Het Ankerhof
ActiveHet Ankerhof has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.97M and a net result of €37k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 95% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €460k at 30 days acceptable
Liquidity ample (current ratio 89.63; short-term debt: 1.1% and cash: 0% of total assets), and 3.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
25 d late
2023
28 d late
2022
64 d late
2021
30 d late
2020
31 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6.97M▲ 0.5%
2024 · €6.94M
2018: €3.23M
2019: €2.82M
2020: €3.36M
2021: €3.62M
2022: €4.25M
2023: €6.89M
2024: €6.94M
2018 → 2025
Total assets
€7.25M▲ 1.4%
2024 · €7.15M
2018: €3.35M
2019: €3.35M
2020: €3.44M
2021: €3.97M
2022: €4.56M
2023: €7.02M
2024: €7.15M
2018 → 2025
Net result
€37k▼ 26.6%
2024 · €50k
2018: €463k
2019: €537k
2020: €550k
2021: €256k
2022: €633k
2023: €2.63M
2024: €50k
2018 → 2025
Working capital
€7.05M▲ 0.6%
2024 · €7.01M
2018: €1.48M
2019: €1.07M
2020: €3.04M
2021: €3.42M
2022: €3.97M
2023: €6.86M
2024: €7.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.62M-€4.25M▲ 17.5%€6.89M▲ 61.9%€6.94M▲ 0.7%€6.97M▲ 0.5%
Operating result€-208k-€28k€6k▼ 80.3%€-21k€-39k▼ 82.8%
Net result€256k-€633k▲ 147%€2.63M▲ 315%€50k▼ 98.1%€37k▼ 26.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €39k in 2025 against €21k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.25M
Fixed assets
€119k▲ 41.4%
Current assets
€7.13M▲ 0.9%
Equity and liabilities €7.25M
Equity
€6.97M▲ 0.5%
Debt
€278k▲ 30.0%
The debt ratio rises from 3.0% to 3.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-19k▼
2024 · €-3k
Cash flow
€57k▼
2024 · €68k
Solvency
96.2%▼
2024 · 97.0%
Current ratio
89.63
Quick ratio
89.63
Debt / equity
0.04▲
2024 · 0.03
ROE
0.5%▼
2024 · 0.7%
ROA
0.5%▼
2024 · 0.7%
Interest coverage
-5.01▼
2024 · -1.63
Debt
€278k▲
2024 · €214k
Debt ≤ 1 year
€80k▲
2024 · €58k
Debt > 1 year
€179k▲
2024 · €156k
Income taxes
€12k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.15M€7.25M▲
Fixed assets21/28€84k€119k▲
Tangible fixed assets22/27€84k€119k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€84k€88k▲
Other tangible fixed assets26-€31k
Current assets29/58€7.07M€7.13M▲
Amounts receivable after more than one year29€4.83M€4.83M=
Other amounts receivable291€4.83M€4.83M=
Amounts receivable within one year40/41€762k€825k▲
Trade receivables40-€24k
Other amounts receivable41€762k€801k▲
Current investments50/53€1.48M€1.48M=
Cash at bank and in hand54/58€317€290▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€7.15M€7.25M▲
Equity10/15€6.94M€6.97M▲
Contributions10/11€20k€20k=
Reserves13€6.90M€6.95M▲
Non-distributable reserves130/1€1.48M€1.48M=
Own shares acquired1312€1.48M€1.48M=
Tax-exempt reserves132€23k€23k=
Distributable reserves133€5.40M€5.45M▲
Profit (loss) carried forward14€18k€5k▼
Amounts payable17/49€214k€278k▲
Amounts payable after more than one year17€156k€179k▲
Financial debts170/4€156k€179k▲
Amounts payable within one year42/48€58k€80k▲
Current portion of amounts payable after more than one year42€15k€9k▼
Trade debts44€30k€44k▲
Suppliers440/4€30k€44k▲
Taxes, remuneration and social security45€13k€19k▲
Taxes450/3€13k€19k▲
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€206€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€20k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-2k€-18k▼
Operating profit (loss)9901€-21k€-39k▼
Financial income75/76B€91k€92k▲
Recurring financial income75€91k€92k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€67k€49k▼
Income taxes67/77€17k€12k▼
Profit (loss) for the period9904€50k€37k▼
Profit (loss) for the period to be appropriated9905€50k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€55k▼
Profit (loss) brought forward from the previous period14P€18k€18k▲
Transfer to equity691/2€50k€50k=
To other reserves6921€50k€50k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Weakest financial yearnet €37k ▼26.6%
Net result drops to €37k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €2.63M ▲315%
Net result €2.63M, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 64.10
Current ratio from 21.24 to 64.10; short-term debt falls from €196k to €109k.
31-12
Financial
Equity above €5MEq €6.89M ▲61.9%
6 profitable years in a row build equity to €6.89M.
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 17current ratio 54.18
Current ratio from 3.13 to 54.18; short-term debt falls from €500k to €57k.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
19-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 19 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eksterenberg 11790 AffligemGround area
1,695 m²
Building footprint
840 m²
Volume, LiDAR
6,509 m³
Parcel 23021B0111/00L000, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Eksterenberg 1, 1790 Affligem
since 20032.228.864.614
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23021B0111/00L000 | Flanders | 1,695 m² | 1 · 840 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2003
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Frederika.Lens@Notaris.be
Phone:053/68.37.24