Equity
-€337,501
Debts exceed assets in financial year 2025.
OZ GROUP
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999Turnoverpeak €8.4m (2007)
-not published
Resultlowest -€1.4m (2007)
€44,372▼ 4.9%
Equitypeak €1.1m (2015)
-€337,501▲ €37,413
Debts
€611,774▼ 4.6%
Staffpeak 17.3 FTE (2012)
-not published
Board2 names since 2022
-
Owners2 names in the annual accounts
Documentsfilings and deeds
24-09-202655 days late
2025abbreviated format
A quiet year: no large shift against the year before.
Key points
from the 2025 annual accountsDebts
€611,774 205% of the balance sheet
Suppliers 78%Taxes and wages 8%Other 13%
Of this, €530,952 falls due within a year.
Position in the sector
-112.8%
Lower solvency than 95% of companies in real estate. Sector median 30.8% · 11,288 companies.
2025 accounts filed 55 days after the deadline
Checked score
38
Weak
Financially stronger than 36% of micro companies in real estate (NACE 68)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 18.3%
01-2025: ≥ 25%▲ +7.9 percentage points vs 12-2024highest value
02-2025: ≥ 25%● unchanged vs 01-2025highest value
03-2025: 10.0%▼ -16.2 percentage points vs 02-2025
04-2025: 10.0%● unchanged vs 03-2025
05-2025: 10.0%● unchanged vs 04-2025
06-2025: 10.0%● unchanged vs 05-2025
07-2025: 10.0%● unchanged vs 06-2025
08-2025: 10.0%● unchanged vs 07-2025
09-2025: 10.0%● unchanged vs 08-2025
10-2025: 10.0%● unchanged vs 09-2025
11-2025: 10.0%● unchanged vs 10-2025
12-2025: 10.0%● unchanged vs 11-2025
01-2026: 10.0%● unchanged vs 12-2025
02-2026: 10.0%● unchanged vs 01-2026
03-2026: 4.7%▼ -5.3 percentage points vs 02-2026
04-2026: 4.6%▼ -0.1 percentage points vs 03-2026
05-2026: 4.3%▼ -0.3 percentage points vs 04-2026
06-2026: 4.1%▼ -0.2 percentage points vs 05-2026
07-2026: 4.0%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 5.9%▲ +1.9 percentage points vs 07-2026
09-2026: 6.4%▲ +0.5 percentage points vs 08-2026
10-2026: 4.4%▼ -2.0 percentage points vs 09-2026
11-2026: 4.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Judicial reorganisation on record (6 publications, latest 22-02-2023)
Last filed accounts filed 55 days late; 2 of the last 3 accounts late
Liquidity: current ratio 0.56, cash €785
lowers risk
Size: total assets €299,119
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 3% on liquidity, 69% on profitability and 66% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as OZ GROUP has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of OZ GROUP itself is higher: 4.4% within 12 months. It rests on far more data about OZ GROUP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for OZ GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.56 (0.55 in 2024), below 1. Short-term debt is 177.5% and cash 0.3% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11288 sector peers (2025).
NBB · sector comparisonPosition among 11288 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 55 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
55 days late
2024
28 days late
2023
212 days late
2022
127 days late
2021
163 days late
2020
61 days late
2019
76 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 103 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 December (4 of the last 5 accounts filed within 86 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Reappointment: Olivier ZONDERMAN (managing director)
Gazette deed
Resignations & appointments
General meeting of 02-11-2023 · Gazette deed
Plan homologation
Enterprise Court of Liège · judgment of 14-02-2023 · Judicial reorganisation
Resignations & appointments
Director in office: François MINON (provisional administrator) · General meeting of 27-12-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| OZ GROUP Theux | €299,119 | €37,729 | -112.8% | - |
| IMMOBILIERE DE BORSET Villers-le-Bouillet | €313,440 | €36,063 | -34.5% | - |
| HUNTJENS ET HUYGENS Esneux | €385,369 | €38,027 | 90.0% | - |
| EDEN Boutersem | €318,481 | €36,196 | 74.1% | - |
| Dpro Fifteen Projects Lommel | €275,164 | €40,834 | 92.7% | - |
| DE OMMEGANG Ghent | €279,982 | €32,956 | 69.0% | - |
| KOEPOORTCENTER Vilvoorde | €280,085 | €42,907 | 69.4% | - |
These companies have the same main activity as OZ GROUP: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €275,000 and €385,000, founded between 1997 and 2003.
Official details
Source: KBO- Status
- Active since 23-02-1999Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 2 others
- Establishment unit
- 2.090.532.2214910 Theux, since 25-03-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- Turnover
- ≈ €62,000estimated
- Total assets
- €299,119▲ 2.6%
- Filing
- Filed on 24-09-2026
Insights on OZ GROUP
OZ GROUP has existed since 1999. Turnover fell from €6.3m in 2011 to €77,889 in 2016.
Solvency rose in 2025 from -128.6% to -112.8% because of the retained profit.
In January 2024, the Official Gazette published the appointment of Olivier ZONDERMAN as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OZ GROUP
- What is the company number of OZ GROUP?
- The company number of OZ GROUP is 0465.281.284. The VAT number is the same number with BE in front: BE 0465.281.284.
- Where is OZ GROUP based?
- The registered office is at Rue Hestroumont 19, 4910 Theux.Company details
- What does OZ GROUP do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of OZ GROUP?
- OZ GROUP is a public limited company (NV).
- When was OZ GROUP founded?
- OZ GROUP was founded on 23-02-1999.
- Is OZ GROUP still active?
- Yes, OZ GROUP is an active enterprise in the KBO register.
- What is the turnover of OZ GROUP?
- The turnover in financial year 2025 is ≈ €62,000. This figure is estimated from the gross margin of €37,729 and 51 comparable companies (NACE 682). It probably lies between €46,000 and €90,000. In financial year 2018 turnover was €28,618.Financials
- Is OZ GROUP profitable?
- In financial year 2025, OZ GROUP made a profit of €44,372.
- Where can I find the annual accounts of OZ GROUP?
- OZ GROUP filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OZ GROUP due?
- OZ GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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