GFIN
ActiveThe computed 12-month bankruptcy probability of GFIN is 2.1% (moderate). The 2025 annual accounts show equity of €3.88M and a net result of €892k. Equity is growing by ~15.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-5
Solvency66▼-12
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.16 in 2024; short-term debt: 25.5% and cash: 0.1% of total assets), and 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.2%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
35 d early
2023
79 d early
2022
49 d early
2021
76 d early
2021
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€892k▼ 16.1%
2024 · €1.06M
2021: €409k
2021: €550k
2022: €362k
2023: €652k
2024: €1.06M
2021 → 2025
Working capital
€-2.30M▼ 164%
2024 · €-870k
2021: €-518k
2022: €-655k
2023: €-803k
2024: €-870k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.51M-€3.77M▲ 7.5%€4.42M▲ 17.3%€4.99M▲ 12.7%€3.88M▼ 22.2%
Operating result€-5k-€-3k▲ 35.4%€-190k▼ 5,872%€-260k▼ 36.6%€-14k▲ 94.6%
Net result€550k-€362k▼ 34.2%€652k▲ 80.0%€1.06M▲ 63.2%€892k▼ 16.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €260k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.42M
Fixed assets
€9.31M=
Current assets
€109k▼ 33.0%
Equity and liabilities €9.42M
Equity
€3.88M▼ 22.2%
Debt
€5.54M▲ 23.5%
The debt ratio rises from 47.4% to 58.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
41.2%▼
2024 · 52.6%
Current ratio
0.05▼
2024 · 0.16
Quick ratio
0.05▼
2024 · 0.16
Debt / equity
1.43▲
2024 · 0.90
ROE
23.0%▲
2024 · 21.3%
ROA
9.5%▼
2024 · 11.2%
Debt
€5.54M▲
2024 · €4.49M
Debt ≤ 1 year
€2.41M▲
2024 · €1.03M
Debt > 1 year
€3.04M▼
2024 · €3.35M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.48M€9.42M▼
Fixed assets21/28€9.31M€9.31M=
Financial fixed assets28€9.31M€9.31M=
Affiliated companies280/1€9.31M€9.31M=
Participating interests280€9.31M€9.31M=
Current assets29/58€163k€109k▼
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€428€95k▲
Other amounts receivable41€428€95k▲
Cash at bank and in hand54/58€162k€14k▼
Deferred charges and accrued income490/1€904€902▼
Equity and liabilities
Total equity and liabilities10/49€9.48M€9.42M▼
Equity10/15€4.99M€3.88M▼
Contributions10/11€2.55M€2.55M=
Profit (loss) carried forward14€2.44M€1.33M▼
Amounts payable17/49€4.49M€5.54M▲
Amounts payable after more than one year17€3.35M€3.04M▼
Financial debts170/4€3.35M€3.04M▼
Unsubordinated bonds171€1.65M€1.65M=
Credit institutions173€1.70M€1.39M▼
Amounts payable within one year42/48€1.03M€2.41M▲
Current portion of amounts payable after more than one year42€300k€313k▲
Trade debts44€168k€4k▼
Suppliers440/4€168k€4k▼
Other amounts payable47/48€565k€2.09M▲
Accrued charges and deferred income492/3€107k€100k▼
Income statement
Code20242025
Operating charges60/66A€260k€14k▼
Services and other goods61€259k€13k▼
Other operating charges640/8€968€1k▲
Operating profit (loss)9901€-260k€-14k▲
Financial income75/76B€1.50M€1.10M▼
Recurring financial income75€1.50M€1.10M▼
Income from financial fixed assets750€1.50M€1.10M▼
Financial charges65/66B€176k€194k▲
Recurring financial charges65€176k€194k▲
Debt charges650€168k€192k▲
Other financial charges652/9€9k€1k▼
Profit (loss) for the period before taxes9903€1.06M€892k▼
Profit (loss) for the period9904€1.06M€892k▼
Profit (loss) for the period to be appropriated9905€1.06M€892k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.94M€3.33M▲
Profit (loss) brought forward from the previous period14P€1.87M€2.44M▲
Profit to be distributed694/7€500k€2.00M▲
Return on contributions (dividend)694€500k€2.00M▲
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial
Highest result since 2021net €1.06M ▲63.2%
Net result €1.06M, the highest in the series.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €362k ▼34.2%
Net result drops to €362k, the lowest in the series; recovery starts the following year.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-06-2024
INTERACTIONS SRL: Resigned as Director
14-06-2024
PORTVISION SRL: Resigned as Director
09-09-2022
Dominique Gosselin: Resigned as Director
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Genval 321380 LasneGround area
7,715 m²
Building footprint
691 m²
Volume, LiDAR
5,655 m³
Parcel 25076A0598/00E000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GFIN
since 20202.311.895.426
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076A0598/00E000 | Wallonia | 7,715 m² | 1 · 691 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.