GUY WOUTERS
ActiveGUY WOUTERS has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €-7k. Equity is shrinking by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 2029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+9
Solvency82▼-6
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.88 in 2024; short-term debt: 43.1% and cash: 58.1% of total assets), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.9%
Return on assets
-7.9%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18202122232425
2018 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
34 d early
2023
35 d early
2022
33 d early
2021
55 d early
2020
61 d early
2018
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-7k▲ 51.7%
2024 · €-14k
2018: €-12k
2020: €-5k
2021: €-4k
2022: €-4k
2023: €-3k
2024: €-14k
2018 → 2025
Working capital
€28k▼ 0.6%
2024 · €29k
2018: €94k
2020: €64k
2021: €64k
2022: €66k
2023: €68k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€72k▼ 5.3%€70k▼ 3.6%€56k▼ 20.2%€49k▼ 12.2%
Operating result€-4k-€-4k▲ 5.7%€-2k▲ 51.4%€-14k▼ 606%€-7k▲ 52.2%
Net result€-4k-€-4k▲ 4.1%€-3k▲ 34.5%€-14k▼ 435%€-7k▲ 51.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€20k▼ 24.6%
Current assets
€65k▲ 6.8%
Equity and liabilities €86k
Equity
€49k▼ 12.2%
Debt
€37k▲ 13.3%
The debt ratio rises from 37.0% to 43.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-94▲
2024 · €-7k
Cash flow
€-182▲
2024 · €-7k
Solvency
56.9%▼
2024 · 63.0%
Current ratio
1.77▼
2024 · 1.88
Quick ratio
1.48▼
2024 · 1.48
Debt / equity
0.76▲
2024 · 0.59
ROE
-13.9%▲
2024 · -25.3%
ROA
-7.9%▲
2024 · -16.0%
Interest coverage
-0.42▲
2024 · -70.94
Debt
€37k▲
2024 · €33k
Debt ≤ 1 year
€37k▲
2024 · €33k
Income taxes
€50
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€86k▼
Fixed assets21/28€27k€20k▼
Tangible fixed assets22/27€26k€20k▼
Furniture and vehicles24€26k€20k▼
Financial fixed assets28€476€476=
Current assets29/58€61k€65k▲
Stocks and contracts in progress3€13k€11k▼
Stocks30/36€13k€11k▼
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€8k€5k▼
Other amounts receivable41€353€311▼
Cash at bank and in hand54/58€40k€50k▲
Equity and liabilities
Total equity and liabilities10/49€88k€86k▼
Equity10/15€56k€49k▼
Contributions10/11€19k€19k=
Capital10-€19k
Issued capital100-€19k
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130-€2k
Reserves not available under the articles1311€2k-
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€30k€23k▼
Amounts payable17/49€33k€37k▲
Amounts payable within one year42/48€33k€37k▲
Trade debts44€25k€9k▼
Suppliers440/4€25k€9k▼
Other amounts payable47/48€7k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€299-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€976€756▼
Gross operating margin9900€-5k€662▲
Operating profit (loss)9901€-14k€-7k▲
Financial income75/76B€80€184▲
Recurring financial income75€80€184▲
Financial charges65/66B€93€222▲
Recurring financial charges65€93€222▲
Profit (loss) for the period before taxes9903€-14k€-7k▲
Income taxes67/77-€50
Profit (loss) for the period9904€-14k€-7k▲
Profit (loss) for the period to be appropriated9905€-14k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€23k▼
Profit (loss) brought forward from the previous period14P€44k€30k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
06-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
24-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
02-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Liège 414020 LiègeGround area
825 m²
Building footprint
44 m²
Parcel 62059C1072/00Y002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Liège 41, 4020 Liège
since 19762.012.895.795
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62059C1072/00Y002 | Wallonia | 825 m² | 1 · 44 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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AQUALITY-TECHNIQUES
BE 0809.358.793
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DENISSEN Wim
BE 0859.913.809
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CHAUFFAGE SERVICE KM
BE 0677.511.445
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Of 9,524 companies in sector 43222 we hold annual accounts for 5,657. 4,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-10-1976
Fiscal year end30-09
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.