Immo A.B.M.
ActiveImmo A.B.M. has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €114k and a net result of €-90k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 9692 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
22
/ 100
Critical▲ +5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency18▼-9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.09 against 1.21 in 2023), and 91.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.1%
Return on assets
-6.4%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€90k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
31 d late
2022
10 d late
2021
1 d late
2020
26 d late
2019
67 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€114k▼ 44.2%
2023 · €204k
2018: €-507k
2019: €-1.00M
2020: €-865k
2021: €-256k
2022: €213k
2023: €204k
2018 → 2024
Total assets
€1.40M▲ 21.7%
2023 · €1.15M
2018: €1.17M
2019: €2.00M
2020: €3.71M
2021: €2.54M
2022: €1.89M
2023: €1.15M
2018 → 2024
Net result
€-90k▼ 999%
2023 · €-8k
2018: €-168k
2019: €-498k
2020: €140k
2021: €609k
2022: €468k
2023: €-8k
2018 → 2024
Working capital
€111k▼ 44.6%
2023 · €200k
2018: €-539k
2019: €-943k
2020: €-874k
2021: €-260k
2022: €212k
2023: €200k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-865k-€-256k▲ 70.5%€213k€204k▼ 3.9%€114k▼ 44.2%
Operating result€206k-€612k▲ 197%€589k▼ 3.8%€-7k€-87k▼ 1,148%
Net result€140k-€609k▲ 336%€468k▼ 23.2%€-8k€-90k▼ 999%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €87k in 2024 against €7k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.40M
Fixed assets
€3k▼ 23.1%
Current assets
€1.40M▲ 21.9%
Equity and liabilities €1.40M
Equity
€114k▼ 44.2%
Debt
€1.29M▲ 35.9%
The debt ratio rises from 82.3% to 91.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-86k▼
2023 · €-6k
Cash flow
€-89k▼
2023 · €-7k
Solvency
8.1%▼
2023 · 17.7%
Current ratio
1.09▼
2023 · 1.21
Quick ratio
0.62▲
2023 · 0.42
Debt / equity
11.29▲
2023 · 4.64
ROE
-79.1%▼
2023 · -4.0%
ROA
-6.4%▼
2023 · -0.7%
Interest coverage
-28.56▼
2023 · -5.40
Debt
€1.29M▲
2023 · €948k
Debt ≤ 1 year
€1.29M▲
2023 · €948k
Income taxes
€267▲
2023 · €177
Staff costs
€1k▼
2023 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.15M€1.40M▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€1.15M€1.40M▲
Stocks and contracts in progress3€754k€596k▼
Stocks30/36€754k€596k▼
Amounts receivable within one year40/41€384k€749k▲
Trade receivables40€34k€74k▲
Other amounts receivable41€350k€674k▲
Cash at bank and in hand54/58€9k€18k▲
Deferred charges and accrued income490/1€787€37k▲
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.40M▲
Equity10/15€204k€114k▼
Contributions10/11€31k€31k=
Reserves13€182k€182k=
Distributable reserves133€182k€182k=
Profit (loss) carried forward14€-8k€-99k▼
Amounts payable17/49€948k€1.29M▲
Amounts payable within one year42/48€948k€1.29M▲
Financial debts43€26k-
Credit institutions430/8€26k-
Trade debts44€17k€5k▼
Suppliers440/4€17k€5k▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€177€7k▲
Remuneration and social security454/9€10k-
Other amounts payable47/48€896k€1.28M▲
Accrued charges and deferred income492/3-€39
Income statement
Code20232024
Non-recurring operating income76A€294-
Remuneration, social security and pensions62€49k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€992▼
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€50k€-84k▼
Operating profit (loss)9901€-7k€-87k▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€-8k€-90k▼
Income taxes67/77€177€267▲
Profit (loss) for the period9904€-8k€-90k▼
Profit (loss) for the period to be appropriated9905€-8k€-90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-99k▼
Profit (loss) brought forward from the previous period14P-€-8k
Social balance
Average headcount (FTE)90870.80.1▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
31-12
Financial
Equity above €200kEq €213k
3 profitable years in a row build equity to €213k.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
31-12
Financial
Highest result since 2018net €609k ▲336%
Operating result €612k, net result €609k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Back to profitnet €140k
Net result €140k after 2 loss-making years.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
2019
31-12
Financial
Weakest financial yearnet €-498k
Net result drops to €-498k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
01-10
State Gazette act
General meeting · Legal-form conversion
Capital · Corporate purpose
2011
28-04
State Gazette act
General meeting · Director reappointment
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsstraat 202300 TurnhoutGround area
830 m²
Parcel 13453T0149/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
IMMO A.B.M.
since 19862.036.526.381
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453T0149/00V000 | Flanders | 830 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyImmo A.B.M.BE 0429.088.210
controls
Where this company holds controlthis company sits on their board1
1 subsidiary · 2 locations
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 120 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 120 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,287 companies in sector 68110 we hold annual accounts for 5,353. 3,738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-1986
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationOrdinary general meeting
Agenda
Verslag raad van bestuur. Goedkeuring van de jaarrekening per 31/12/2009 en goedkeuring van de bestemming van het resultaat. Kwijting bestuurders. Herbenoeming bestuurder : Frank Moyaert, Kattenberg 135, 2460 Kasterlee. Benoeming bestuurder : Immo ABM, ondernemingsnummer 0429.088.210, met als vaste vertegenwoordiger, de heer Bart Bockx, Dageraadstraat 40, 2300 Turnhout. Varia.