Gilvan

Active

Private limited companyfounded 20251 yr activeZwaantjesstraat 42b, 9090 Merelbeke-Melle, BelgiumKBO/BCE: BE 1023.094.731

Gilvan has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €5k. Its solvency ranks better than 18% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

65 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability78

Solvency36

Growth-

Track record67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.1; short-term debt: 44% and cash: 11.9% of total assets), and 88.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 31540 sector peers (2025).

NBB · sector comparison

Position among 31540 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

25 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k

Total assets

€69k

Net result

€5k

Working capital

€3k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €68k

51.3%

48.7%

Fixed assets €35k

Current assets €33k

Equity and liabilities €69k

11%

88.6%

Equity €8k

Debt €61k

Debt finances 88.6% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€13k

Cash flow

€10k

Solvency

11.4%

Current ratio

1.10

Quick ratio

1.10

Debt / equity

7.75

ROE

61.7%

ROA

7.1%

Interest coverage

14.89

Debt

€61k

Debt ≤ 1 year

€30k

Debt > 1 year

€26k

Income taxes

€1k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€69k

Formation expenses20€539

Fixed assets21/28€35k

Tangible fixed assets22/27€35k

Furniture and vehicles24€2k

Leasing and similar rights25€33k

Current assets29/58€33k

Amounts receivable within one year40/41€25k

Trade receivables40€25k

Cash at bank and in hand54/58€8k

Equity and liabilities

Total equity and liabilities10/49€69k

Equity10/15€8k

Contributions10/11€3k

Reserves13€5k

Distributable reserves133€5k

Amounts payable17/49€61k

Amounts payable after more than one year17€26k

Financial debts170/4€26k

Amounts payable within one year42/48€30k

Current portion of amounts payable after more than one year42€7k

Trade debts44€11k

Suppliers440/4€11k

Taxes, remuneration and social security45€10k

Taxes450/3€10k

Other amounts payable47/48€2k

Accrued charges and deferred income492/3€4k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k

Other operating charges640/8€297

Gross operating margin9900€13k

Operating profit (loss)9901€7k

Financial income75/76B€15

Recurring financial income75€15

Financial charges65/66B€857

Recurring financial charges65€857

Profit (loss) for the period before taxes9903€6k

Income taxes67/77€1k

Profit (loss) for the period9904€5k

Profit (loss) for the period to be appropriated9905€5k

Appropriation of the result

Profit (loss) to be appropriated9906€5k

Transfer to equity691/2€5k

To other reserves6921€5k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

06-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Merelbeke-Melle · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zwaantjesstraat 42b9090 Merelbeke-Melle

Ground area

1.3 ha

Building footprint

3,150 m²

Volume, LiDAR

5,537 m³

2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Gilvan

Stationsstraat 114, 9260 WichelenBusiness and other management consultancy

since 20252.373.985.225

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44402B0132/00R002	Flanders	1.1 ha	1 · 2,262 m²	3.5 m
42018A0729/00G000	Flanders	1,423 m²	1 · 888 m²	9.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

1 connected company

Network connections

GCVD Invest

Shared address

→

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 20,239 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-05-2025

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.