Equity
€886,133 from €5.6m in 2022
Equity fell by 84% in 3 years.
HOFIN
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €974,165 (2023)
€151,875▲ 3.2%
peak €7.7m (2023)
€93,350▼ 2.8%
peak €5.6m (2022)
€886,133▲ 11.8%
€696,069▼ 27.9%
peak 3.4 FTE (2022)
-not published
Board8 names since 2020
5 directorsKris Roelants BV and 4 others
Owners4 names in the annual accounts
Documentsfilings and deeds
19-06-202642 days before the deadline
2025abbreviated format
Appointment: FISCO TRUST BV (director) 20-08Debts from €966,075 to €696,069Cash from €422,901 to €38,132
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 62% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 9.86, cash €38,132, halved
lowers risk
Size: total assets €1.6m
Founded in 1987
Figures for financial year 2025 (filed on 19-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 68% of them on solvency, 62% on liquidity, 51% on profitability and 68% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as HOFIN has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of HOFIN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for HOFIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.86 (5.94 in 2024), above the usual 1.5. Short-term debt is 7.5% and cash 2.4% of total assets. 44% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
2 days early
2023
20 days early
2022
34 days early
2021
53 days early
2020
37 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
KR
Kris Roelants BV
Director, since 15-05-2020
PB
Patchka BV
Director, since 15-05-2020
PB
PVDS BV
Director, since 15-05-2020
SD
Stijn De Prins BV
Director, since 15-05-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432338403
Appointment: FISCO TRUST BV (director)
Permanent representative: SCHABREGS Davy · General meeting of 23-12-2024 · Gazette deed
Capital decrease of €1,618,600
Resignations: PIAGroup Belgium (director) and Humberto Renaers (director) · “De verwerving van participaties en belangen, onder welke vorm ook, met name door inbreng in geld of in natura…” (deed in Dutch) · General meeting of 30-10-2023 · Gazette deed
Resignation: THEO PONCELET BV (director)
Permanent representative: Theo PONCELET · General meeting of 30-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HOFIN Genk | €1.6m | €151,875 | 56.0% | - |
| INBOCO IMMO Bocholt | €1.6m | €168,002 | 43.5% | - |
| BOVA Zonhoven | €1.9m | €145,632 | 11.8% | - |
| IMMO SIM Hasselt | €1.7m | €168,726 | 25.7% | - |
| PVH Zelzate | €1.7m | €150,398 | 62.6% | - |
| BEHEERSVENNOOTSCHAP PLC Tienen | €1.7m | €146,823 | 78.7% | - |
| IMMO - GRYSPEERDT Torhout | €1.5m | €165,972 | 33.7% | 0 |
These companies have the same main activity as HOFIN: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.5m and €1.9m, founded between 1982 and 1993.
Official details
Source: KBO- Status
- Active since 01-10-1987Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 7 November 2026.
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Joint committee
- 336Liberal professions · annual accounts 2023
- Establishment unit
- 2.032.624.9043600 Genk, since 31-08-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Annual accounts 2025
- ≈ €220,000estimated
- €1.6m▼ 10.0%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on HOFIN
HOFIN files the abbreviated format. That format states no turnover. The gross margin rose from €39,796 in 2006 to €151,875 in 2025.
In 2023, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HOFIN
- What is the company number of HOFIN?
- The company number of HOFIN is 0432.338.403. The VAT number is the same number with BE in front: BE 0432.338.403.
- Where is HOFIN based?
- The registered office is at Toekomstlaan 38, 3600 Genk.Company details
- What does HOFIN do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of HOFIN?
- HOFIN is a private limited company (BV).
- When was HOFIN founded?
- HOFIN was founded on 01-10-1987.
- Is HOFIN still active?
- Yes, HOFIN is an active enterprise in the KBO register.
- How many employees does HOFIN have?
- HOFIN had an average of 3.4 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does HOFIN fall under?
- In its 2023 annual accounts, HOFIN states joint committee 336 (Liberal professions).
- What is the turnover of HOFIN?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €151,875 and 31 comparable companies (NACE 68201). It probably lies between €170,000 and €300,000. In financial year 2022 turnover was €2.8m.
- Is HOFIN profitable?
- In financial year 2025, HOFIN made a profit of €93,350.
- Where can I find the annual accounts of HOFIN?
- HOFIN filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HOFIN due?
- HOFIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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