Groep Talent
ActiveFinancials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 17-06-2026 at the NBB all 20 filings
Turnover
€6.2m▲ 1.9%
2024 · €6.1m
EBIT margin
6.9%▼ 2.1pp
2024 · 9.0%
Net result
€292,878▼ 31.4%
2024 · €426,827
Working capital
€1.8m▲ 21.3%
2024 · €1.5m
In the rankings
#6 company by total assets in Herentals, Health and social work sector#6 company by equity in Herentals, Health and social work sector#10 oldest company in Herentals, Health and social work sector
Multi-year overview
2018 to 2025, 8 financial yearsTurnover
€6.2m
▲ 1.9%
2025
20182025
Operating result
€428,579
▼ 22.1%
2025
20182025
Net result
€292,878
▼ 31.4%
2025
highest quarter of the sector
20182025
EBIT margin
6.9%
▼ 2.1pp
2025
20182025
Equity
€5.1m
▲ 20.3%
2025
middle half of the sector
20182025
Total assets
€10.3m
▲ 2.5%
2025
highest quarter of the sector
20182025
Debt
€5.2m
▼ 10.5%
2025
20182025
Working capital
€1.8m
▲ 21.3%
2025
middle half of the sector
20182025
Solvency
49.4%
▲ 7.3pp
2025
middle half of the sector
20182025
Current ratio
1.96
▲ 0.28
2025
middle half of the sector
20182025
Return on assets (ROA)
2.9%
▼ 1.4pp
2025
middle half of the sector
20182025
Staff (FTE)
211.3
▲ 5.7%
2025
highest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Turnover€4.0m-€4.0m▲ 0.5%€3.3m▼ 19.1%€4.6m▲ 39.5%€5.1m▲ 11.9%€5.6m▲ 10.1%€6.1m▲ 9.1%€6.2m▲ 1.9%
Operating result€0.02m-€0.2m▲ 613%€0.9m▲ 395%€1.0m▲ 16.9%€0.9m▼ 11.4%€0.9m▼ 3.4%€0.6m▼ 35.8%€0.4m▼ 22.1%
Net result€0.5m-€0.09m▼ 82.7%€0.8mabove the sector's middle half▲ 733%€0.9mabove the sector's middle half▲ 20.8%€0.8mabove the sector's middle half▼ 11.1%€0.7mabove the sector's middle half▼ 8.3%€0.4mabove the sector's middle half▼ 42.6%€0.3mabove the sector's middle half▼ 31.4%
EBIT margin0.6%-4.3%▲ 3.7pp26.2%▲ 21.9pp22.0%▼ 4.3pp17.4%▼ 4.6pp15.3%▼ 2.1pp9.0%▼ 6.3pp6.9%▼ 2.1pp
Equity€0.6m-€0.6m▲ 10.7%€1.4mwithin the sector's middle half▲ 121%€2.3mwithin the sector's middle half▲ 66.1%€3.1mwithin the sector's middle half▲ 34.8%€3.8mwithin the sector's middle half▲ 24.2%€4.2mabove the sector's middle half▲ 11.0%€5.1mwithin the sector's middle half▲ 20.3%
Total assets€5.4m-€4.7m▼ 12.2%€5.3mwithin the sector's middle half▲ 12.3%€5.4mwithin the sector's middle half▲ 2.7%€5.8mwithin the sector's middle half▲ 7.0%€9.8mabove the sector's middle half▲ 68.2%€10.0mabove the sector's middle half▲ 2.6%€10.3mabove the sector's middle half▲ 2.5%
Debt€4.6m-€3.8m▼ 16.4%€3.9m▲ 1.4%€3.1m▼ 19.8%€2.7m▼ 13.0%€5.9m▲ 118%€5.8m▼ 2.7%€5.2m▼ 10.5%
Working capital-€0.5m--€0.5m▲ 3.4%€0.03mbelow the sector's middle half€0.8mwithin the sector's middle half▲ 29×€1.4mwithin the sector's middle half▲ 78.8%€1.7mwithin the sector's middle half▲ 27.5%€1.5mwithin the sector's middle half▼ 14.3%€1.8mwithin the sector's middle half▲ 21.3%
Solvency10.5%-13.2%▲ 2.7pp25.9%below the sector's middle half▲ 12.7pp41.9%within the sector's middle half▲ 16.0pp52.7%within the sector's middle half▲ 10.9pp38.9%within the sector's middle half▼ 13.8pp42.1%within the sector's middle half▲ 3.2pp49.4%within the sector's middle half▲ 7.3pp
Current ratio0.75-0.71▼ 0.031.01below the sector's middle half▲ 0.301.52below the sector's middle half▲ 0.511.98within the sector's middle half▲ 0.461.92within the sector's middle half▼ 0.061.68within the sector's middle half▼ 0.241.96within the sector's middle half▲ 0.28
Return on assets (ROA)9.8%-1.9%▼ 7.9pp14.3%above the sector's middle half▲ 12.4pp16.8%above the sector's middle half▲ 2.5pp14.0%above the sector's middle half▼ 2.9pp7.6%above the sector's middle half▼ 6.4pp4.3%within the sector's middle half▼ 3.4pp2.9%within the sector's middle half▼ 1.4pp
Staff (FTE)137.3-141.6▲ 3.1%157.4above the sector's middle half▲ 11.2%158.8above the sector's middle half▲ 0.9%155.4above the sector's middle half▼ 2.1%179.3above the sector's middle half▲ 15.4%200above the sector's middle half▲ 11.5%211.3above the sector's middle half▲ 5.7%
above
within
below
The sector band is the middle half of the companies in Social work activities without accommodation (NACE 88). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 22% lower than in 2024 and the lowest since 2021. It is the fourth fall in a row.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.3m
Fixed assets
€6.6m ▲ 3.7%
Current assets
€3.7m ▲ 0.4%
Equity and liabilities €10.3m
Equity
€5.1m ▲ 20.3%
Provisions
€19,375 ▲ 15.0%
Debt
€5.2m ▼ 10.5%
Debt's share of the balance-sheet total falls from 57.7% to 50.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€867,651▼
2024 · €954,085
Cash flow
€731,950▼
2024 · €830,899
Quick ratio
1.83▲
2024 · 1.54
Debt to equity
1.02▼
2024 · 1.37
ROE
5.8%▼
2024 · 10.1%
Interest coverage
6.71▼
2024 · 6.82
Debt ≤ 1 year
€1.9m▼
2024 · €2.2m
Debt > 1 year
€3.3m▼
2024 · €3.6m
Customer credit
14 days▼
2024 · 29 days
Supplier credit
1912 days▲
2024 · 736 days
Staff costs
€8.3m▲
2024 · €7.6m
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 183 | 176 | 227 | 240 | 260 |
| full-time | 113 | 108 | 128 | 123 | 132 |
| part-time | 70 | 68 | 99 | 117 | 128 |
| in full-time equivalents | 161.5 | 156 | 197.7 | 204.6 | 220.5 |
| Average over the year, in full-time equivalents | 158.8 | 155.4 | 179.3 | 200 | 211.3 |
| On a permanent contract | 152 | 145 | 159 | 152 | 194 |
| Joined | 29 | 31 | 91 | 67 | 88 |
| Left | 26 | 38 | 40 | 54 | 68 |
| Training hours | 1,204 | 1,199 | - | 1,430 | 1,069 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Overdue debts
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Overdue social security (RSZ) debts | - | - | - | - | €1.2m |
Source: notes to the 2021 to 2025 annual accounts (statement of debts)
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €397,875 | €332,113 | €1.8m | €228,056 | €168,082 |
| Debts guaranteed by Belgian public bodies | €812,568 | €600,568 | - | €3.2m | €2.9m |
| Mortgages, amount registered | €588,500 | €588,500 | - | €1.1m | €2.5m |
| Mortgage mandates | €1.1m | €1.1m | €1.1m | €1.1m | €2.7m |
| Carrying value of the mortgaged assets | €416,916 | €402,531 | - | €1.1m | €5.2m |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €218,632 | €100,472 | €4.0m | €692,483 | €1.7m |
| Intangible fixed assets | €35,435 | €26,577 | €2,000 | €24,014 | €26,185 |
| Financial fixed assets | €0 | €0 | €1 | €1 | €502 |
| Depreciation and write-downs of the year | €288,714 | €276,512 | €314,087 | €404,072 | €439,072 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Auditor
The auditor is Moore Audit.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Fee for the audit | €12,800 | €14,296 | €14,865 | €15,460 | €15,800 |
| Other work by the auditor | - | - | - | - | €3,000 |
| Work by persons linked to the auditor | - | - | €8,481 | - | - |
Source: notes to the 2021 to 2025 annual accounts (relations with the auditor)
Subsidies and aid
Flemish government
2022 to 2025 · 26 entries · €14.3m awarded · €14.3m paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 9 | €4.3m | €4.3m |
| 2024 | 8 | €4.2m | €4.3m |
| 2023 | 4 | €3.2m | €3.2m |
| 2022 | 5 | €2.5m | €2.5m |
Schemes
Federal government
2025 · 1 entry · €4,850 in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2025 | FOD Justitie | 1 | €4,850 |
Budget allocations
Public contracts
1 award · 2023
Inzameling, herbestemming en verwerking van textiel binnen het werkingsgebied van IOK Afvalbeheer: Perceel 2 (herbestemming en verwerking textiel huis-aan-huis regio zuid)
Source: TED (Tenders Electronic Daily), Publications Office of the European Union. The values are as the buyer published them. For a framework agreement, the value is a ceiling.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €7.9m | €8.8m | €10.4m | €11.4m | €11.9m | ▲ 4.5% |
| Turnover70 | €4.0m | €4.0m | €3.3m | €4.6m | €5.1m | €5.6m | €6.1m | €6.2m | ▲ 1.9% |
| Change in stocks of work in progress, finished goods and contracts in progress71 | - | - | - | €0.02m | €0.03m | €0.06m | €0.02m | -€0.05m | - |
| Membership fees, donations, legacies and grants73 | - | - | - | €3.1m | €3.3m | €4.0m | €5.0m | €5.5m | ▲ 9.7% |
| Other operating income74 | - | - | - | €0.2m | €0.3m | €0.4m | €0.2m | €0.2m | ▼ 1.2% |
| Non-recurring operating income76A | - | - | - | - | €0.01m | €0.4m | €0.01m | €0.001m | ▼ 89.5% |
| Operating charges60/66A | - | - | - | €6.9m | €7.9m | €9.6m | €10.8m | €11.5m | ▲ 5.9% |
| Goods for resale, raw materials and consumables60 | - | - | - | €0.1m | €0.2m | €0.2m | €0.3m | €0.04m | ▼ 84.3% |
| Purchases600/8 | - | - | - | €0.1m | €0.2m | €0.2m | €0.2m | €0.04m | ▼ 83.5% |
| Change in stocks: decrease (increase)609 | - | - | - | -€0.01m | -€0.001m | -€0.001m | €0.01m | - | - |
| Services and other goods61 | - | - | - | €1.9m | €2.3m | €2.3m | €2.5m | €2.6m | ▲ 4.7% |
| Remuneration, social security and pensions62 | - | - | - | €4.5m | €5.1m | €6.6m | €7.6m | €8.3m | ▲ 9.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.4m | €0.4m | ▲ 8.7% |
| Other operating charges640/8 | - | - | - | €0.01m | €0.02m | €0.05m | €0.04m | €0.05m | ▲ 22.4% |
| Non-recurring operating charges66A | - | - | - | - | - | €0.1m | - | - | - |
| Operating profit (loss)9901 | €0.02m | €0.2m | €0.9m | €1.0m | €0.9m | €0.9m | €0.6m | €0.4m | ▼ 22.1% |
| Financial income75/76B | - | - | - | €0.008m | €0.004m | €0.04m | €0.06m | €0.03m | ▼ 49.9% |
| Recurring financial income75 | €0.08m | €0.04m | €0.005m | €0.008m | €0.004m | €0.04m | €0.06m | €0.03m | ▼ 49.9% |
| Income from current assets751 | - | - | - | - | €357 | €0.03m | €0.05m | €0.02m | ▼ 55.2% |
| Other financial income752/9 | - | - | - | €0.008m | €0.004m | €0.008m | €0.02m | €0.01m | ▼ 33.0% |
| Financial charges65/66B | - | - | - | €0.1m | €0.08m | €0.1m | €0.2m | €0.2m | ▼ 10.4% |
| Recurring financial charges65 | €0.1m | €0.1m | €0.1m | €0.1m | €0.08m | €0.1m | €0.2m | €0.2m | ▼ 10.4% |
| Debt charges650 | €0.1m | €0.09m | €0.07m | €0.07m | €0.05m | €0.1m | €0.1m | €0.1m | ▼ 7.6% |
| Other financial charges652/9 | - | - | - | €0.03m | €0.03m | €0.04m | €0.05m | €0.04m | ▼ 18.7% |
| Profit (loss) for the period before taxes9903 | -€0.04m | €0.09m | €0.8m | €0.9m | €0.8m | €0.7m | €0.4m | €0.3m | ▼ 31.4% |
| Profit (loss) for the period9904 | €0.5m | €0.09m | €0.8m | €0.9m | €0.8m | €0.7m | €0.4m | €0.3m | ▼ 31.4% |
| Profit (loss) for the period to be appropriated9905 | €0.5m | €0.09m | €0.8m | €0.9m | €0.8m | €0.7m | €0.4m | €0.3m | ▼ 31.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €5.4m | €4.7m | €5.3m | €5.4m | €5.8m | €9.8m | €10.0m | €10.3m | ▲ 2.5% |
| Fixed assets21/28 | €3.9m | €3.5m | €3.2m | €3.2m | €3.0m | €6.1m | €6.3m | €6.6m | ▲ 3.7% |
| Intangible fixed assets21 | €0.008m | €0.004m | €0.006m | €0.03m | €0.03m | €0.01m | €0.02m | €0.02m | ▲ 37.1% |
| Tangible fixed assets22/27 | €3.8m | €3.4m | €3.2m | €3.1m | €3.0m | €6.1m | €6.3m | €6.5m | ▲ 3.7% |
| Land and buildings22 | - | - | - | €2.0m | €1.9m | €5.0m | €5.1m | €5.2m | ▲ 2.1% |
| Plant, machinery and equipment23 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.2m | ▲ 113% |
| Furniture and vehicles24 | - | - | - | €0.02m | €0.03m | €0.05m | €0.2m | €0.3m | ▲ 18.4% |
| Leasing and similar rights25 | - | - | - | €0.9m | €0.9m | €0.8m | €0.8m | €0.7m | ▼ 5.7% |
| Other tangible fixed assets26 | - | - | - | €0.07m | €0.07m | €0.06m | €0.003m | €0.003m | ▼ 24.2% |
| Financial fixed assets28 | €0.04m | €0.03m | €0.03m | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | ▲ 2.6% |
| Other financial fixed assets284/8 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | ▲ 2.6% |
| Shares284 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | ▲ 64.7% |
| Amounts receivable and cash guarantees285/8 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | ▲ 1.2% |
| Current assets29/58 | €1.5m | €1.2m | €2.0m | €2.2m | €2.8m | €3.6m | €3.7m | €3.7m | ▲ 0.4% |
| Stocks and contracts in progress3 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | €0.3m | ▼ 16.4% |
| Stocks30/36 | - | - | - | €0.2m | €0.2m | €0.3m | €0.3m | €0.3m | ▼ 16.4% |
| Finished goods33 | - | - | - | €0.2m | €0.2m | €0.3m | €0.3m | €0.3m | ▼ 16.4% |
| Goods purchased for resale34 | - | - | - | €0.01m | €0.01m | €0.01m | - | - | - |
| Amounts receivable within one year40/41 | €0.9m | €0.4m | €0.6m | €1.0m | €0.8m | €0.9m | €1.1m | €0.9m | ▼ 17.6% |
| Trade receivables40 | - | - | - | €0.3m | €0.3m | €0.3m | €0.5m | €0.2m | ▼ 50.5% |
| Other amounts receivable41 | - | - | - | €0.7m | €0.5m | €0.7m | €0.6m | €0.6m | ▲ 10.2% |
| Current investments50/53 | €272 | €272 | - | - | - | €1.5m | €0.8m | €1.2m | ▲ 43.8% |
| Cash at bank and in hand54/58 | €0.4m | €0.6m | €1.2m | €1.0m | €1.6m | €0.8m | €1.4m | €1.3m | ▼ 6.4% |
| Deferred charges and accrued income490/1 | - | - | - | €0.06m | €0.08m | €0.08m | €0.1m | €0.1m | ▼ 8.9% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €5.4m | €4.7m | €5.3m | €5.4m | €5.8m | €9.8m | €10.0m | €10.3m | ▲ 2.5% |
| Equity10/15 | €0.6m | €0.6m | €1.4m | €2.3m | €3.1m | €3.8m | €4.2m | €5.1m | ▲ 20.3% |
| Contributions10/11 | - | - | - | - | - | - | - | €0.3m | - |
| Capital10 | - | - | - | - | - | - | - | €0.3m | - |
| Profit (loss) carried forward14 | €0.5m | €0.6m | €1.3m | €2.2m | €3.0m | €3.8m | €4.2m | €4.8m | ▲ 13.4% |
| Investment grants15 | - | - | - | €0.03m | €0.01m | €0.01m | €0.001m | €0.01m | ▲ 21× |
| Provisions and deferred taxes16 | €0.2m | €0.2m | €0.01m | €0.03m | €0.02m | €0.02m | €0.02m | €0.02m | ▲ 15.0% |
| Provisions for liabilities and charges160/5 | - | - | - | €0.03m | €0.02m | €0.02m | €0.02m | €0.02m | ▲ 15.0% |
| Taxes161 | - | - | - | €0.03m | €0.02m | €0.02m | €0.02m | €0.02m | ▲ 15.0% |
| Amounts payable17/49 | €4.6m | €3.8m | €3.9m | €3.1m | €2.7m | €5.9m | €5.8m | €5.2m | ▼ 10.5% |
| Amounts payable after more than one year17 | €2.6m | €2.1m | €1.9m | €1.7m | €1.3m | €4.0m | €3.6m | €3.3m | ▼ 8.5% |
| Financial debts170/4 | - | - | - | €1.7m | €1.3m | €4.0m | €3.6m | €3.3m | ▼ 8.5% |
| Leasing and similar obligations172 | - | - | - | €0.7m | €0.7m | €0.6m | €0.6m | €0.5m | ▼ 12.6% |
| Credit institutions173 | - | - | - | €0.9m | €0.6m | €3.3m | €3.0m | €2.8m | ▼ 7.8% |
| Other loans174 | - | - | - | €0.03m | - | - | - | - | - |
| Other amounts payable178/9 | - | - | - | €0.002m | €0.001m | - | - | - | - |
| Amounts payable within one year42/48 | €2.0m | €1.7m | €2.0m | €1.5m | €1.4m | €1.9m | €2.2m | €1.9m | ▼ 13.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.4m | €0.3m | €0.4m | €0.5m | €0.4m | ▼ 24.8% |
| Financial debts43 | - | - | - | €0.06m | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €0.06m | - | - | - | - | - |
| Trade debts44 | €0.2m | €0.2m | €0.3m | €0.2m | €0.2m | €0.3m | €0.5m | €0.2m | ▼ 59.2% |
| Suppliers440/4 | - | - | - | €0.2m | €0.2m | €0.3m | €0.5m | €0.2m | ▼ 59.2% |
| Advances received on contracts in progress46 | - | - | - | - | - | - | €0.002m | €0.004m | ▲ 85.6% |
| Taxes, remuneration and social security45 | - | - | - | €0.7m | €0.9m | €1.2m | €1.2m | €1.3m | ▲ 9.6% |
| Taxes450/3 | - | - | - | €0.1m | €0.1m | €0.1m | €0.08m | €0.1m | ▲ 92.3% |
| Remuneration and social security454/9 | - | - | - | €0.6m | €0.7m | €1.1m | €1.1m | €1.2m | ▲ 3.9% |
| Accrued charges and deferred income492/3 | - | - | - | €0.005m | €0.007m | €0.09m | €0.003m | €0.007m | ▲ 172% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.5m | €0.09m | €0.8m | €0.9m | €0.8m | €0.7m | €0.4m | €0.3m | ▼ 31.4% |
| + Depreciation and write-downs630 | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.4m | €0.4m | ▲ 8.7% |
| Operating cash flow (approximation) | €0.9m | €0.4m | €1.1m | €1.2m | €1.1m | €1.1m | €0.8m | €0.7m | ▼ 11.9% |
| Investment in fixed assets (approximation) | - | €0.07m | -€0.05m | -€0.2m | -€0.1m | -€3.4m | -€0.6m | -€0.7m | ▼ 9.8% |
| Change in cash | - | €0.2m | €0.5m | -€0.2m | €0.7m | -€0.8m | €0.6m | -€0.09m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,887 companies had the same profile as Groep Talent has now. Two years later, 97.9% were still going and 0.1% had gone bankrupt.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
97.9%
was still going
2.0%
stopped otherwise
0.1%
went bankrupt
That fits the bankruptcy probability of Groep Talent itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for Groep Talent. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 17-06-2026 | 2026-00185350 | |
| 31-12-2024 | abbreviated format | 27-06-2025 | 2025-00185909 | |
| 31-12-2023 | abbreviated format | 09-07-2024 | 2024-00223824 | |
| 31-12-2022 | abbreviated format | 18-07-2023 | 2023-00258374 | |
| 31-12-2021 | abbreviated format | 27-07-2022 | 2022-20247842 | |
| 31-12-2020 | abbreviated format | 03-07-2021 | 2021-30700056 | |
| 31-12-2019 | abbreviated format | 01-07-2020 | 2020-25600327 | |
| 31-12-2018 | abbreviated format | 25-06-2019 | 2019-24100500 | |
| 31-12-2017 | abbreviated format | 07-06-2018 | 2018-16500009 | |
| 31-12-2016 | abbreviated format | 16-06-2017 | 2017-18500540 |