HANCHIR THIERRY
ActiveHANCHIR THIERRY has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency72▲+29
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 1.42 in 2024; short-term debt: 31.7% and cash: 18.4% of total assets), but 52.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
26.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €40k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
56 d early
2023
6 d early
2022
31 d late
2021
3 d late
2020
25 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€115k
EBIT margin
-17.4%
Net result
€22k▲ 335%
2024 · €5k
2018: €-9k
2019: €410
2020: €-1k
2021: €-22k
2022: €15k
2023: €18k
2024: €5k
2018 → 2025
Working capital
€39k▲ 79.1%
2024 · €22k
2018: €5k
2019: €7k
2020: €14k
2021: €-655
2022: €13k
2023: €21k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€115k-
Equity€-21k-€-6k▲ 71.0%€12k€17k▲ 42.3%€40k▲ 129%
Operating result€-20k-€14k€19k▲ 32.5%€7k▼ 61.8%€29k▲ 311%
Net result€-22k-€15k€18k▲ 20.9%€5k▼ 72.0%€22k▲ 335%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 311% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€19k▼ 25.9%
Current assets
€66k▼ 10.3%
Equity and liabilities €84k
Equity
€40k▲ 129%
Debt
€45k▼ 45.0%
The debt ratio falls from 82.4% to 52.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €16k
Cash flow
€30k▲
2024 · €14k
Solvency
47.1%▲
2024 · 17.6%
Current ratio
2.46▲
2024 · 1.42
Quick ratio
2.11▲
2024 · 1.13
Debt / equity
1.12▼
2024 · 4.68
ROE
56.4%▲
2024 · 29.7%
ROA
26.6%▲
2024 · 5.2%
Interest coverage
26.63▲
2024 · 8.32
Debt
€45k▼
2024 · €81k
Debt ≤ 1 year
€27k▼
2024 · €52k
Debt > 1 year
€18k▼
2024 · €29k
Income taxes
€6k▲
2024 · €2k
Staff costs
€36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€84k▼
Fixed assets21/28€25k€19k▼
Tangible fixed assets22/27€25k€18k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€702€1k▲
Furniture and vehicles24€22k€16k▼
Financial fixed assets28-€236
Current assets29/58€73k€66k▼
Stocks and contracts in progress3€15k€9k▼
Stocks30/36€15k€9k▼
Amounts receivable within one year40/41€52k€36k▼
Trade receivables40€46k€27k▼
Other amounts receivable41€6k€9k▲
Cash at bank and in hand54/58€2k€16k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€98k€84k▼
Equity10/15€17k€40k▲
Contributions10/11€11k€11k=
Reserves13€419€419=
Non-distributable reserves130/1€419€419=
Reserves not available under the articles1311€419€419=
Profit (loss) carried forward14€6k€28k▲
Amounts payable17/49€81k€45k▼
Amounts payable after more than one year17€29k€18k▼
Financial debts170/4€29k€18k▼
Amounts payable within one year42/48€52k€27k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€35k€11k▼
Suppliers440/4€35k€11k▼
Taxes, remuneration and social security45€0€4k▲
Taxes450/3€0€639▲
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48€6k-
Accrued charges and deferred income492/3€665-
Income statement
Code20242025
Remuneration, social security and pensions62-€36k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€848€1k▲
Gross operating margin9900€16k€75k▲
Operating profit (loss)9901€7k€29k▲
Financial income75/76B€2k€200▼
Recurring financial income75€2k€200▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€7k€28k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€5k€22k▲
Profit (loss) for the period to be appropriated9905€5k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€28k▲
Profit (loss) brought forward from the previous period14P€849€6k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Highest result since 2018net €22k ▲335%
Operating result €29k, net result €22k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Back to profitnet €410
Net result €410 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bouillon · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Champ de Tu,Ucimont 26833 BouillonGround area
766 m²
Building footprint
260 m²
Volume, LiDAR
1,877 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue du Champ de Tu,Ucimont 2, 6833 Bouillon
since 19902.049.810.928
Dame Tartine
since 20172.264.290.202
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84071A0017/00M002 | Wallonia | 727 m² | 1 · 220 m² | 11.0 m · 3 fl. |
| 84010C0006/00A000 | Wallonia | 39 m² | 1 · 40 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,560 companies in sector 43410 we hold annual accounts for 4,351. 3,565 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1990
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.