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IDIV

Active
Private limited companyfounded 20232 yrs activeCitadellaan 20, 9000 Gent, BelgiumKBO/BCE: BE 1001.545.388
Summary

IDIV has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €1.9m. Its solvency ranks better than 26% of 2300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysis Watch Report Compare
IDIVActiveChecked score 50/100
Risk analysis Report Compare

Checked score

Score 2025
50 / 100
Fair
Every signal that weighs is under Signals.
Axes
Profitability37
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.05; short-term debt: 45.4% and cash: 0.2% of total assets), and 85% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
15%
Return on assets
15%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IDIV was incorporated on 24 October 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?IDIV · 13 companies How does this company compare with its sector?Sector benchmark

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€1.9m
Total assets
€12.5m
Net result
€1.9m
Working capital
-€5.4m

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €12.5m
Fixed assets €12.3m
Current assets €268,482
Equity and liabilities €12.5m
Equity €1.9m
Debt €10.7m
Debt finances 85.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€236,236
Cash flow
€1.9m
Current ratio
0.05
Debt to equity
5.65
ROE
99.5%
ROA
15.0%
Interest coverage
-0.27
Debt ≤ 1 year
€5.7m
Debt > 1 year
€4.5m
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€12.5m
Fixed assets21/28€12.3m
Tangible fixed assets22/27€4,952
Plant, machinery and equipment23€2,043
Other tangible fixed assets26€2,909
Financial fixed assets28€12.3m
Current assets29/58€268,482
Amounts receivable within one year40/41€240,543
Trade receivables40€38,686
Other amounts receivable41€201,857
Cash at bank and in hand54/58€27,939
Equity and liabilities
Total equity and liabilities10/49€12.5m
Equity10/15€1.9m
Contributions10/11€10,000
Profit (loss) carried forward14€1.9m
Amounts payable17/49€10.7m
Amounts payable after more than one year17€4.5m
Financial debts170/4€4.5m
Amounts payable within one year42/48€5.7m
Financial debts43€4.5m
Credit institutions430/8€4.5m
Trade debts44€192,251
Suppliers440/4€192,251
Taxes, remuneration and social security45€201
Taxes450/3€201
Other amounts payable47/48€996,311
Accrued charges and deferred income492/3€461,924
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€216
Other operating charges640/8€772
Gross operating margin9900-€235,464
Operating profit (loss)9901-€236,452
Financial income75/76B€3.0m
Recurring financial income75€3.0m
Financial charges65/66B€887,968
Recurring financial charges65€887,968
Profit (loss) for the period before taxes9903€1.9m
Profit (loss) for the period9904€1.9m
Profit (loss) for the period to be appropriated9905€1.9m
Appropriation of the result
Profit (loss) to be appropriated9906€1.9m

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€216
Other operating charges640/8€772
Gross operating margin9900-€235,464
Operating profit (loss)9901-€236,452
Financial income75/76B€3.0m
Recurring financial income75€3.0m
Financial charges65/66B€887,968
Recurring financial charges65€887,968
Profit (loss) for the period before taxes9903€1.9m
Profit (loss) for the period9904€1.9m
Profit (loss) for the period to be appropriated9905€1.9m
Line2025
Assets
Total assets20/58€12.5m
Fixed assets21/28€12.3m
Tangible fixed assets22/27€4,952
Plant, machinery and equipment23€2,043
Other tangible fixed assets26€2,909
Financial fixed assets28€12.3m
Current assets29/58€268,482
Amounts receivable within one year40/41€240,543
Trade receivables40€38,686
Other amounts receivable41€201,857
Cash at bank and in hand54/58€27,939
Equity and liabilities
Total equity and liabilities10/49€12.5m
Equity10/15€1.9m
Contributions10/11€10,000
Profit (loss) carried forward14€1.9m
Amounts payable17/49€10.7m
Amounts payable after more than one year17€4.5m
Financial debts170/4€4.5m
Amounts payable within one year42/48€5.7m
Financial debts43€4.5m
Credit institutions430/8€4.5m
Trade debts44€192,251
Suppliers440/4€192,251
Taxes, remuneration and social security45€201
Taxes450/3€201
Other amounts payable47/48€996,311
Accrued charges and deferred income492/3€461,924
Line2025
Profit (loss) for the period9904€1.9m
+ Depreciation and write-downs630€216
Operating cash flow (approximation)€1.9m

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-09
State Gazette act Incorporation · Founding capital
Capital · Other statement
25-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
State Gazette actNBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
162 m²
Building footprint
82 m²
Volume, LiDAR
966 m³
Parcel 44808H0260/02C005, Flanders · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
IDIV
Citadellaan 20, 9000 GentHoldings
since 20232.351.213.385
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44808H0260/02C005 Flanders 162 m² 1 · 82 m² 15.2 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Heads the group IDIV 13 companies Group, risk and exposure

Owners and holdings

1 holding · 12 subsidiaries in the tree

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 1

All subsidiaries, including indirect ones 12

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the annual accounts to 30-06-2025 of IDIV and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

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KOEN NEVENS
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LESIRE
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 3,345 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-10-2023
Fiscal year end30-06
Legal name NL Lindenford
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001545388
Also 9925:BE1001545388
Registered 30-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

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