ILYVERO
ActiveILYVERO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €30k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+50
Solvency80▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.18 against 1.98 in 2024; short-term debt: 42.4% and cash: 61.5% of total assets), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
114 d early
2024
20 d early
2023
22 d early
2022
11 d early
2021
20 d early
2020
47 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€161k▲ 22.8%
2024 · €131k
2018: €17k
2019: €50k
2020: €108k
2021: €176k
2022: €199k
2023: €140k
2024: €131k
2018 → 2025
Total assets
€293k▲ 14.7%
2024 · €255k
2018: €118k
2019: €190k
2020: €245k
2021: €314k
2022: €332k
2023: €283k
2024: €255k
2018 → 2025
Net result
€30k
2024 · €-9k
2018: €-3k
2019: €33k
2020: €58k
2021: €68k
2022: €23k
2023: €-59k
2024: €-9k
2018 → 2025
Working capital
€147k▲ 34.8%
2024 · €109k
2018: €-31k
2019: €10k
2020: €61k
2021: €117k
2022: €138k
2023: €95k
2024: €109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€176k-€199k▲ 13.1%€140k▼ 29.5%€131k▼ 6.4%€161k▲ 22.8%
Operating result€100k-€42k▼ 58.2%€-49k€4k€44k▲ 1,043%
Net result€68k-€23k▼ 66.0%€-59k€-9k▲ 84.7%€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,043% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets
€22k▼ 37.9%
Current assets
€271k▲ 23.1%
Equity and liabilities €293k
Equity
€161k▲ 22.8%
Debt
€132k▲ 6.2%
The debt ratio falls from 48.6% to 44.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▲
2024 · €22k
Cash flow
€47k▲
2024 · €10k
Solvency
55.1%▲
2024 · 51.4%
Current ratio
2.18▲
2024 · 1.98
Quick ratio
1.74▲
2024 · 1.35
Debt / equity
0.82▼
2024 · 0.94
ROE
18.6%▲
2024 · -6.8%
ROA
10.2%▲
2024 · -3.5%
Interest coverage
5.69▲
2024 · 1.77
Debt
€132k▲
2024 · €124k
Debt ≤ 1 year
€124k▲
2024 · €111k
Income taxes
€3k▲
2024 · €137
Staff costs
€53k▲
2024 · €244
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€293k▲
Fixed assets21/28€35k€22k▼
Intangible fixed assets21€21k€14k▼
Tangible fixed assets22/27€12k€5k▼
Plant, machinery and equipment23€10k€2k▼
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€3k€3k=
Current assets29/58€220k€271k▲
Stocks and contracts in progress3€70k€55k▼
Stocks30/36€70k€55k▼
Amounts receivable within one year40/41€40k€31k▼
Trade receivables40€21k€30k▲
Other amounts receivable41€19k€2k▼
Cash at bank and in hand54/58€107k€180k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€255k€293k▲
Equity10/15€131k€161k▲
Contributions10/11€10k€10k=
Reserves13€121k€151k▲
Distributable reserves133€121k€151k▲
Amounts payable17/49€124k€132k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€111k€124k▲
Current portion of amounts payable after more than one year42€2k€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€7k€14k▲
Suppliers440/4€7k€14k▲
Taxes, remuneration and social security45€13k€24k▲
Taxes450/3€9k€14k▲
Remuneration and social security454/9€3k€9k▲
Other amounts payable47/48€89k€86k▼
Accrued charges and deferred income492/3€13k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€244€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€25k€117k▲
Operating profit (loss)9901€4k€44k▲
Financial income75/76B€31€166▲
Recurring financial income75€31€166▲
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€-9k€33k▲
Income taxes67/77€137€3k▲
Profit (loss) for the period9904€-9k€30k▲
Profit (loss) for the period to be appropriated9905€-9k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€30k▲
Transfer from equity791/2€9k€0▼
Transfer to equity691/2-€30k
To other reserves6921-€30k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €161k ▲22.8%
Equity rises from €131k to €161k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-59k ▼355%
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €68k ▲16.9%
Operating result €100k, net result €68k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲62.9%
3 profitable years in a row build equity to €176k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €108k ▲116%
2 profitable years in a row build equity to €108k.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Johan Daisnestraat 169000 GentGround area
109 m²
Building footprint
73 m²
Volume, LiDAR
1,101 m³
Parcel 44815F2123/00R000, Flanders · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ILYVERO
since 20052.147.737.277
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F2123/00R000 | Flanders | 109 m² | 1 · 73 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 18,641 EUR awarded · 18,641 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
| 2023 | 1 | 6,641 EUR | 11,141 EUR |
| 2022 | 1 | 4,500 EUR | 0 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Of 915 companies in sector 32990 we hold annual accounts for 163. 113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2005
Fiscal year end31-12
Activities, NACEBEL
32990Other manufacturing not elsewhere classified
32130Manufacture of imitation jewellery and related articles
36610
46480Wholesale trade
46499Wholesale of other household goods
47552Retail sale of lighting equipment
47592Retail trade
47789Other retail sale of new goods
51474
51478
52442
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.