Liquidity
Short-term debts rose from €88,785 to €116,808.
Short-term debts rose from €88,785 to €116,808.
The 2023 accounts came latest: 29 days after the end of the period.
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 47% of them on solvency, 16% on liquidity, 10% on profitability and 24% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.09 (0.52 in 2024), below 1. Short-term debt is 38.7% and cash 2% of total assets. 48.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 4 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Shares in 1 company, Pizza Pimps
Board & ownership| Company | ||||
|---|---|---|---|---|
| Heyla Ghent | €301,955 | -€20,978 | 51.7% | - |
| BIT Estate Zwalm | €318,330 | -€4,947 | -13.9% | 0 |
| What's the story Aalst | €274,503 | -€1,108 | 8.0% | - |
| SMRT Group Lochristi | €326,842 | -€133,218 | -31.9% | 1.4 |
| STARK CORP Asse | €288,996 | -€2,734 | 14.4% | - |
| Cadmus Europe Brussels | €315,436 | -€55,762 | -234.9% | 0 |
| LEWKOWICZ ADVICE Molenbeek-Saint-Jean | €326,814 | -€19,479 | 95.0% | - |
These companies have the same main activity as Heyla: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €275,000 and €327,000, founded in 2020.
Heyla files the micro format. That format states no turnover. The gross margin fell from €73,221 in 2021 to -€20,978 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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