Equity
€4.6m ▲ 18.2%
GROEP KEMPISCHE BOUWMARKTEN has made a profit in every financial year since 2010.
GROEP KEMPISCHE BOUWMARKTEN
Lifetime
16 annual accounts with figures on one time axispeak €13.8m (2023)
€13.8m▲ 2.0%
peak €709,758 (2021)
€708,941▲ 11.0%
peak €4.6m (2025)
€4.6m▲ 18.2%
€1.3m▼ 16.5%
peak 37.1 FTE (2024)
33.6 FTE▼ 9.4%
Board4 names since 2017
1 directorGroep Tom Heeren
Owners2 names in the annual accounts
75.2%Groep Tom Heeren
Documentsfilings and deeds
17-07-202614 days before the deadline
2025financial year
Staff from 37.1 FTE to 33.6 FTEReappointment: VGD Bedrijfsrevisoren (statutory auditor) 04-08Equity from €3.9m to €4.6mDebts from €1.6m to €1.3m
Key points
from the 2025 annual accountsInvestments
€23,210 0.1 × depreciation
Green is investment, beige is depreciation.
Staff
34 employees on 31-12-2025
In 2025, 8 people joined and 10 left. On top of that, 6.7 agency workers worked there on average.
Filings
16 annual accounts since 2010
Three of the last ten came late. The 2019 accounts came latest: 82 days after the end of the period.
Position in the sector
€708,941
Higher net result than 91% of companies in retail trade. Sector median €39,880 · 5,069 companies.
Public support
€90,701 awarded from 2022 to 2025
Flemish support, mostly Vlaams opleidingsverlof (VOV).
Checked score
96
Excellent
Financially stronger than 72% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,698 companies (NACE 47, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 5.76, cash €96,894
lowers risk
Founded in 2009
Profit of €708,941 (financial year 2025)
Equity €4.6m (77.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 95% of them on solvency, 59% on liquidity, 66% on profitability and 67% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as GROEP KEMPISCHE BOUWMARKTEN has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of GROEP KEMPISCHE BOUWMARKTEN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for GROEP KEMPISCHE BOUWMARKTEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €440,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.76 (4.75 in 2024), above the usual 1.5. Short-term debt is 15.7% and cash 1.6% of total assets. 22.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
23 days early
2023
27 days early
2022
20 days early
2021
2 days late
2020
1 day early
2019
82 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Groep Tom Heeren 75.2%score 88equity €55.1m (2025) · 2025 annual accounts of Groep Tom Heeren
- Tom Heeren 24.8%annual accounts 2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0821148253
Reappointment: VGD Bedrijfsrevisoren (statutory auditor)
Permanent representative: Tom Heeren · General meeting of 25-06-2025 · Gazette deed
Environmental permit granted
Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Tessenderlo-Ham
Reappointment: VGD Bedriifsrevisoren (statutory auditor)
Permanent representative: Heeren Tom · General meeting of 15-07-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GROEP KEMPISCHE BOUWMARKTEN Mol | €13.8m | 7.5% | 77.7% | 33.6 |
| Combiform Schoten | €11.0m | 1.0% | 14.4% | 29.2 |
| Bricoconsult Edegem | €10.6m | 7.3% | 93.4% | 22.7 |
| MEKOWA Antwerp | €12.2m | 3.6% | 74.4% | 35.8 |
| ZELFBOUWMARKT Ninove | €15.6m | 0.1% | 59.8% | 33.3 |
| GAWEMA Heist-op-den-Berg | €10.5m | -2.1% | 29.2% | 27.9 |
| BRICO WINS Zaventem | €23.7m | 5.1% | 43.8% | 29.9 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as GROEP KEMPISCHE BOUWMARKTEN: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €4.8m and €13m, founded between 1998 and 2015.
Official details
Source: KBO- Status
- Active since 02-12-2009Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range)NACE 47521and 4 others
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment units
- 2.183.872.9452400 Mol, since 04-12-2009
- 2.183.873.6383970 Leopoldsburg, since 04-12-2009and 2 others
- Financial year end
- 31 December
- Peppol
- Reachable since 20-12-2025
Annual accounts 2025
- €5.9m▲ 8.2%
- Employeeson 31-12-2025
- 34▼ 5.6%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on GROEP KEMPISCHE BOUWMARKTEN
GROEP KEMPISCHE BOUWMARKTEN has existed since 2009. Turnover grew from €6.7m in 2010 to €13.8m in 2025 and staff from 20.4 to 33.6 full-time equivalents.
Solvency rose in 2025 from 71.2% to 77.7% because of the retained profit and lower debts.
Groep Tom Heeren holds 75.2% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GROEP KEMPISCHE BOUWMARKTEN
- What is the company number of GROEP KEMPISCHE BOUWMARKTEN?
- The company number of GROEP KEMPISCHE BOUWMARKTEN is 0821.148.253. The VAT number is the same number with BE in front: BE 0821.148.253.
- Where is GROEP KEMPISCHE BOUWMARKTEN based?
- The registered office is at Turnhoutsebaan 169, 2400 Mol.Company details
- What does GROEP KEMPISCHE BOUWMARKTEN do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of GROEP KEMPISCHE BOUWMARKTEN?
- GROEP KEMPISCHE BOUWMARKTEN is a public limited company (NV).
- When was GROEP KEMPISCHE BOUWMARKTEN founded?
- GROEP KEMPISCHE BOUWMARKTEN was founded on 02-12-2009.
- Is GROEP KEMPISCHE BOUWMARKTEN still active?
- Yes, GROEP KEMPISCHE BOUWMARKTEN is an active enterprise in the KBO register.
- How many employees does GROEP KEMPISCHE BOUWMARKTEN have?
- GROEP KEMPISCHE BOUWMARKTEN had an average of 33.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does GROEP KEMPISCHE BOUWMARKTEN fall under?
- In its 2025 annual accounts, GROEP KEMPISCHE BOUWMARKTEN states joint committee 201 (Independent retail).
- What is the turnover of GROEP KEMPISCHE BOUWMARKTEN?
- The turnover of GROEP KEMPISCHE BOUWMARKTEN was €13.8m in financial year 2025, according to the filed annual accounts.
- Is GROEP KEMPISCHE BOUWMARKTEN profitable?
- In financial year 2025, GROEP KEMPISCHE BOUWMARKTEN made a profit of €708,941.
- Where can I find the annual accounts of GROEP KEMPISCHE BOUWMARKTEN?
- GROEP KEMPISCHE BOUWMARKTEN filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GROEP KEMPISCHE BOUWMARKTEN due?
- GROEP KEMPISCHE BOUWMARKTEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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