GIL ET FILS
ActiveGIL ET FILS has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €-46k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-66
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.85 against 4.23 in 2024; short-term debt: 24.2% and cash: 19.6% of total assets), and 24.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-46k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
61 d late
2022
60 d late
2021
31 d late
2020
on the day
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€266k▼ 14.8%
2024 · €312k
2018: €191k
2019: €221k
2020: €274k
2021: €282k
2022: €341k
2023: €309k
2024: €312k
2018 → 2025
Total assets
€351k▼ 10.7%
2024 · €393k
2018: €544k
2019: €547k
2020: €681k
2021: €667k
2022: €622k
2023: €463k
2024: €393k
2018 → 2025
Net result
€-46k▼ 1,096%
2024 · €-4k
2018: €18k
2019: €30k
2020: €53k
2021: €28k
2022: €159k
2023: €-32k
2024: €-4k
2018 → 2025
Working capital
€242k▼ 6.6%
2024 · €259k
2018: €17k
2019: €36k
2020: €23k
2021: €24k
2022: €280k
2023: €241k
2024: €259k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€341k▲ 21.1%€309k▼ 9.5%€312k▲ 1.1%€266k▼ 14.8%
Operating result€49k-€238k▲ 387%€-35k€-5k▲ 85.9%€-49k▼ 894%
Net result€28k-€159k▲ 476%€-32k€-4k▲ 88.1%€-46k▼ 1,096%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €49k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351k
Fixed assets
€24k▼ 54.8%
Current assets
€327k▼ 3.7%
Equity and liabilities €351k
Equity
€266k▼ 14.8%
Debt
€85k▲ 5.3%
The debt ratio rises from 20.5% to 24.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-17k▼
2024 · €40k
Cash flow
€-14k▼
2024 · €41k
Solvency
75.8%▼
2024 · 79.5%
Current ratio
3.85▼
2024 · 4.23
Quick ratio
3.51▼
2024 · 3.97
Debt / equity
0.32▲
2024 · 0.26
ROE
-17.3%▼
2024 · -1.2%
ROA
-13.1%▼
2024 · -1.0%
Interest coverage
-9.61▼
2024 · 17.98
Debt
€85k▲
2024 · €81k
Debt ≤ 1 year
€85k▲
2024 · €80k
Income taxes
€261▼
2024 · €327
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€393k€351k▼
Fixed assets21/28€53k€24k▼
Intangible fixed assets21€451€329▼
Tangible fixed assets22/27€53k€24k▼
Plant, machinery and equipment23€22k€13k▼
Furniture and vehicles24€31k€11k▼
Other tangible fixed assets26€29-
Current assets29/58€339k€327k▼
Amounts receivable after more than one year29€68k€60k▼
Other amounts receivable291€68k€60k▼
Stocks and contracts in progress3€21k€28k▲
Stocks30/36€21k€28k▲
Amounts receivable within one year40/41€176k€169k▼
Trade receivables40€88k€83k▼
Other amounts receivable41€88k€85k▼
Cash at bank and in hand54/58€49k€69k▲
Deferred charges and accrued income490/1€25k€1k▼
Equity and liabilities
Total equity and liabilities10/49€393k€351k▼
Equity10/15€312k€266k▼
Contributions10/11€19k€19k=
Reserves13€95k€95k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€93k€93k=
Profit (loss) carried forward14€198k€152k▼
Amounts payable17/49€81k€85k▲
Amounts payable within one year42/48€80k€85k▲
Current portion of amounts payable after more than one year42€14k-
Financial debts43€9k€9k=
Credit institutions430/8€9k€9k=
Trade debts44€18k€17k▼
Suppliers440/4€18k€17k▼
Advances received on contracts in progress46€14k€37k▲
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€8k€9k▲
Remuneration and social security454/9€9k€5k▼
Other amounts payable47/48€8k€8k=
Accrued charges and deferred income492/3€425-
Income statement
Code20242025
Non-recurring operating income76A€4k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€32k▼
Other operating charges640/8€893€371▼
Non-recurring operating charges66A€3k€25k▲
Gross operating margin9900€44k€9k▼
Operating profit (loss)9901€-5k€-49k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-4k€-46k▼
Income taxes67/77€327€261▼
Profit (loss) for the period9904€-4k€-46k▼
Profit (loss) for the period to be appropriated9905€-4k€-46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€198k€152k▼
Profit (loss) brought forward from the previous period14P€202k€198k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €159k ▲476%
Operating result €238k, net result €159k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
31-12
Financial
Equity above €200kEq €221k ▲15.6%
2 profitable years in a row build equity to €221k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 1974
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 41932 ZaventemGround area
695 m²
Building footprint
438 m²
Volume, LiDAR
2,217 m³
Parcel 23078C0039/00D002, Flanders · tallest building 13.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Gil et Fils SRL
since 19742.037.840.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078C0039/00D002 | Flanders | 695 m² | 1 · 438 m² | 13.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VAN ENDE
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BYD
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PMP ASSAINISSEMENT ET DEBOUCHAGE
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Mons · Eq €312k
Of 264 companies in sector 42212 we hold annual accounts for 119. 91 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-1974
Fiscal year end31-12
Activities, NACEBEL
42212Civil engineering
Sources
Crossroads Bank for EnterprisesNational Bank · 51 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.