HOMEGESTION
ActiveHOMEGESTION has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-16k) and a net result of €-3k. Equity is shrinking by ~43.4% per year across the filed fiscal years. Its solvency ranks better than 9% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+62
Solvency0▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.61 against 0.49 in 2024; short-term debt: 124.7% and cash: 11.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-24.7%
Return on assets
-5.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-16k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
28 d late
2023
26 d early
2022
9 d late
2021
22 d late
2020
153 d late
2019
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-16k▼ 27.6%
2024 · €-12k
2018: €32k
2019: €34k
2020: €17k
2021: €11k
2022: €23k
2023: €266
2024: €-12k
2018 → 2025
Total assets
€63k▲ 13.1%
2024 · €56k
2018: €62k
2019: €64k
2020: €51k
2021: €33k
2022: €39k
2023: €56k
2024: €56k
2018 → 2025
Net result
€-3k▲ 73.0%
2024 · €-13k
2018: €18k
2019: €14k
2020: €-18k
2021: €-6k
2022: €12k
2023: €-23k
2024: €-13k
2018 → 2025
Working capital
€-30k▲ 13.2%
2024 · €-35k
2018: €23k
2019: €28k
2020: €14k
2021: €3k
2022: €9k
2023: €-12k
2024: €-35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€23k▲ 107%€266▼ 98.9%€-12k€-16k▼ 27.6%
Operating result€-9k-€19k€-23k€-12k▲ 48.8%€-3k▲ 76.6%
Net result€-6k-€12k€-23k€-13k▲ 45.4%€-3k▲ 73.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€15k▼ 35.2%
Current assets
€49k▲ 46.3%
Key figures and ratios
EBITDA
€5k▲
2024 · €-5k
Cash flow
€5k▲
2024 · €-5k
Solvency
-24.7%▼
2024 · -21.9%
Current ratio
0.61▲
2024 · 0.49
Quick ratio
0.61▲
2024 · 0.49
Debt / equity
-5.04▲
2024 · -5.56
ROA
-5.3%▲
2024 · -22.4%
Interest coverage
8.26▲
2024 · -7.21
Debt
€79k▲
2024 · €68k
Debt ≤ 1 year
€79k▲
2024 · €68k
Income taxes
€4▼
2024 · €165
Staff costs
€135k▲
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€63k▲
Fixed assets21/28€23k€15k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€20k€14k▼
Furniture and vehicles24€20k€14k▼
Financial fixed assets28€894€894=
Current assets29/58€33k€49k▲
Amounts receivable within one year40/41€22k€36k▲
Trade receivables40€18k€11k▼
Other amounts receivable41€5k€25k▲
Cash at bank and in hand54/58€6k€7k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€56k€63k▲
Equity10/15€-12k€-16k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-33k€-36k▼
Amounts payable17/49€68k€79k▲
Amounts payable within one year42/48€68k€79k▲
Trade debts44€39k€45k▲
Suppliers440/4€39k€45k▲
Taxes, remuneration and social security45€15k€21k▲
Remuneration and social security454/9€15k€21k▲
Other amounts payable47/48€15k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62€91k€135k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€1k€748▼
Gross operating margin9900€87k€141k▲
Operating profit (loss)9901€-12k€-3k▲
Financial income75/76B€36€15▼
Recurring financial income75€36€15▼
Financial charges65/66B€638€638=
Recurring financial charges65€638€638=
Profit (loss) for the period before taxes9903€-12k€-3k▲
Income taxes67/77€165€4▼
Profit (loss) for the period9904€-13k€-3k▲
Profit (loss) for the period to be appropriated9905€-13k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-36k▼
Profit (loss) brought forward from the previous period14P€-20k€-33k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 12/08/2026
- Registered-office move, Avenue Louise 231, 1050 Ixelles
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-23k ▼291%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
07-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 99 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
02-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 94 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
16-01-2020
Resigned as Manager
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2311050 ElseneGround area
9,201 m²
Building footprint
5,756 m²
Volume, LiDAR
130,454 m³
2 parcels, Brussels · tallest building 45.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 523, 1050 Elsene
since 20002.093.761.529
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0131/00T000 | Brussels | 5,672 m² | 1 · 3,878 m² | 45.8 m · 8 fl. |
| 21822R0226/00W011 | Brussels | 3,529 m² | 1 · 1,878 m² | 38.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERTRIVO
BE 1025.685.522
Schilde · Eq €324
Omnia Vastgoedmanagement
BE 0683.639.568
Mortsel · Eq €346
RECAP Estate Management
BE 0784.389.609
Elsene · Eq €461
SIGNATURE IMMO
BE 0775.707.119
Elsene · Eq €131
3S Beheer
BE 0727.459.220
Boechout · Eq €570
Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 32 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2000
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.