HEUMERT
ActiveHEUMERT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €15k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 3111 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+2
Solvency88▲+17
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.52 against 1.0 in 2024; short-term debt: 37.4% and cash: 10.7% of total assets), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-09-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
111 d early
2023
27 d early
2022
49 d early
2021
274 d late
2020
47 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€45k
EBIT margin
47.9%
Net result
€15k▼ 0.4%
2024 · €15k
2019: €17k
2020: €-703
2021: €13k
2022: €14k
2023: €18k
2024: €15k
2019 → 2025
Working capital
€-26k
2024 · €93
2019: €-5k
2020: €-22k
2021: €-14k
2022: €-9k
2023: €1k
2024: €93
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€42k▲ 50.1%€60k▲ 44.0%€76k▲ 25.2%€91k▲ 20.1%
Operating result€19k-€21k▲ 15.1%€28k▲ 29.8%€25k▼ 10.3%€26k▲ 4.4%
Net result€13k-€14k▲ 6.4%€18k▲ 31.8%€15k▼ 17.5%€15k▼ 0.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€117k▼ 3.2%
Current assets
€28k▼ 34.6%
Equity and liabilities €145k
Equity
€91k▲ 20.1%
Debt
€54k▼ 38.4%
The debt ratio falls from 53.8% to 37.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €27k
Cash flow
€19k▲
2024 · €18k
Solvency
62.6%▲
2024 · 46.2%
Current ratio
0.52▼
2024 · 1.00
Quick ratio
0.52▼
2024 · 1.00
Debt / equity
0.60▼
2024 · 1.16
ROE
16.7%▼
2024 · 20.1%
ROA
10.5%▲
2024 · 9.3%
Interest coverage
9.82▼
2024 · 13.39
Debt
€54k▼
2024 · €88k
Debt ≤ 1 year
€54k▲
2024 · €43k
Debt > 1 year
€0▼
2024 · €45k
Income taxes
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€145k▼
Fixed assets21/28€121k€117k▼
Tangible fixed assets22/27€121k€117k▼
Land and buildings22€107k€107k=
Furniture and vehicles24€14k€10k▼
Current assets29/58€43k€28k▼
Amounts receivable within one year40/41€8k€12k▲
Trade receivables40€7k€12k▲
Other amounts receivable41€527€167▼
Cash at bank and in hand54/58€35k€15k▼
Deferred charges and accrued income490/1€83€147▲
Equity and liabilities
Total equity and liabilities10/49€164k€145k▼
Equity10/15€76k€91k▲
Contributions10/11€6k€6k=
Reserves13€69k€84k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€69k€84k▲
Amounts payable17/49€88k€54k▼
Amounts payable after more than one year17€45k€0▼
Financial debts170/4€45k€0▼
Amounts payable within one year42/48€43k€54k▲
Current portion of amounts payable after more than one year42€10k€0▼
Trade debts44€1k€48▼
Suppliers440/4€1k€48▼
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€23k€46k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€597€600▲
Gross operating margin9900€28k€30k▲
Operating profit (loss)9901€25k€26k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€23k€23k▲
Income taxes67/77€8k€8k▲
Profit (loss) for the period9904€15k€15k▼
Profit (loss) for the period to be appropriated9905€15k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€15k▼
Transfer to equity691/2€15k€15k▼
To other reserves6921€15k€15k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €18k ▲31.8%
Operating result €28k, net result €18k, both a record.
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 274 days late
2021
31-03
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €-703 ▼104%
Net result drops to €-703, the lowest in the series; recovery starts the following year.
2019
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Minderhoutsestraat 1472321 HoogstratenGround area
1,106 m²
Building footprint
633 m²
Volume, LiDAR
4,561 m³
Parcel 13020D0479/00L000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HEUMERT BVBA
since 20122.214.823.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13020D0479/00L000 | Flanders | 1,106 m² | 1 · 633 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,167 companies in sector 01110 we hold annual accounts for 612. 443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2012
Fiscal year end31-03
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01610Support activities for crop production
43120Site preparation
46110Wholesale trade
46214Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.