Equity
€272,722 from €614,303 in 2016
Equity fell by 56% in 9 years.
HPG CONSULTING
Lifetime
13 annual accounts with figures on one time axispeak €303,771 (2020)
€83,644▼ 50.3%
lowest -€54,769 (2022)
-€19,468▼ €61,509
peak €614,303 (2016)
€272,722▼ 6.7%
€772,848▼ 14.2%
Board1 name since 2021
1 directorHOUINS François-Xavier
Documentsfilings and deeds
23-04-202699 days before the deadline
2025micro format
Gross margin from €168,381 to €83,644Loss of €19,468
Key points
from the 2025 annual accountsResult
-€19,468 -€19,468
From profit to loss in 2025, after a profit of €42,041 in 2024.
Turnover
≈ €160,000 estimated
The micro format states no turnover.
Debts
€772,848 73% of the balance sheet
Financial debts 61%Suppliers 0%Taxes and wages 1%Other 38%
Of this, €299,051 falls due within a year.
Filings
13 annual accounts since 2013
Four of the last ten came late. The 2020 accounts came latest: 91 days after the end of the period.
Position in the sector
-€19,468
Lower net result than 93% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Checked score
92
Excellent
Financially stronger than 34% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%highest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €19,468 (financial year 2025)
lowers risk
Size: total assets €1.1m
Figures for financial year 2025 (filed on 29-04-2026)
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 26% of them on solvency, 61% on liquidity, 16% on profitability and 33% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,423 companies had the same profile as HPG CONSULTING has now. Each dot stands for 4 companies, two years later.
96.5%
were still trading
2.2%
stopped another way
1.0%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HPG CONSULTING itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,423 companies, not a prediction for HPG CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13 (1.16 in 2024), below the usual 1.5. Short-term debt is 28.2% and cash 31% of total assets. 74.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 days early
2024
98 days early
2023
28 days early
2022
4 days early
2021
31 days late
2020
91 days late
2019
66 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 71 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0843978984
Reappointment: HOUINS François-Xavier (director)
General meeting of 21-04-2023 · Gazette deed
Capital decrease · Amendment of the articles
Capital from €505,000 to €498,800 · Capital from €498,800 to €50,000 · General meeting of 05-12-2017 · Gazette deed
Incorporation
published on 09-03-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HPG CONSULTING Ottignies-Louvain-la-Neuve | €1.1m | €83,644 | 25.7% | - |
| ADJUGO HOLDING Wichelen | €1.0m | €85,852 | 70.5% | 0 |
| THEYSSENS INFORMATICS Huldenberg | €1.0m | €85,010 | 33.9% | - |
| TV-ADVICE Kortrijk | €1.0m | €84,369 | 9.5% | - |
| PRIME SUPPORT Antwerp | €1.2m | €97,402 | 50.9% | - |
| JCVB Nivelles | €1.2m | €84,208 | 53.2% | - |
| Limyè Lasne | €0.8m | €90,188 | 65.6% | - |
These companies have the same main activity as HPG CONSULTING: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €763,000 and €1.2m, founded between 2007 and 2014.
Official details
Source: KBO- Status
- Active since 24-02-2012Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.208.203.0201342 Ottignies-Louvain-la-Neuve, since 24-02-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 23-08-2024
Annual accounts 2025
- €1.1m▼ 12.1%
- Employeeson 31-12-2025
- 0
- Filing
- Filed on 23-04-2026, 99 days before the end of the filing period
Insights on HPG CONSULTING
HPG CONSULTING files the micro format. That format states no turnover. The gross margin fell from €109,949 in 2013 to €83,644 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HPG CONSULTING
- What is the company number of HPG CONSULTING?
- The company number of HPG CONSULTING is 0843.978.984. The VAT number is the same number with BE in front: BE 0843.978.984.
- Where is HPG CONSULTING based?
- The registered office is at Rue Charles Dubois 74, 1342 Ottignies-Louvain-la-Neuve.Company details
- What does HPG CONSULTING do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of HPG CONSULTING?
- HPG CONSULTING is a private limited company (BV).
- When was HPG CONSULTING founded?
- HPG CONSULTING was founded on 24-02-2012.
- Is HPG CONSULTING still active?
- Yes, HPG CONSULTING is an active enterprise in the KBO register.
- How many employees does HPG CONSULTING have?
- HPG CONSULTING had an average of 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of HPG CONSULTING?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €83,644 and 60 comparable companies (NACE 62200). It probably lies between €140,000 and €210,000.
- Is HPG CONSULTING profitable?
- In financial year 2025, HPG CONSULTING made a loss of €19,468.
- Where can I find the annual accounts of HPG CONSULTING?
- HPG CONSULTING filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HPG CONSULTING due?
- HPG CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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