▼114%
Net result drops to €-170k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €1.23M ▲566%
Operating result €1.18M, net result €1.23M, both a record.
31-12
Financial
Liquidity times 6current ratio 9.53
Current ratio from 1.53 to 9.53; short-term debt falls from €543k to €218k.
31-12
Financial
Equity above €2MEq €2.14M ▲130%
4 profitable years in a row build equity to €2.14M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 48 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
Show earlier events
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtstraat 2609160 LokerenGround area
1,477 m²
Building footprint
150 m²
Parcel 46007D0609/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
Rechtstraat 260, 9160 Lokeren
since 20172.380.863.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007D0609/00G000 | Flanders | 1,476 m² | 1 · 150 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,995 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-03-1985
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.