Losses
-€3.2m in five years
Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.
OFFICE DES PROPRIETAIRES WALLONIE
Lifetime
19 annual accounts with figures on one time axis, 36 filings since 1989Gross marginpeak €1.9m (2025)
€1.9m▲ 264%
Resultlowest -€1.2m (2024)
-€695,751▲ €484,744
Equitypeak €2.3m (2024)
€1.7m▼ 25.3%
Debts
€4.0m▲ 684%
Staffpeak 29.6 FTE (2025)
29.6 FTE▲ 45.1%
Board11 names since 2021
3 directorsBE TYCOON REAL ESTATE & FINANCE and 2 others
Owners3 names in the annual accounts
consolidatesEmeria Europe SAS
Documentsfilings and deeds
27-10-202688 days late
2025abbreviated format
Gross margin from €526,609 to €1.9mLoss of €695,751Staff from 20.4 FTE to 29.6 FTE1 director appointed, 1 statutory auditor appointed, 1 resign… 31-12Powers of attorney: Raphaël DE PLAEN, Ludovic GUIOT and 4 others 27-03Capital decrease of €1,247,297.02 to €3,449,375.49 21-02
Key points
from the 2025 annual accountsDebts
€4.0m ▲ 684%
Debts rose by €3.5m in 2025.
Investments
€2.4m 4.9 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.32 was 1.15 in 2024
Short-term debts rose from €514,308 to €2.1m.
Filings
36 annual accounts 88 days
Latest accounts filed late: after the legal deadline.
Restructuring
5
5 restructurings since 2023. Latest: merger with P.G.I. EXPERT.
Total assets +106%: merger
Checked score
51
Fair
Financially stronger than 23% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,996 companies (NACE 68, small).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 7.6%
01-2025: 7.6%● unchanged vs 12-2024
02-2025: 7.7%▲ +0.1 percentage points vs 01-2025
03-2025: 7.5%▼ -0.2 percentage points vs 02-2025
04-2025: 7.5%● unchanged vs 03-2025
05-2025: 7.2%▼ -0.3 percentage points vs 04-2025
06-2025: 7.7%▲ +0.5 percentage points vs 05-2025
07-2025: 7.8%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 7.1%▼ -0.7 percentage points vs 07-2025
09-2025: 6.9%▼ -0.2 percentage points vs 08-2025
10-2025: 5.9%▼ -1.0 percentage point vs 09-2025
11-2025: 6.0%▲ +0.1 percentage points vs 10-2025
12-2025: 2.2%▼ -3.8 percentage points vs 11-2025
01-2026: 2.1%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 2.1%● unchanged vs 01-2026lowest value
03-2026: 2.3%▲ +0.2 percentage points vs 02-2026
04-2026: 2.4%▲ +0.1 percentage points vs 03-2026
05-2026: 2.3%▼ -0.1 percentage points vs 04-2026
06-2026: 2.3%● unchanged vs 05-2026
07-2026: 2.3%● unchanged vs 06-2026
08-2026: 2.7%▲ +0.4 percentage points vs 07-2026
09-2026: 2.6%▼ -0.1 percentage points vs 08-2026
10-2026: 3.0%▲ +0.4 percentage points vs 09-2026
11-2026: 2.5%▼ -0.5 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €695,751, the second in a row (financial year 2025)
Last filed accounts filed 88 days late; 3 of the last 3 accounts late
Liquidity: current ratio 0.32, cash €13,859
lowers risk
Founded in 1987
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 50% of them on solvency, 27% on liquidity, 2% on profitability and 14% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 307 companies had the same profile as OFFICE DES PROPRIETAIRES WALLONIE has now. Each dot is one company, two years later.
88.9%
were still trading
5.2%
stopped another way
4.9%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OFFICE DES PROPRIETAIRES WALLONIE itself: 2.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 307 companies, not a prediction for OFFICE DES PROPRIETAIRES WALLONIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.32 (1.15 in 2024), below 1. Short-term debt is 37.1% and cash 0.2% of total assets. 70.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€695,751
raises risk · 2025 accounts filed 88 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-10-2026, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
88 days late
2024
109 days late
2023
64 days late
2022
32 days late
2021
11 days late
2020
4 days early
2019
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 October (3 of the last 4 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- EMERIA BELGIUM 100%equity €22.4m (2025) · 2025 annual accounts of EMERIA BELGIUM
- Emeria Europe SAS consolidatesannual accounts 2025
Shares in 1 company, NOBLUE SYNDIC & GESTION
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432691858
1 director appointed, 1 statutory auditor appointed, 1 resignation
Resignation: NEAR CONSULT SRL · Appointments: RUYSEN CONSULT BV and BRUNO VANDENBOSCH & REVISEUR D'ENTREPRISE SRL (statutory auditor) · Permanent representative: Kim RUYSEN · General meeting of 17-10-2025 · Gazette deed
Capital decrease of €1,247,297.02 to €3,449,375.49
Capital from €4,696,672.51 to €3,449,375.49 · General meeting of 05-12-2024 · Gazette deed
Merger: OFFICE DES PROPRIETAIRES WALLONIE takes over TREVI SERVICES - GROUPE IMMOBILIER DE SERVICES
Capital increase of €231,637.18 · Appointment: BRUNO VAN DEN BOSCH & Co (réviseur pour rapport sur pertinence et caractère raisonnable du rapport d'échange et méthodes d'évaluation) · EMERIA BELÜX holds all the shares · General meeting of 20-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| OFFICE DES PROPRIETAIRES WALLONIE Brussels | €5.7m | €1.9m | 29.6% | 29.6 |
| AGENCE SISSAU Middelkerke | €6.2m | €2.6m | 28.6% | 22.8 |
| LATOUR & PETIT Woluwe-Saint-Pierre | €5.5m | €1.5m | 10.3% | 21.5 |
| BAITA Molenbeek-Saint-Jean | €4.7m | €3.0m | 51.8% | 43.6 |
| IMMO EECKE Nieuwpoort | €5.4m | €2.0m | 15.6% | 17.4 |
| ERA Servimo Westkust Koksijde | €3.9m | €3.7m | 28.6% | 33.1 |
| POINT DE MIRE DU BASSIN DE CHARLEROI Charleroi | €3.3m | €1.7m | 75.2% | 18.4 |
These companies have the same main activity as OFFICE DES PROPRIETAIRES WALLONIE: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €3.3m and €6.2m, founded between 1988 and 2001.
Official details
Source: KBO- Status
- Active since 10-12-1987Normal situation
- Registered office
- 34 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 6 November 2026.
- Activity
- Real estate agency activitiesNACE 68310
- Establishment units
- 2.032.199.7855100 Namur, since 11-08-2000
- 2.326.028.3261435 Mont-Saint-Guibert, since 06-01-2022and 10 others
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- Turnover
- ≈ €2.3mestimated
- Total assets
- €5.7m▲ 106%
- Employeeson 31-12-2025
- 31▲ 19.2%
- Filing
- Filed on 27-10-2026
Insights on OFFICE DES PROPRIETAIRES WALLONIE
OFFICE DES PROPRIETAIRES WALLONIE files the abbreviated format. That format states no turnover. The gross margin rose from €47,741 in 2007 to €1.9m in 2025.
EMERIA BELGIUM holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OFFICE DES PROPRIETAIRES WALLONIE
- What is the company number of OFFICE DES PROPRIETAIRES WALLONIE?
- The company number of OFFICE DES PROPRIETAIRES WALLONIE is 0432.691.858. The VAT number is the same number with BE in front: BE 0432.691.858.
- Where is OFFICE DES PROPRIETAIRES WALLONIE based?
- The registered office is at Vilain XIIII-straat 53-55, 1000 Brussels.Company details
- What does OFFICE DES PROPRIETAIRES WALLONIE do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of OFFICE DES PROPRIETAIRES WALLONIE?
- OFFICE DES PROPRIETAIRES WALLONIE is a private limited company (BV).
- When was OFFICE DES PROPRIETAIRES WALLONIE founded?
- OFFICE DES PROPRIETAIRES WALLONIE was founded on 10-12-1987.
- Is OFFICE DES PROPRIETAIRES WALLONIE still active?
- Yes, OFFICE DES PROPRIETAIRES WALLONIE is an active enterprise in the KBO register.
- How many employees does OFFICE DES PROPRIETAIRES WALLONIE have?
- OFFICE DES PROPRIETAIRES WALLONIE had an average of 29.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of OFFICE DES PROPRIETAIRES WALLONIE?
- The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €1.9m and 147 comparable companies (NACE 68). It probably lies between €1.9m and €3.0m.
- Is OFFICE DES PROPRIETAIRES WALLONIE profitable?
- In financial year 2025, OFFICE DES PROPRIETAIRES WALLONIE made a loss of €695,751.
- Where can I find the annual accounts of OFFICE DES PROPRIETAIRES WALLONIE?
- OFFICE DES PROPRIETAIRES WALLONIE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OFFICE DES PROPRIETAIRES WALLONIE due?
- OFFICE DES PROPRIETAIRES WALLONIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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