Turnover
≈ €270,000 estimated
The micro format states no turnover.
GIOVANE
Lifetime
18 annual accounts with figures on one time axis, 48 filings since 1977peak €279,077 (2022)
€89,700▲ 16.5%
lowest -€81,847 (2009)
-€240▼ €37,308
peak €627,630 (2023)
€627,390unchanged
€172,222▼ 14.5%
Board3 names since 2019
3 directorsAlexandra Wilson and 2 others
Documentsfilings and deeds
28-08-202528 days late
2024micro format
Gross margin from €76,997 to €89,700Loss of €240Cash from €10 to €0
Key points
from the 2024 annual accountsFilings
48 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Checked score
51
Fair
Financially stronger than 38% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 1.2%▲ +0.9 percentage points vs 07-2025
09-2025: 1.7%▲ +0.5 percentage points vs 08-2025
10-2025: 0.5%▼ -1.2 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 1.0%▲ +0.3 percentage points vs 07-2026
09-2026: 1.4%▲ +0.4 percentage points vs 08-2026
10-2026: 2.8%▲ +1.4 percentage points vs 09-2026highest value
11-2026: 2.8%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2024 (filed on 02-09-2025)
Liquidity: current ratio 2.70, cash €0, halved
1 change of registered office in 24 months
lowers risk
Size: total assets €853,734
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 61% of them on solvency, 26% on liquidity, 20% on profitability and 46% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as GIOVANE has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GIOVANE itself is higher: 2.8% within 12 months. It rests on far more data about GIOVANE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for GIOVANE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 2.7 (2.58 in 2023), above the usual 1.5. Short-term debt is 20.2% and cash 0% of total assets. 26.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 28 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
28 days late
2023
29 days late
2022
28 days late
2021
9 days late
2020
24 days late
2019
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 6 accounts on average 24 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Recent changes
Registered office moved within Anzegem
New registered office: Peter Benoitstraat 42, 8570 Anzegem · Previous registered office: Peter Benoitstraat 16, 8570 Anzegem · Reappointments: Sabina Vandendriessche, Alexandra Wilson and William Wilson · General meeting of 03-04-2025 · Gazette deed
2 directors appointed, 3 reappointments
Reappointments: William Wilson, Sabina Vandendriessche and Alexandra Wilson · Appointments: William Wilson (managing director) and Sabina Vandendriessche (managing director) · General meeting of 07-02-2019 · Gazette deed
First establishment
Peter Benoitstraat 16, Anzegem
Official details
Source: KBO- Status
- Active since 23-12-1975Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.011.748.8218570 Anzegem, since 01-01-1976
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on GIOVANE
GIOVANE files the micro format. That format states no turnover. The gross margin rose from €77,031 in 2007 to €89,700 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GIOVANE
- What is the company number of GIOVANE?
- The company number of GIOVANE is 0415.669.645. The VAT number is the same number with BE in front: BE 0415.669.645.
- Where is GIOVANE based?
- The registered office is at Peter Benoitstraat 42, 8570 Anzegem.Company details
- What is the legal form of GIOVANE?
- GIOVANE is a public limited company (NV).
- When was GIOVANE founded?
- GIOVANE was founded on 23-12-1975.
- Is GIOVANE still active?
- Yes, GIOVANE is an active enterprise in the KBO register.
- What is the turnover of GIOVANE?
- The turnover in financial year 2024 is ≈ €270,000. This figure is estimated from the gross margin of €89,700 and 2,667 comparable companies of the same size. It probably lies between €180,000 and €470,000. It is a rough estimate.Financials
- Is GIOVANE profitable?
- In financial year 2024, GIOVANE made a loss of €240.
- Where can I find the annual accounts of GIOVANE?
- GIOVANE filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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