HOETJES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.04M and a net result of €5k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 5498 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
59 d early
2024
28 d early
2023
29 d early
2022
1 d late
2021
30 d early
2020
30 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.04M▲ 0.2%
2024 · €2.04M
2018: €386k
2019: €422k
2020: €612k
2021: €644k
2022: €1.75M
2023: €1.82M
2024: €2.04M
2018 → 2025
Net result
€5k▼ 97.9%
2024 · €221k
2018: €176k
2019: €37k
2020: €189k
2021: €32k
2022: €1.11M
2023: €68k
2024: €221k
2018 → 2025
Total assets
€2.06M=
2024 · €2.06M
2018: €469k
2019: €452k
2020: €638k
2021: €657k
2022: €1.88M
2023: €1.87M
2024: €2.06M
2018 → 2025
Solvency
99.1%▲ 0.3pp
2024 · 98.8%
2018: 82.1%
2019: 93.3%
2020: 95.8%
2021: 97.9%
2022: 93.0%
2023: 97.3%
2024: 98.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€644k-€1.75M▲ 172%€1.82M▲ 3.9%€2.04M▲ 12.2%€2.04M▲ 0.2%
Operating result€49k-€49k▼ 0.4%€70k▲ 44.4%€-3k€-25k▼ 627%
Net result€32k-€1.11M▲ 3,354%€68k▼ 93.8%€221k▲ 225%€5k▼ 97.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€276k▲ 171%
Current assets
€1.79M▼ 8.9%
Equity and liabilities €2.06M
Equity
€2.04M▲ 0.2%
Debt
€19k▼ 22.2%
The debt ratio falls from 1.2% to 0.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
99.1%▲
2024 · 98.8%
ROE
0.2%▼
2024 · 10.9%
ROA
0.2%▼
2024 · 10.7%
Debt
€19k▼
2024 · €25k
Debt ≤ 1 year
€6k▼
2024 · €17k
Income taxes
€4k▼
2024 · €28k
A ratio outside any meaningful range has been withheld (balance sheet total €2.06M, equity €2.04M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.06M€2.06M=
Fixed assets21/28€102k€276k▲
Tangible fixed assets22/27€2k€672▼
Furniture and vehicles24€2k€672▼
Financial fixed assets28€100k€275k▲
Current assets29/58€1.96M€1.79M▼
Amounts receivable within one year40/41€5k€12k▲
Trade receivables40€4k€5k▲
Other amounts receivable41€1k€8k▲
Current investments50/53€1.46M€1.52M▲
Cash at bank and in hand54/58€472k€211k▼
Deferred charges and accrued income490/1€29k€46k▲
Equity and liabilities
Total equity and liabilities10/49€2.06M€2.06M=
Equity10/15€2.04M€2.04M▲
Contributions10/11€19k€19k=
Reserves13€2.02M€2.02M▲
Distributable reserves133€2.02M€2.02M▲
Amounts payable17/49€25k€19k▼
Amounts payable within one year42/48€17k€6k▼
Trade debts44€174€1k▲
Suppliers440/4€174€1k▲
Taxes, remuneration and social security45€13k€2k▼
Taxes450/3€13k€2k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€3k€3k=
Accrued charges and deferred income492/3€8k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€2k€-19k▼
Operating profit (loss)9901€-3k€-25k▼
Financial income75/76B€253k€34k▼
Recurring financial income75€253k€34k▼
Financial charges65/66B€254€302▲
Recurring financial charges65€254€302▲
Profit (loss) for the period before taxes9903€249k€8k▼
Income taxes67/77€28k€4k▼
Profit (loss) for the period9904€221k€5k▼
Profit (loss) for the period to be appropriated9905€221k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€221k€5k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€221k€5k▼
To other reserves6921€221k€5k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €5k ▼97.9%
Net result drops to €5k, the lowest in the series.
30-09
Financial
Liquidity doublescurrent ratio 287.33
Current ratio from 117.47 to 287.33; short-term debt falls from €17k to €6k.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity triplescurrent ratio 117.47
Current ratio from 37.21 to 117.47; short-term debt falls from €47k to €17k.
30-09
Financial
Equity above €2MEq €2.04M ▲12.2%
7 profitable years in a row build equity to €2.04M.
01-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 37.21
Current ratio from 13.45 to 37.21; short-term debt falls from €132k to €47k.
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
30-09
Financial
Highest result since 2018net €1.11M ▲3354%
Net result €1.11M, the highest in the series.
30-09
Financial
Equity above €1MEq €1.75M ▲172%
5 profitable years in a row build equity to €1.75M.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 10.12
Current ratio from 4.49 to 10.12; short-term debt falls from €27k to €14k.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity quadruplescurrent ratio 4.49
Current ratio from 1.19 to 4.49; short-term debt falls from €30k to €27k.
30-09
Financial
Equity above €500kEq €612k ▲44.9%
3 profitable years in a row build equity to €612k.
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hof ter Neppenlaan 23020 HerentGround area
1,317 m²
Building footprint
367 m²
Volume, LiDAR
1,172 m³
Parcel 24127E0014/00N003, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HOETJES
since 20162.253.465.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24127E0014/00N003 | Flanders | 1,317 m² | 1 · 367 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 10,854 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2016
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.