HABITAT DIGITAL DEVELOPMENT
InactiveNo longer registered with the KBO since 14-04-2026; last annual accounts for fiscal year 2025.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €24k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
126 d early
2024
24 d late
2023
29 d late
2022
29 d late
2021
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 356%
2024 · €7k
2021: €14k
2022: €38k
2023: €65k
2024: €7k
2021 → 2025
Total assets
€49k▼ 59.0%
2024 · €120k
2021: €39k
2022: €68k
2023: €91k
2024: €120k
2021 → 2025
Net result
€24k▼ 36.2%
2024 · €37k
2021: €8k
2022: €24k
2023: €28k
2024: €37k
2021 → 2025
Working capital
€36k▲ 581%
2024 · €5k
2021: €7k
2022: €27k
2023: €58k
2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€38k▲ 170%€65k▲ 71.8%€7k▼ 89.8%€30k▲ 356%
Operating result€11k-€31k▲ 181%€37k▲ 18.3%€48k▲ 29.5%€32k▼ 32.4%
Net result€8k-€24k▲ 199%€28k▲ 17.3%€37k▲ 32.9%€24k▼ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€489▼ 68.4%
Current assets
€48k▼ 58.9%
Equity and liabilities €49k
Equity
€30k▲ 356%
Debt
€19k▼ 83.4%
The debt ratio falls from 94.5% to 38.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
61.7%▲
2024 · 5.5%
Current ratio
3.93▲
2024 · 1.05
Quick ratio
3.93▲
2024 · 1.05
Debt / equity
0.62▼
2024 · 17.03
ROE
78.1%▼
2024 · 557.7%
ROA
48.2%▲
2024 · 30.9%
Debt
€19k▼
2024 · €113k
Debt ≤ 1 year
€12k▼
2024 · €113k
Income taxes
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€49k▼
Fixed assets21/28€2k€489▼
Tangible fixed assets22/27€2k€489▼
Furniture and vehicles24€2k€489▼
Current assets29/58€118k€48k▼
Amounts receivable within one year40/41€24k€2k▼
Trade receivables40€24k-
Other amounts receivable41€42€2k▲
Cash at bank and in hand54/58€92k€46k▼
Deferred charges and accrued income490/1€1k€634▼
Equity and liabilities
Total equity and liabilities10/49€120k€49k▼
Equity10/15€7k€30k▲
Contributions10/11€6k€6k=
Reserves13-€23k
Distributable reserves133-€23k
Profit (loss) carried forward14€628€1k▲
Amounts payable17/49€113k€19k▼
Amounts payable within one year42/48€113k€12k▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€9k€329▼
Taxes450/3€9k€329▼
Other amounts payable47/48€103k€8k▼
Accrued charges and deferred income492/3€225€6k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k-
Other operating charges640/8€835€783▼
Gross operating margin9900€54k€33k▼
Operating profit (loss)9901€48k€32k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€123€71▼
Recurring financial charges65€123€71▼
Profit (loss) for the period before taxes9903€47k€32k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€37k€24k▼
Profit (loss) for the period to be appropriated9905€37k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€24k▼
Profit (loss) brought forward from the previous period14P€39k€628▼
Transfer from equity791/2€20k-
Transfer to equity691/2-€23k
To other reserves6921-€23k
Profit to be distributed694/7€95k-
Return on contributions (dividend)694€95k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 3.93
Current ratio from 1.05 to 3.93; short-term debt falls from €113k to €12k.
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
31-12
Financial
Highest result since 2021net €37k ▲32.9%
Operating result €48k, net result €37k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dwarsstraat 489050 GentGround area
107 m²
Building footprint
41 m²
Volume, LiDAR
317 m³
Parcel 44362B0007/00X005, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0007/00X005 | Flanders | 107 m² | 1 · 41 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,747. 6,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2021
Fiscal year end31-12
Abbreviation NL
HABITAT
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.