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A Terra

Active
Public limited companyfounded 2024active for 1 yearSteenweg op Leuven 1188, 1200 Sint-Lambrechts-Woluwe, Belgium74 active companies are registered at this addressKBO/BCE: BE 1016.921.076
Summary

The computed 12-month bankruptcy probability of A Terra is 2.4% (moderate). The 2025 annual accounts show equity of €55,011 and a net result of -€6,489. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, full format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€6,489
Working capital
€56,424
Balance-sheet composition
Equity and liabilities €64,277
Equity €55,011
Debt €9,266
Debt finances 14.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€7,884
Cash flow
-€6,166
Current ratio
9.45
Quick ratio
8.56
Debt to equity
0.17
ROE
-11.8%
ROA
-10.1%
Interest coverage
-30.85
Debt ≤ 1 year
€6,676

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 92.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.4% went bankrupt
6.0% stopped otherwise
92.6% still going

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€64,277
Formation expenses20€1,176
Current assets29/58€63,101
Stocks and contracts in progress3€5,959
Stocks30/36€5,959
Amounts receivable within one year40/41€56,989
Other amounts receivable41€56,989
Cash at bank and in hand54/58€152
Equity and liabilities
Total equity and liabilities10/49€64,277
Equity10/15€55,011
Contributions10/11€61,500
Capital10€61,500
Issued capital100€61,500
Profit (loss) carried forward14-€6,489
Amounts payable17/49€9,266
Amounts payable within one year42/48€6,676
Trade debts44€6,676
Suppliers440/4€6,676
Accrued charges and deferred income492/3€2,590
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€323
Other operating charges640/8€868
Gross operating margin9900-€7,016
Operating profit (loss)9901-€8,208
Financial income75/76B€1,974
Recurring financial income75€1,974
Financial charges65/66B€256
Recurring financial charges65€256
Profit (loss) for the period before taxes9903-€6,489
Profit (loss) for the period9904-€6,489
Profit (loss) for the period to be appropriated9905-€6,489
Appropriation of the result
Profit (loss) to be appropriated9906-€6,489
Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€323
Other operating charges640/8€868
Gross operating margin9900-€7,016
Operating profit (loss)9901-€8,208
Financial income75/76B€1,974
Recurring financial income75€1,974
Financial charges65/66B€256
Recurring financial charges65€256
Profit (loss) for the period before taxes9903-€6,489
Profit (loss) for the period9904-€6,489
Profit (loss) for the period to be appropriated9905-€6,489
Line2025
Assets
Total assets20/58€64,277
Formation expenses20€1,176
Current assets29/58€63,101
Stocks and contracts in progress3€5,959
Stocks30/36€5,959
Amounts receivable within one year40/41€56,989
Other amounts receivable41€56,989
Cash at bank and in hand54/58€152
Equity and liabilities
Total equity and liabilities10/49€64,277
Equity10/15€55,011
Contributions10/11€61,500
Capital10€61,500
Issued capital100€61,500
Profit (loss) carried forward14-€6,489
Amounts payable17/49€9,266
Amounts payable within one year42/48€6,676
Trade debts44€6,676
Suppliers440/4€6,676
Accrued charges and deferred income492/3€2,590
Line2025
Profit (loss) for the period9904-€6,489
+ Depreciation and write-downs630€323
Operating cash flow (approximation)-€6,166

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 full format 13-07-2026 2026-00296626

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.