HEREN
ActiveHEREN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €4k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-13
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 12.99 against 8.14 in 2024; short-term debt: 7.7% and cash: 13.8% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
3.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
31 d late
2023
on the day
2022
89 d late
2021
31 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€87k▲ 4.6%
2024 · €83k
2018: €10k
2019: €68k
2020: €38k
2021: €48k
2022: €63k
2023: €73k
2024: €83k
2018 → 2025
Total assets
€99k▼ 5.6%
2024 · €105k
2018: €161k
2019: €73k
2020: €46k
2021: €56k
2022: €84k
2023: €88k
2024: €105k
2018 → 2025
Net result
€4k▼ 60.1%
2024 · €10k
2018: €152k
2019: €58k
2020: €32k
2021: €10k
2022: €15k
2023: €10k
2024: €10k
2018 → 2025
Working capital
€92k▼ 0.7%
2024 · €92k
2018: €10k
2019: €68k
2020: €38k
2021: €48k
2022: €73k
2023: €79k
2024: €92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€63k▲ 32.1%€73k▲ 16.1%€83k▲ 13.2%€87k▲ 4.6%
Operating result€14k-€21k▲ 45.3%€15k▼ 29.4%€13k▼ 9.9%€5k▼ 60.0%
Net result€10k-€15k▲ 50.3%€10k▼ 33.9%€10k▼ 4.9%€4k▼ 60.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €99k
Equity
€87k▲ 4.6%
Debt
€13k▼ 43.6%
The debt ratio falls from 21.3% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
87.3%▲
2024 · 78.7%
Current ratio
12.99▲
2024 · 8.14
Quick ratio
12.99▲
2024 · 8.14
Debt / equity
0.15▼
2024 · 0.27
ROE
4.4%▼
2024 · 11.6%
ROA
3.9%▼
2024 · 9.1%
Debt
€13k▼
2024 · €22k
Debt ≤ 1 year
€8k▼
2024 · €13k
Income taxes
€2k▼
2024 · €4k
Staff costs
€42k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€99k▼
Current assets29/58€105k€99k▼
Amounts receivable within one year40/41€82k€86k▲
Trade receivables40€21k€12k▼
Other amounts receivable41€60k€74k▲
Cash at bank and in hand54/58€23k€14k▼
Equity and liabilities
Total equity and liabilities10/49€105k€99k▼
Equity10/15€83k€87k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€21k€25k▲
Non-distributable reserves130/1€1k€1k▲
Legal reserve130€1k€1k▲
Distributable reserves133€20k€24k▲
Amounts payable17/49€22k€13k▼
Amounts payable within one year42/48€13k€8k▼
Trade debts44€2k€978▼
Suppliers440/4€2k€978▼
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€1k€441▼
Accrued charges and deferred income492/3€10k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€43k€42k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€57k€47k▼
Operating profit (loss)9901€13k€5k▼
Financial income75/76B€400€634▲
Recurring financial income75€400€634▲
Financial charges65/66B€138€155▲
Recurring financial charges65€138€155▲
Profit (loss) for the period before taxes9903€14k€6k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€10k€4k▼
Profit (loss) for the period to be appropriated9905€10k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€4k▼
Transfer to equity691/2€10k€4k▼
To the legal reserve6920€481€192▼
To other reserves6921€9k€4k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet €4k ▼60.1%
Net result drops to €4k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 89 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 14current ratio 14.69
Current ratio from 1.07 to 14.69; short-term debt falls from €151k to €5k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
18 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogheide 752870 Puurs-Sint-AmandsGround area
2,690 m²
Building footprint
243 m²
Volume, LiDAR
6,179 m³
2 parcels, Brussels, Flanders · tallest building 29.4 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Emile de Becolaan 106, 1050 Elsene
since 19962.059.379.680
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008B0455/00L000 | Flanders | 2,310 m² | - | - |
| 21443C0219/02C006 | Brussels | 380 m² | 1 · 243 m² | 29.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOTEL O IEPER
BE 0672.912.556
Antwerpen · Eq €86k
Patria
BE 0404.371.719
Marche-en-Famenne · Eq €86k
VILLA VERDI
BE 0862.795.796
Knokke-Heist · Eq €87k
WAVRE HOTEL
BE 0646.956.148
Wavre · Eq €87k
PORTE DE LA LIENNE
BE 0875.935.437
Stoumont · Eq €87k
Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 1,024 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-05-1991
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
55100Hotels and similar accommodation
55101Hotels
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.