Skip to content

BL PATRIMONIA

Active
Public limited companyfounded 1984active for 42 yearsAvenue de la Plante 41, 5000 Namur, BelgiumKBO/BCE: BE 0425.268.784
Summary

BL PATRIMONIA has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.1m and a net result of -€39,673. Equity grew by about 6.1% per year on average since 2018. In 2025 it fell by 0.8%. The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 01-02-1984 Normal situation
Activity
“La société peut réaliser son objet en tous lieux, en Belgique ou à l'étranger…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
Establishment units
2.024.187.486 5000 Namur, since 01-02-1984
2.134.701.764 6980 La Roche-en-Ardenne, since 20-05-2003
Financial year end
31 December
Peppol
Reachable since 27-10-2024

Board and ownership

Board
  • Bastin JacquesDirector
  • Legros Marie-FranceDirector
Shareholders
  • Jacques BASTINdeed of 16-06-2022
  • Marie-France LEGROSdeed of 16-06-2022

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€257,681
▼ 19.8%
Turnover
≈ €610,000
estimated
Loss
€39,673
▼ 87.6%
Equity
€5.1m
▼ 0.8%
Total assets
€6.9m
▼ 7.9%
  • 2025 accounts filed 29 days after the deadline
Score breakdownraises risk3 changes of registered office in 24 monthsNo main activity registeredLast filed accounts filed 29 days late; 2 of the last 3 accounts latelowers riskSize: total assets €6.9mShow the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 53% of small companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 99+5
equity 73.9% of total assets
Liquidity 65=
short-term debt 10.8% · cash 12.4%
Profitability 36+1
return on assets -0.6%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024lowest value 02-2025: 3.6%▲ +2.6 percentage points vs 01-2025 03-2025: 3.6%● unchanged vs 02-2025 04-2025: 3.7%▲ +0.1 percentage points vs 03-2025 05-2025: 3.7%● unchanged vs 04-2025 06-2025: 4.0%▲ +0.3 percentage points vs 05-2025 07-2025: 4.1%▲ +0.1 percentage points vs 06-2025 08-2025: 4.9%▲ +0.8 percentage points vs 07-2025 09-2025: 5.8%▲ +0.9 percentage points vs 08-2025 10-2025: 8.5%▲ +2.7 percentage points vs 09-2025 11-2025: 8.5%● unchanged vs 10-2025highest value 12-2025: 2.3%▼ -6.2 percentage points vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.5%▲ +0.2 percentage points vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.7%▲ +0.2 percentage points vs 05-2026 07-2026: 2.8%▲ +0.1 percentage points vs 06-2026 08-2026: 3.6%▲ +0.8 percentage points vs 07-2026 09-2026: 1.4%▼ -2.2 percentage points vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026
Credit of up to €330,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (1.05 in 2024), below the usual 1.5. Short-term debt is 10.8% and cash 12.4% of total assets. 26.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 63% of them on solvency, 86% on liquidity, 29% on profitability and 36% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 3 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €6.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Last filed accounts filed 29 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€39,673
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
112 days late
2023
112 days late
2022
144 days late
2021
11 days early
2020
124 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 86 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 November (4 of the last 5 accounts filed within 83 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€39,673 View
  • Positive: Result rose in 2025from -€320,835 to -€39,673 ▲ 87.6% View

Recent changes

  1. · Gazette deed Registered office moved from Marche-en-Famenne to NamurNew registered office: Avenue de la Plante, 41/6 à B-5000 Namur · Previous registered office: Impasse de la Butte 24 boîte 31, B-6900 Marche-en-Famenne
  2. · Gazette deed Registered office moved within Marche-en-FamenneNew registered office: Impasse de la Butte 24/31, B-6900 Marche-en-Famenne · Previous registered office: Rue du Luxembourg 31, B-6900 Marche-en-Famenne
  3. · Gazette deed Registered office moved within Marche-en-FamenneNew registered office: Impasse de la Butte 24/31, B-6900 Marche-en-Famenne · Previous registered office: Rue du Luxembourg 31, B-6900 Marche-en-Famenne
All 20 events

Key facts about BL PATRIMONIA

What is the company number of BL PATRIMONIA?
The company number of BL PATRIMONIA is 0425.268.784. The VAT number is the same number with BE in front: BE 0425.268.784.
Where is BL PATRIMONIA based?
The registered office is at Avenue de la Plante 41, 5000 Namur.Company details
What is the legal form of BL PATRIMONIA?
BL PATRIMONIA is a public limited company (NV).
When was BL PATRIMONIA founded?
BL PATRIMONIA was founded on 01-02-1984.
Is BL PATRIMONIA still active?
Yes, BL PATRIMONIA is an active enterprise in the KBO register.
How many employees does BL PATRIMONIA have?
BL PATRIMONIA had an average of 23.4 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of BL PATRIMONIA?
The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €257,681 and 2,281 comparable companies of the same size. It probably lies between €370,000 and €1.0m. It is a rough estimate.
Is BL PATRIMONIA profitable?
In financial year 2025, BL PATRIMONIA made a loss of €39,673.
Where can I find the annual accounts of BL PATRIMONIA?
BL PATRIMONIA filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BL PATRIMONIA due?
BL PATRIMONIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.