GoLead is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19k and a net result of €89k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 8024 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8024 sector peers (2025).
NBB · sector comparisonPosition among 8024 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
51 d early
2024
126 d early
2023
76 d early
2022
41 d early
2021
23 d late
2020
30 d late
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 79.7%
2024 · €95k
2018: €11k
2019: €220k
2020: €356k
2021: €88k
2022: €314k
2023: €102k
2024: €95k
2018 → 2025
Net result
€89k▲ 21.4%
2024 · €74k
2018: €-8k
2019: €211k
2020: €137k
2021: €69k
2022: €226k
2023: €78k
2024: €74k
2018 → 2025
Total assets
€202k▲ 54.2%
2024 · €131k
2018: €25k
2019: €284k
2020: €372k
2021: €142k
2022: €377k
2023: €114k
2024: €131k
2018 → 2025
Solvency
9.6%▼ 63.4pp
2024 · 73.0%
2018: 42.3%
2019: 77.4%
2020: 95.5%
2021: 62.1%
2022: 83.2%
2023: 89.2%
2024: 73.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€314k▲ 256%€102k▼ 67.5%€95k▼ 6.3%€19k▼ 79.7%
Operating result€92k-€304k▲ 230%€105k▼ 65.5%€101k▼ 4.0%€126k▲ 24.7%
Net result€69k-€226k▲ 225%€78k▼ 65.3%€74k▼ 5.9%€89k▲ 21.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€6k▼ 41.7%
Current assets
€196k▲ 61.8%
Equity and liabilities €202k
Equity
€19k▼ 79.7%
Debt
€182k▲ 417%
The debt ratio rises from 27.0% to 90.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
9.6%▼
2024 · 73.0%
ROE
462.2%▲
2024 · 77.1%
ROA
44.4%▼
2024 · 56.3%
Debt
€182k▲
2024 · €35k
Debt ≤ 1 year
€178k▲
2024 · €33k
Income taxes
€32k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€202k▲
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€121k€196k▲
Amounts receivable within one year40/41€43k€78k▲
Trade receivables40€43k€78k▲
Other amounts receivable41€358€0▼
Cash at bank and in hand54/58€73k€113k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€131k€202k▲
Equity10/15€95k€19k▼
Contributions10/11€19k€19k=
Reserves13€77k€737▼
Distributable reserves133€77k€737▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€35k€182k▲
Amounts payable within one year42/48€33k€178k▲
Financial debts43€30€30=
Credit institutions430/8€30€30=
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€11k€26k▲
Taxes450/3€11k€26k▲
Other amounts payable47/48€19k€148k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€110k€133k▲
Operating profit (loss)9901€101k€126k▲
Financial income75/76B€40€16▼
Recurring financial income75€40€16▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€98k€121k▲
Income taxes67/77€25k€32k▲
Profit (loss) for the period9904€74k€89k▲
Profit (loss) for the period to be appropriated9905€74k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€89k▲
Transfer from equity791/2€80k€77k▼
Transfer to equity691/2€74k€384▼
To other reserves6921€74k€384▼
Profit to be distributed694/7€80k€166k▲
Return on contributions (dividend)694€80k€166k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €226k ▲225%
Operating result €304k, net result €226k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.80
Current ratio from 2.40 to 5.80.
31-12
Financial
Equity above €200kEq €314k ▲256%
4 profitable years in a row build equity to €314k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity times 5current ratio 21.34
Current ratio from 4.23 to 21.34; short-term debt falls from €64k to €17k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €211k
Net result €211k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.23
Current ratio from 1.73 to 4.23.
31-12
Financial
Equity above €200kEq €220k ▲1979%
Equity rises from €11k to €220k.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasselstraat 169680 MaarkedalGround area
5,403 m²
Building footprint
782 m²
Volume, LiDAR
4,798 m³
Parcel 45020B0285/00K000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GoLead
since 20182.280.199.982
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45020B0285/00K000 | Flanders | 5,403 m² | 1 · 782 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 7,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70100Activities of head offices
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.