Human Capital
ActiveSummary
Human Capital has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€42,736. Equity has been stable since 2019 (±0.1% per year). Its solvency ranks better than 38% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 01-06-2016 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 2 others
- Establishment unit
- 2.253.866.660 3000 Leuven, since 01-06-2016
- Financial year end
- 30 September
- Peppol
- Reachable
Board and ownership
Board
- COLRUYT Anna MariaDirector · since 01-06-2016
- GOOSSENS StefaanDirector · since 01-06-2016
- Holdings
- Shares in 3 companies including CEMENT and CARGO VELO
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
Annual accounts to 30-09-2025
- Gross margin
- €244,564
- ▲ 706%
- Turnover
- ≈ €420,000
- estimated
- Loss
- €42,736
- ▲ 289%
- Equity
- €1.8m
- ▼ 2.3%
- Total assets
- €4.5m
- ▲ 6.4%
Score breakdownraises risk1 change of registered office in 24 monthsLiquidity: current ratio 0.54, cash €99,217, halvedlowers riskSize: total assets €4.5mFigures for financial year 2025 (filed on 31-03-2026)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 25% of small companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Weak
Solvency
66-3
equity 40.9% of total assets
Liquidity
22-13
short-term debt 59.1% · cash 2.2%
Profitability
38+15
return on assets -1.0%
Bankruptcy probability within 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.1%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 0.2%● unchanged vs 04-2026highest value
06-2026: 0.2%● unchanged vs 05-2026highest value
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.2%● unchanged vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.54 (0.67 in 2024), below 1. Short-term debt is 59.1% and cash 2.2% of total assets. 59.1% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 39% of them on solvency, 10% on liquidity, 25% on profitability and 24% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
36 days early
2024
58 days early
2023
41 days early
2022
52 days early
2021
95 days early
2020
56 days late
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 9 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
Key points
- Caution: Lower net result than 95% of companies in head offices and management consultancysector median €27,178 · 39,309 companies -€42,736 View
- Caution: 2 loss-making years in a rowloss in financial year 2025 -€42,736 View
- Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
Recent changes
- · Gazette deed Registered office moved from Oud-Heverlee to LeuvenNew seat: Lei 15, 3000 Leuven · Previous seat: Banhagestraat 99, 3052 Oud-Heverlee
- · Gazette deed Reappointments: GOOSSENS Stefaan (statutory director) and COLRUYT Anna Maria (statutory director)
- · Gazette deed Incorporation
Companies linked to Human Capital
Comparable companies
These companies have the same main activity as Human Capital: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €4m and €4.7m, founded between 2016 and 2017.
| Company | Total assets | Gross margin |
|---|---|---|
| Human Capital Leuven | €4.5m | €0.2m |
| EsLa Keerbergen | €4.7m | €0.3m |
| FALCON FUND MANAGEMENT Jabbeke | €4.7m | €0.3m |
| YX PARTNERS Elsene | €4.0m | €0.3m |
| AGRI PROJECTS Sint-Niklaas | €4.4m | €0.3m |
| HANOLA Bonheiden | €4.2m | €0.2m |
| E.C.M. II Ledegem | €4.0m | €0.2m |
Key facts about Human Capital
- What is the company number of Human Capital?
- The company number of Human Capital is 0655.825.116. The VAT number is the same number with BE in front: BE 0655.825.116.
- Where is Human Capital based?
- The registered office is at Lei 15, 3000 Leuven.Company details
- What does Human Capital do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Human Capital?
- The legal form of Human Capital is Private limited company (BV).
- When was Human Capital founded?
- Human Capital was founded on 01-06-2016.
- Is Human Capital still active?
- Yes, Human Capital is an active enterprise in the KBO register.
- What is the turnover of Human Capital?
- The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €244,564 and 110 comparable companies (NACE 70200). It probably lies between €350,000 and €490,000.Financials
- Is Human Capital profitable?
- In financial year 2025, Human Capital made a loss of €42,736.
- Where can I find the annual accounts of Human Capital?
- Human Capital filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Human Capital due?
- Human Capital must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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